Best Cheap Auto Insurance in Goshen, KY (2021)

The average Goshen, KY auto insurance rates are $371 per month. The minimum auto insurance in Goshen is at least 25/50/25 in coverage to comply with Kentucky auto insurance laws. To find the best cheap auto insurance in Goshen, Kentucky, compare quotes from multiple companies.

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Mathew B. Sims is Editor-in-Chief and has authored, edited, and contributed to several books. He has been working in the insurance industry ensuring content is accurate for consumers who are searching for the best policies and rates. He has also been featured on sites like UpJourney.

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: May 17, 2021

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Things to Remember

  • The minimum auto insurance required in Goshen, Kentucky is 25/50/25
  • Average auto insurance rates in Goshen, KY for senior drivers are $2,432 per year
  • The cheapest auto insurance company in Goshen is USAA

Goshen, Kentucky auto insurance requirements are 25/50/25 according to Kentucky auto insurance laws. Finding cheap auto insurance in Goshen can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Goshen, Kentucky, including driving record, credit, commute time, and more.

Compare auto insurance in Goshen to other Kentucky cities, including Owensboro auto insurance rates, Independence auto insurance rates, and Florence auto insurance rates to see how Goshen, Kentucky auto insurance rates stack up.

Before you buy Goshen, Kentucky auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Goshen, Kentucky auto insurance quotes.

Minimum Auto Insurance in Goshen, Kentucky

Goshen, Kentucky auto insurance laws require that you have at least the Kentucky minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Goshen, Kentucky.

Minimum Required Auto Insurance Coverage in Goshen, Kentucky

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

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Cheap Goshen, Kentucky Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Goshen, Kentucky are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Goshen, Kentucky

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,318 $3,269 $3,014 $3,214 $12,718 $14,308 $3,639 $3,827
GEICO $3,366 $3,114 $3,524 $3,191 $7,006 $8,290 $2,746 $2,364
Liberty Mutual $2,654 $2,868 $2,244 $2,503 $11,634 $12,872 $2,779 $2,893
Nationwide $3,194 $3,199 $2,882 $3,013 $7,284 $9,099 $3,630 $3,821
Progressive $2,253 $2,139 $2,031 $2,035 $11,186 $12,662 $2,795 $2,850
State Farm $1,967 $1,967 $1,760 $1,760 $5,945 $7,543 $2,199 $2,454
Travelers $2,219 $2,257 $2,185 $2,189 $10,801 $17,351 $2,323 $2,668
USAA $1,849 $1,851 $1,671 $1,697 $4,956 $5,217 $2,333 $2,553

Cheap Goshen, Kentucky Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Goshen, Kentucky is a challenge. Take a look at the annual teen auto insurance rates in Goshen, Kentucky.

Annual Auto Insurance Rates for Teen Drivers in Goshen, Kentucky

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $12,718 $14,308
GEICO $7,006 $8,290
Liberty Mutual $11,634 $12,872
Nationwide $7,284 $9,099
Progressive $11,186 $12,662
State Farm $5,945 $7,543
Travelers $10,801 $17,351
USAA $4,956 $5,217

Cheap Goshen, Kentucky Auto Insurance for Seniors

What are senior auto insurance rates in Goshen, Kentucky? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Goshen, Kentucky

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $3,014 $3,214
GEICO $3,524 $3,191
Liberty Mutual $2,244 $2,503
Nationwide $2,882 $3,013
Progressive $2,031 $2,035
State Farm $1,760 $1,760
Travelers $2,185 $2,189
USAA $1,671 $1,697

Cheap Goshen, Kentucky Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Goshen, Kentucky compared to the annual auto insurance rates with a clean record in Goshen, Kentucky.

