Best Cheap Auto Insurance in Grady, AL (2021)

The average Grady, AL auto insurance rates are $316 per month. The minimum auto insurance in Grady is at least 25/50/25 in coverage to comply with Alabama auto insurance laws. To find the best cheap auto insurance in Grady, Alabama, compare quotes from multiple companies.

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Mathew B. Sims is Editor-in-Chief and has authored, edited, and contributed to several books. He has been working in the insurance industry ensuring content is accurate for consumers who are searching for the best policies and rates. He has also been featured on sites like UpJourney.

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: May 17, 2021

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Things to Remember

  • The most expensive auto insurance company in Grady for teen drivers is Liberty Mutual
  • Average auto insurance rates in Grady, AL for senior drivers are $2,009 per year
  • The minimum auto insurance required in Grady, Alabama is 25/50/25

Grady, Alabama auto insurance requirements are 25/50/25 according to Alabama auto insurance laws. Finding cheap auto insurance in Grady can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Grady, Alabama, including driving record, credit, commute time, and more.

Compare auto insurance in Grady to other Alabama cities, including Tuscaloosa auto insurance rates, Montgomery auto insurance rates, and Huntsville auto insurance rates to see how Grady, Alabama auto insurance rates stack up.

Before you buy Grady, Alabama auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Grady, Alabama auto insurance quotes.

Minimum Auto Insurance in Grady, Alabama

Grady, Alabama auto insurance laws require that you have at least the Alabama minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Grady, Alabama.

Minimum Required Auto Insurance Coverage in Grady, Alabama

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

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Cheap Grady, Alabama Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Grady, Alabama are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Grady, Alabama

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $1,964 $1,885 $1,764 $1,801 $6,532 $7,020 $2,232 $2,292
Farmers $2,437 $2,422 $2,180 $2,311 $9,242 $9,516 $2,763 $2,875
GEICO $1,919 $1,894 $1,817 $1,864 $4,936 $4,820 $2,027 $1,875
Liberty Mutual $3,213 $3,472 $2,630 $2,942 $11,739 $13,054 $3,428 $3,657
Nationwide $1,886 $1,910 $1,715 $1,777 $5,037 $6,502 $2,098 $2,351
Progressive $2,389 $2,251 $1,956 $2,085 $9,577 $10,702 $2,799 $2,978
State Farm $3,293 $3,293 $2,979 $2,979 $9,920 $12,477 $3,722 $4,257
Travelers $1,477 $1,500 $1,384 $1,382 $7,970 $12,593 $1,399 $1,602
USAA $1,403 $1,426 $1,312 $1,289 $4,197 $4,655 $1,831 $1,980

Cheap Grady, Alabama Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Grady, Alabama is a challenge. Take a look at the annual teen auto insurance rates in Grady, Alabama.

Annual Auto Insurance Rates for Teen Drivers in Grady, Alabama

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $6,532 $7,020
Farmers $9,242 $9,516
GEICO $4,936 $4,820
Liberty Mutual $11,739 $13,054
Nationwide $5,037 $6,502
Progressive $9,577 $10,702
State Farm $9,920 $12,477
Travelers $7,970 $12,593
USAA $4,197 $4,655

Cheap Grady, Alabama Auto Insurance for Seniors

What are senior auto insurance rates in Grady, Alabama? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Grady, Alabama

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $1,764 $1,801
Farmers $2,180 $2,311
GEICO $1,817 $1,864
Liberty Mutual $2,630 $2,942
Nationwide $1,715 $1,777
Progressive $1,956 $2,085
State Farm $2,979 $2,979
Travelers $1,384 $1,382
USAA $1,312 $1,289

Cheap Grady, Alabama Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Grady, Alabama compared to the annual auto insurance rates with a clean record in Grady, Alabama.

Annual Grady, Alabama Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,735 $3,205 $3,740 $3,064
Farmers $3,554 $4,588 $4,476 $4,254
GEICO $1,796 $2,872 $3,506 $2,401
Liberty Mutual $4,324 $6,025 $5,891 $5,827
Nationwide $2,541 $2,541 $3,716 $2,841
Progressive $3,931 $4,920 $4,204 $4,316
State Farm $4,847 $5,999 $5,307 $5,307
Travelers $3,054 $3,204 $4,683 $3,713
USAA $1,739 $2,182 $3,245 $1,881

Cheap Grady, Alabama Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Grady, Alabama is not easy. Compare the annual rates for DUI auto insurance in Grady, Alabama to find the best deal.

Annual Auto Insurance Rates After a DUI in Grady, Alabama

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $3,740
Farmers $4,476
GEICO $3,506
Liberty Mutual $5,891
Nationwide $3,716
Progressive $4,204
State Farm $5,307
Travelers $4,683
USAA $3,245

Cheap Grady, Alabama Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how Grady, Alabama annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in Grady, Alabama

Insurance Company Poor Fair Good
Allstate $3,949 $3,087 $2,522
Farmers $4,730 $4,068 $3,857
GEICO $3,361 $2,399 $2,171
Liberty Mutual $7,905 $4,844 $3,801
Nationwide $3,511 $2,740 $2,478
Progressive $4,917 $4,198 $3,913
State Farm $8,712 $4,400 $2,983
Travelers $3,993 $3,465 $3,532
USAA $3,036 $1,980 $1,769

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Cheap Grady, Alabama Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in Grady, Alabama can vary. Compare the annual cost of auto insurance by ZIP code in Grady, Alabama to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in Grady, Alabama

ZIP Code Average Annual Rates
36036 $3,863

Cheap Grady, Alabama Auto Insurance Rates By Commute

Commute length and annual mileage affect Grady, Alabama auto insurance. Find the cheapest annual Grady, Alabama auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Grady, Alabama

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $3,186 $3,186
Farmers $4,218 $4,218
GEICO $2,594 $2,694
Liberty Mutual $5,517 $5,517
Nationwide $2,910 $2,910
Progressive $4,342 $4,342
State Farm $5,230 $5,500
Travelers $3,663 $3,663
USAA $2,158 $2,365

Cheap Grady, Alabama Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Grady, Alabama? Check out the comparison of annual Grady, Alabama auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Grady, Alabama

Insurance Company Low Medium High
Allstate $3,083 $3,182 $3,294
Farmers $3,990 $4,166 $4,499
GEICO $2,433 $2,631 $2,867
Liberty Mutual $5,275 $5,492 $5,783
Nationwide $2,896 $2,885 $2,948
Progressive $3,917 $4,319 $4,792
State Farm $5,050 $5,361 $5,684
Travelers $3,473 $3,736 $3,781
USAA $2,178 $2,249 $2,358

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Best By Category: Cheapest Auto Insurance in Grady, Alabama

Compare the cheapest auto insurance companies in Grady, Alabama in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Grady, Alabama

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI USAA
With 1 Speeding Violation USAA

The Cheapest Grady, Alabama Auto Insurance Companies

What auto insurance companies in Grady, Alabama are the cheapest? Compare the top Grady, Alabama auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Grady, Alabama

Insurance Company Average Annual Rates
Allstate $3,186
Farmers $4,218
GEICO $2,644
Liberty Mutual $5,517
Nationwide $2,910
Progressive $4,342
State Farm $5,365
Travelers $3,663
USAA $2,262

Compare Grady, Alabama Auto Insurance Quotes

Before you buy Grady, Alabama auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Grady, Alabama auto insurance quotes.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

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