Best Cheap Auto Insurance in Gowen, MI (2021)

The average Gowen, MI auto insurance rates are $791 per month. The minimum auto insurance in Gowen is at least 20/40/10 in coverage to comply with Michigan auto insurance laws. To find the best cheap auto insurance in Gowen, Michigan, compare quotes from multiple companies.

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Mathew B. Sims is Editor-in-Chief and has authored, edited, and contributed to several books. He has been working in the insurance industry ensuring content is accurate for consumers who are searching for the best policies and rates. He has also been featured on sites like UpJourney.

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: May 17, 2021

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Advertiser Disclosure: We strive to help you make confident auto insurance decisions. Comparison shopping should be easy. We are not affiliated with any one auto insurance provider and cannot guarantee quotes from any single provider. Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.

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Things to Remember

  • The most expensive auto insurance company in Gowen for teen drivers is Allstate
  • The minimum auto insurance required in Gowen, Michigan is 20/40/10
  • The cheapest auto insurance company in Gowen is USAA

Gowen, Michigan auto insurance requirements are 20/40/10 according to Michigan auto insurance laws. Finding cheap auto insurance in Gowen can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Gowen, Michigan, including driving record, credit, commute time, and more.

Compare auto insurance in Gowen to other Michigan cities, including Ann Arbor auto insurance rates, Flint auto insurance rates, and Dearborn auto insurance rates to see how Gowen, Michigan auto insurance rates stack up.

Before you buy Gowen, Michigan auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Gowen, Michigan auto insurance quotes.

Minimum Auto Insurance in Gowen, Michigan

Gowen, Michigan auto insurance laws require that you have at least the Michigan minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Gowen, Michigan.

Minimum Required Auto Insurance Coverage in Gowen, Michigan

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $20,000 per person
$40,000 per accident
Property Damage Liability Coverage $10,000 minimum

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Cheap Gowen, Michigan Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Gowen, Michigan are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Gowen, Michigan

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $16,784 $16,784 $15,590 $15,590 $41,589 $41,589 $17,682 $17,682
Farmers $4,401 $4,401 $4,107 $4,107 $9,593 $9,593 $4,944 $4,944
GEICO $3,742 $3,742 $3,817 $3,817 $10,798 $10,798 $3,588 $3,588
Liberty Mutual $15,334 $15,334 $15,181 $15,181 $36,223 $36,223 $15,334 $15,334
Nationwide $2,719 $2,719 $2,443 $2,443 $6,792 $6,792 $2,959 $2,959
Progressive $3,126 $2,925 $2,760 $3,057 $11,742 $12,634 $3,656 $3,434
State Farm $6,937 $6,937 $6,408 $6,408 $23,970 $23,970 $8,135 $8,135
Travelers $4,480 $4,480 $3,858 $3,858 $13,395 $13,395 $4,862 $4,862
USAA $2,655 $2,498 $2,500 $2,350 $6,403 $6,033 $3,215 $3,060

Cheap Gowen, Michigan Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Gowen, Michigan is a challenge. Take a look at the annual teen auto insurance rates in Gowen, Michigan.

Annual Auto Insurance Rates for Teen Drivers in Gowen, Michigan

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $41,589 $41,589
Farmers $9,593 $9,593
GEICO $10,798 $10,798
Liberty Mutual $36,223 $36,223
Nationwide $6,792 $6,792
Progressive $11,742 $12,634
State Farm $23,970 $23,970
Travelers $13,395 $13,395
USAA $6,403 $6,033

Cheap Gowen, Michigan Auto Insurance for Seniors

What are senior auto insurance rates in Gowen, Michigan? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Gowen, Michigan

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $15,590 $15,590
Farmers $4,107 $4,107
GEICO $3,817 $3,817
Liberty Mutual $15,181 $15,181
Nationwide $2,443 $2,443
Progressive $2,760 $3,057
State Farm $6,408 $6,408
Travelers $3,858 $3,858
USAA $2,500 $2,350

Cheap Gowen, Michigan Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Gowen, Michigan compared to the annual auto insurance rates with a clean record in Gowen, Michigan.

