Best Cheap Auto Insurance in Goulding, FL (2021)

The average Goulding, FL auto insurance rates are $343 per month. The minimum auto insurance in Goulding is at least 10/20/10 in coverage to comply with Florida auto insurance laws. To find the best cheap auto insurance in Goulding, Florida, compare quotes from multiple companies.

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Mathew B. Sims is Editor-in-Chief and has authored, edited, and contributed to several books. He has been working in the insurance industry ensuring content is accurate for consumers who are searching for the best policies and rates. He has also been featured on sites like UpJourney.

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: May 17, 2021

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Things to Remember

  • The average commute length in Goulding is 20.1 minutes
  • The cheapest auto insurance company in Goulding is USAA
  • Average auto insurance rates in Goulding, FL for senior drivers are $2,493 per year

Goulding, Florida auto insurance requirements are 10/20/10 according to Florida auto insurance laws. Finding cheap auto insurance in Goulding can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Goulding, Florida, including driving record, credit, commute time, and more.

Compare auto insurance in Goulding to other Florida cities, including Port St. Lucie auto insurance rates, Jacksonville auto insurance rates, and Tallahassee auto insurance rates to see how Goulding, Florida auto insurance rates stack up.

Before you buy Goulding, Florida auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Goulding, Florida auto insurance quotes.

Minimum Auto Insurance in Goulding, Florida

Goulding, Florida auto insurance laws require that you have at least the Florida minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Goulding, Florida.

Minimum Required Auto Insurance Coverage in Goulding, Florida

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $10,000 per person
$20,000 per accident
Property Damage Liability Coverage $10,000 minimum

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Cheap Goulding, Florida Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Goulding, Florida are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Goulding, Florida

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,946 $3,738 $3,402 $3,441 $13,205 $14,148 $3,934 $3,979
GEICO $2,761 $2,785 $2,576 $2,576 $4,891 $6,220 $3,051 $3,135
Liberty Mutual $3,329 $3,329 $3,049 $3,049 $7,043 $10,853 $3,329 $4,514
Nationwide $2,649 $2,624 $2,362 $2,450 $6,381 $7,900 $2,921 $3,053
Progressive $3,195 $3,027 $2,763 $2,953 $9,075 $9,967 $3,856 $3,746
State Farm $1,999 $1,999 $1,808 $1,808 $5,835 $7,466 $2,215 $2,390
USAA $1,441 $1,421 $1,337 $1,333 $4,787 $5,588 $1,806 $1,958

Cheap Goulding, Florida Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Goulding, Florida is a challenge. Take a look at the annual teen auto insurance rates in Goulding, Florida.

Annual Auto Insurance Rates for Teen Drivers in Goulding, Florida

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $13,205 $14,148
GEICO $4,891 $6,220
Liberty Mutual $7,043 $10,853
Nationwide $6,381 $7,900
Progressive $9,075 $9,967
State Farm $5,835 $7,466
USAA $4,787 $5,588

Cheap Goulding, Florida Auto Insurance for Seniors

What are senior auto insurance rates in Goulding, Florida? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Goulding, Florida

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $3,402 $3,441
GEICO $2,576 $2,576
Liberty Mutual $3,049 $3,049
Nationwide $2,362 $2,450
Progressive $2,763 $2,953
State Farm $1,808 $1,808
USAA $1,337 $1,333

Cheap Goulding, Florida Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Goulding, Florida compared to the annual auto insurance rates with a clean record in Goulding, Florida.

Annual Goulding, Florida Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $5,384 $6,433 $7,118 $5,962
GEICO $2,483 $3,132 $4,588 $3,794
Liberty Mutual $3,486 $4,511 $6,511 $4,739
Nationwide $3,250 $3,555 $4,762 $3,602
Progressive $3,812 $5,633 $4,734 $5,112
State Farm $2,920 $3,460 $3,190 $3,190
USAA $1,943 $2,378 $3,481 $2,033

Cheap Goulding, Florida Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Goulding, Florida is not easy. Compare the annual rates for DUI auto insurance in Goulding, Florida to find the best deal.

Annual Auto Insurance Rates After a DUI in Goulding, Florida

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $7,118
GEICO $4,588
Liberty Mutual $6,511
Nationwide $4,762
Progressive $4,734
State Farm $3,190
USAA $3,481

Cheap Goulding, Florida Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how Goulding, Florida annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in Goulding, Florida

Insurance Company Poor Fair Good
Allstate $8,687 $5,509 $4,476
GEICO $5,034 $3,101 $2,363
Liberty Mutual $6,202 $4,548 $3,685
Nationwide $4,744 $3,482 $3,151
Progressive $6,266 $4,465 $3,737
State Farm $4,347 $2,865 $2,358
USAA $4,019 $1,947 $1,411

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Cheap Goulding, Florida Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in Goulding, Florida can vary. Compare the annual cost of auto insurance by ZIP code in Goulding, Florida to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in Goulding, Florida

ZIP Code Average Annual Rates
32501 $3,181

Cheap Goulding, Florida Auto Insurance Rates By Commute

Commute length and annual mileage affect Goulding, Florida auto insurance. Find the cheapest annual Goulding, Florida auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Goulding, Florida

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $6,046 $6,402
GEICO $3,481 $3,517
Liberty Mutual $4,656 $4,968
Nationwide $3,792 $3,792
Progressive $4,823 $4,823
State Farm $3,083 $3,297
USAA $2,431 $2,487

Cheap Goulding, Florida Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Goulding, Florida? Check out the comparison of annual Goulding, Florida auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Goulding, Florida

Insurance Company Low Medium High
Allstate $5,111 $6,476 $7,085
GEICO $2,990 $3,601 $3,906
Liberty Mutual $4,434 $4,886 $5,115
Nationwide $3,092 $3,925 $4,360
Progressive $4,113 $4,927 $5,429
State Farm $2,744 $3,262 $3,564
USAA $2,171 $2,533 $2,673

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Best By Category: Cheapest Auto Insurance in Goulding, Florida

Compare the cheapest auto insurance companies in Goulding, Florida in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Goulding, Florida

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI State Farm
With 1 Speeding Violation USAA

The Cheapest Goulding, Florida Auto Insurance Companies

What auto insurance companies in Goulding, Florida are the cheapest? Compare the top Goulding, Florida auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Goulding, Florida

Insurance Company Average Annual Rates
Allstate $6,224
GEICO $3,499
Liberty Mutual $4,812
Nationwide $3,792
Progressive $4,823
State Farm $3,190
USAA $2,459

What affects auto insurance rates in Goulding, Florida?

There are a lot of reasons why auto insurance rates in Goulding, Florida are higher or lower than in other cities. These include traffic and the number of vehicle thefts in Goulding, Florida. Many local factors may affect your Goulding auto insurance rates.

Goulding Commute Time

Cities in which drivers have a longer average commute time tend to have higher auto insurance costs. The average Goulding, Florida commute length is 20.1 minutes according to City-Data.

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Compare Goulding, Florida Auto Insurance Quotes

Before you buy Goulding, Florida auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Goulding, Florida auto insurance quotes.

Free Auto Insurance Comparison

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