Best Cheap Auto Insurance in Graceville, FL (2021)

The average Graceville, FL auto insurance rates are $314 per month. The minimum auto insurance in Graceville is at least 10/20/10 in coverage to comply with Florida auto insurance laws. To find the best cheap auto insurance in Graceville, Florida, compare quotes from multiple companies.

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Mathew B. Sims is Editor-in-Chief and has authored, edited, and contributed to several books. He has been working in the insurance industry ensuring content is accurate for consumers who are searching for the best policies and rates. He has also been featured on sites like UpJourney.

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: May 17, 2021

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Things to Remember

  • The minimum auto insurance required in Graceville, Florida is 10/20/10
  • Average auto insurance rates in Graceville, FL for senior drivers are $2,281 per year
  • The most expensive auto insurance company in Graceville for teen drivers is Allstate

Graceville, Florida auto insurance requirements are 10/20/10 according to Florida auto insurance laws. Finding cheap auto insurance in Graceville can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Graceville, Florida, including driving record, credit, commute time, and more.

Compare auto insurance in Graceville to other Florida cities, including Miami auto insurance rates, Cape Coral auto insurance rates, and Orlando auto insurance rates to see how Graceville, Florida auto insurance rates stack up.

Before you buy Graceville, Florida auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Graceville, Florida auto insurance quotes.

Minimum Auto Insurance in Graceville, Florida

Graceville, Florida auto insurance laws require that you have at least the Florida minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Graceville, Florida.

Minimum Required Auto Insurance Coverage in Graceville, Florida

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $10,000 per person
$20,000 per accident
Property Damage Liability Coverage $10,000 minimum

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Cheap Graceville, Florida Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Graceville, Florida are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Graceville, Florida

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,676 $3,548 $3,198 $3,271 $12,757 $13,874 $3,778 $3,870
GEICO $2,416 $2,438 $2,251 $2,251 $4,262 $5,413 $2,670 $2,743
Liberty Mutual $3,097 $3,097 $2,842 $2,842 $6,496 $9,983 $3,097 $4,181
Nationwide $2,392 $2,380 $2,131 $2,218 $5,680 $7,082 $2,637 $2,774
Progressive $2,787 $2,658 $2,405 $2,576 $7,462 $8,207 $3,362 $3,298
State Farm $1,719 $1,719 $1,546 $1,546 $4,900 $6,272 $1,898 $2,054
USAA $1,557 $1,540 $1,426 $1,433 $5,125 $6,036 $1,963 $2,141

Cheap Graceville, Florida Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Graceville, Florida is a challenge. Take a look at the annual teen auto insurance rates in Graceville, Florida.

Annual Auto Insurance Rates for Teen Drivers in Graceville, Florida

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $12,757 $13,874
GEICO $4,262 $5,413
Liberty Mutual $6,496 $9,983
Nationwide $5,680 $7,082
Progressive $7,462 $8,207
State Farm $4,900 $6,272
USAA $5,125 $6,036

Cheap Graceville, Florida Auto Insurance for Seniors

What are senior auto insurance rates in Graceville, Florida? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Graceville, Florida

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $3,198 $3,271
GEICO $2,251 $2,251
Liberty Mutual $2,842 $2,842
Nationwide $2,131 $2,218
Progressive $2,405 $2,576
State Farm $1,546 $1,546
USAA $1,426 $1,433

Cheap Graceville, Florida Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Graceville, Florida compared to the annual auto insurance rates with a clean record in Graceville, Florida.

Annual Graceville, Florida Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $5,177 $6,164 $6,896 $5,750
GEICO $2,172 $2,736 $4,002 $3,312
Liberty Mutual $3,250 $4,181 $5,999 $4,388
Nationwide $2,946 $3,205 $4,246 $3,249
Progressive $3,286 $4,743 $4,020 $4,329
State Farm $2,486 $2,927 $2,707 $2,707
USAA $2,109 $2,566 $3,732 $2,203

Cheap Graceville, Florida Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Graceville, Florida is not easy. Compare the annual rates for DUI auto insurance in Graceville, Florida to find the best deal.

Annual Auto Insurance Rates After a DUI in Graceville, Florida

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $6,896
GEICO $4,002
Liberty Mutual $5,999
Nationwide $4,246
Progressive $4,020
State Farm $2,707
USAA $3,732

Cheap Graceville, Florida Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how Graceville, Florida annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in Graceville, Florida

Insurance Company Poor Fair Good
Allstate $8,309 $5,321 $4,360
GEICO $4,388 $2,710 $2,069
Liberty Mutual $5,727 $4,213 $3,424
Nationwide $4,263 $3,133 $2,839
Progressive $5,379 $3,774 $3,129
State Farm $3,653 $2,441 $2,026
USAA $4,377 $2,083 $1,498

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Cheap Graceville, Florida Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in Graceville, Florida can vary. Compare the annual cost of auto insurance by ZIP code in Graceville, Florida to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in Graceville, Florida

ZIP Code Average Annual Rates
32440 $2,905

Cheap Graceville, Florida Auto Insurance Rates By Commute

Commute length and annual mileage affect Graceville, Florida auto insurance. Find the cheapest annual Graceville, Florida auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Graceville, Florida

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $5,822 $6,171
GEICO $3,040 $3,072
Liberty Mutual $4,312 $4,597
Nationwide $3,412 $3,412
Progressive $4,094 $4,094
State Farm $2,617 $2,797
USAA $2,622 $2,683

Cheap Graceville, Florida Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Graceville, Florida? Check out the comparison of annual Graceville, Florida auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Graceville, Florida

Insurance Company Low Medium High
Allstate $4,884 $6,248 $6,858
GEICO $2,636 $3,139 $3,392
Liberty Mutual $4,119 $4,519 $4,725
Nationwide $2,778 $3,532 $3,926
Progressive $3,637 $4,162 $4,484
State Farm $2,367 $2,761 $2,992
USAA $2,363 $2,728 $2,868

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Best By Category: Cheapest Auto Insurance in Graceville, Florida

Compare the cheapest auto insurance companies in Graceville, Florida in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Graceville, Florida

Category Insurance Company
Teenagers GEICO
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI State Farm
With 1 Speeding Violation USAA

The Cheapest Graceville, Florida Auto Insurance Companies

What auto insurance companies in Graceville, Florida are the cheapest? Compare the top Graceville, Florida auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Graceville, Florida

Insurance Company Average Annual Rates
Allstate $5,997
GEICO $3,056
Liberty Mutual $4,454
Nationwide $3,412
Progressive $4,094
State Farm $2,707
USAA $2,653

What affects auto insurance rates in Graceville, Florida?

There are a lot of reasons why auto insurance rates in Graceville, Florida are higher or lower than in other cities. These include traffic and the number of vehicle thefts in Graceville, Florida. Many local factors may affect your Graceville auto insurance rates.

Graceville Auto Theft

More theft means higher auto insurance rates because auto insurance companies are paying more in claims. According to the FBI’s annual Graceville, Florida auto theft statistics, there have been 1 auto thefts in the city.

Graceville Commute Time

Cities in which drivers have a longer average commute time tend to have higher auto insurance costs. The average Graceville, Florida commute length is 25.2 minutes according to City-Data.

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Compare Graceville, Florida Auto Insurance Quotes

Before you buy Graceville, Florida auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Graceville, Florida auto insurance quotes.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

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