Annual Gowen, Michigan Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $11,158 $14,912 $49,962 $15,613
Farmers $4,845 $6,162 $6,088 $5,950
GEICO $1,921 $4,084 $12,370 $3,568
Liberty Mutual $14,354 $17,322 $32,017 $18,378
Nationwide $3,224 $4,224 $3,863 $3,601
Progressive $4,605 $6,030 $5,410 $5,622
State Farm $7,301 $8,714 $18,602 $10,833
Travelers $4,510 $6,426 $10,331 $5,327
USAA $2,889 $3,607 $4,715 $3,147

Cheap Gowen, Michigan Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Gowen, Michigan is not easy. Compare the annual rates for DUI auto insurance in Gowen, Michigan to find the best deal.

Annual Auto Insurance Rates After a DUI in Gowen, Michigan

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $49,962
Farmers $6,088
GEICO $12,370
Liberty Mutual $32,017
Nationwide $3,863
Progressive $5,410
State Farm $18,602
Travelers $10,331
USAA $4,715

Cheap Gowen, Michigan Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how Gowen, Michigan annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in Gowen, Michigan

Insurance Company Poor Fair Good
Allstate $34,815 $19,242 $14,677
Farmers $7,642 $5,016 $4,625
GEICO $7,051 $5,186 $4,221
Liberty Mutual $32,464 $18,743 $10,346
Nationwide $4,613 $3,532 $3,039
Progressive $6,228 $5,261 $4,761
State Farm $18,428 $9,325 $6,334
Travelers $6,813 $6,608 $6,525
USAA $5,371 $3,070 $2,328

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Cheap Gowen, Michigan Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in Gowen, Michigan can vary. Compare the annual cost of auto insurance by ZIP code in Gowen, Michigan to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in Gowen, Michigan

ZIP Code Average Annual Rates
49326 $6,581

Cheap Gowen, Michigan Auto Insurance Rates By Commute

Commute length and annual mileage affect Gowen, Michigan auto insurance. Find the cheapest annual Gowen, Michigan auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Gowen, Michigan

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $22,911 $22,911
Farmers $5,761 $5,761
GEICO $5,362 $5,610
Liberty Mutual $19,808 $21,228
Nationwide $3,728 $3,728
Progressive $5,417 $5,417
State Farm $11,058 $11,667
Travelers $6,611 $6,686
USAA $3,548 $3,631

Cheap Gowen, Michigan Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Gowen, Michigan? Check out the comparison of annual Gowen, Michigan auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Gowen, Michigan

Insurance Company Low Medium High
Allstate $22,349 $22,962 $23,424
Farmers $5,640 $5,751 $5,893
GEICO $5,168 $5,443 $5,847
Liberty Mutual $20,018 $20,469 $21,066
Nationwide $3,870 $3,673 $3,641
Progressive $5,265 $5,423 $5,562
State Farm $10,815 $11,430 $11,842
Travelers $6,575 $6,656 $6,715
USAA $3,486 $3,598 $3,684

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Best By Category: Cheapest Auto Insurance in Gowen, Michigan

Compare the cheapest auto insurance companies in Gowen, Michigan in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Gowen, Michigan

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record GEICO
With 1 Accident USAA
With 1 DUI Nationwide
With 1 Speeding Violation USAA

The Cheapest Gowen, Michigan Auto Insurance Companies

What auto insurance companies in Gowen, Michigan are the cheapest? Compare the top Gowen, Michigan auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Gowen, Michigan

Insurance Company Average Annual Rates
Allstate $22,911
Farmers $5,761
GEICO $5,486
Liberty Mutual $20,518
Nationwide $3,728
Progressive $5,417
State Farm $11,362
Travelers $6,649
USAA $3,589

Compare Gowen, Michigan Auto Insurance Quotes

Before you buy Gowen, Michigan auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Gowen, Michigan auto insurance quotes.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

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