Annual Goshen, Kentucky Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $4,874 $6,400 $6,857 $5,522
GEICO $2,505 $4,453 $6,774 $3,068
Liberty Mutual $4,211 $6,492 $5,044 $4,476
Nationwide $3,590 $4,644 $5,874 $3,954
Progressive $3,921 $5,823 $4,470 $4,762
State Farm $2,920 $3,479 $3,199 $3,199
Travelers $4,576 $4,706 $6,812 $4,904
USAA $2,084 $2,946 $3,524 $2,509

Cheap Goshen, Kentucky Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Goshen, Kentucky is not easy. Compare the annual rates for DUI auto insurance in Goshen, Kentucky to find the best deal.

Annual Auto Insurance Rates After a DUI in Goshen, Kentucky

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $6,857
GEICO $6,774
Liberty Mutual $5,044
Nationwide $5,874
Progressive $4,470
State Farm $3,199
Travelers $6,812
USAA $3,524

Cheap Goshen, Kentucky Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how Goshen, Kentucky annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in Goshen, Kentucky

Insurance Company Poor Fair Good
Allstate $7,825 $5,414 $4,501
GEICO $6,906 $3,448 $2,246
Liberty Mutual $7,206 $4,452 $3,510
Nationwide $5,472 $4,319 $3,755
Progressive $5,285 $4,627 $4,320
State Farm $4,636 $2,790 $2,172
Travelers $5,848 $4,959 $4,941
USAA $4,108 $2,307 $1,882

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Cheap Goshen, Kentucky Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in Goshen, Kentucky can vary. Compare the annual cost of auto insurance by ZIP code in Goshen, Kentucky to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in Goshen, Kentucky

ZIP Code Average Annual Rates
40026 $4,023

Cheap Goshen, Kentucky Auto Insurance Rates By Commute

Commute length and annual mileage affect Goshen, Kentucky auto insurance. Find the cheapest annual Goshen, Kentucky auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Goshen, Kentucky

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $5,913 $5,913
GEICO $4,161 $4,239
Liberty Mutual $5,056 $5,056
Nationwide $4,515 $4,515
Progressive $4,744 $4,744
State Farm $3,119 $3,280
Travelers $5,249 $5,249
USAA $2,663 $2,868

Cheap Goshen, Kentucky Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Goshen, Kentucky? Check out the comparison of annual Goshen, Kentucky auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Goshen, Kentucky

Insurance Company Low Medium High
Allstate $5,470 $5,889 $6,381
GEICO $3,925 $4,187 $4,488
Liberty Mutual $4,837 $5,028 $5,303
Nationwide $4,558 $4,470 $4,518
Progressive $4,341 $4,678 $5,212
State Farm $3,006 $3,200 $3,393
Travelers $4,976 $5,275 $5,497
USAA $2,637 $2,759 $2,901

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Best By Category: Cheapest Auto Insurance in Goshen, Kentucky

Compare the cheapest auto insurance companies in Goshen, Kentucky in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Goshen, Kentucky

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI State Farm
With 1 Speeding Violation USAA

The Cheapest Goshen, Kentucky Auto Insurance Companies

What auto insurance companies in Goshen, Kentucky are the cheapest? Compare the top Goshen, Kentucky auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Goshen, Kentucky

Insurance Company Average Annual Rates
Allstate $5,913
GEICO $4,200
Liberty Mutual $5,056
Nationwide $4,515
Progressive $4,744
State Farm $3,199
Travelers $5,249
USAA $2,766

What affects auto insurance rates in Goshen, Kentucky?

There are a lot of reasons why auto insurance rates in Goshen, Kentucky are higher or lower than in other cities. These include traffic and the number of vehicle thefts in Goshen, Kentucky. Many local factors may affect your Goshen auto insurance rates.

Goshen Commute Time

Cities in which drivers have a longer average commute time tend to have higher auto insurance costs. The average Goshen, Kentucky commute length is 28.8 minutes according to City-Data.

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Compare Goshen, Kentucky Auto Insurance Quotes

Before you buy Goshen, Kentucky auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Goshen, Kentucky auto insurance quotes.

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Enter your ZIP code below to view companies that have cheap auto insurance rates.

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