Best Cheap Auto Insurance in Goshen, IN (2021)

The average Goshen, IN auto insurance rates are $265 per month. The minimum auto insurance in Goshen is at least 25/50/25 in coverage to comply with Indiana auto insurance laws. To find the best cheap auto insurance in Goshen, Indiana, compare quotes from multiple companies.

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Leslie Kasperowicz holds a BA in Social Sciences from the University of Winnipeg. She spent several years as a Farmers Insurance CSR, gaining a solid understanding of insurance products including home, life, auto, and commercial and working directly with insurance customers to understand their needs. She has since used that knowledge in her more than ten years as a writer, largely in the insuranc...

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: Jul 17, 2021

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Things to Remember

  • The average commute length in Goshen is 24.3 minutes
  • The most expensive auto insurance company in Goshen for teen drivers is Liberty Mutual
  • The cheapest auto insurance company in Goshen is USAA

Goshen, Indiana auto insurance requirements are 25/50/25 according to Indiana auto insurance laws. Finding cheap auto insurance in Goshen can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Goshen, Indiana, including driving record, credit, commute time, and more.

Compare auto insurance in Goshen to other Indiana cities, including Bloomington auto insurance rates, Indianapolis auto insurance rates, and Gary auto insurance rates to see how Goshen, Indiana auto insurance rates stack up.

Before you buy Goshen, Indiana auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Goshen, Indiana auto insurance quotes.

Minimum Auto Insurance in Goshen, Indiana

Goshen, Indiana auto insurance laws require that you have at least the Indiana minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Goshen, Indiana.

Minimum Required Auto Insurance Coverage in Goshen, Indiana

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

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Cheap Goshen, Indiana Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Goshen, Indiana are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Goshen, Indiana

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,417 $2,475 $2,122 $2,320 $7,425 $9,350 $2,455 $2,671
American Family $2,340 $2,340 $2,106 $2,106 $6,505 $9,403 $2,340 $2,872
Farmers $1,596 $1,574 $1,362 $1,534 $8,660 $9,226 $2,110 $2,281
GEICO $1,332 $1,325 $1,247 $1,287 $3,910 $3,640 $1,524 $1,346
Liberty Mutual $3,773 $3,773 $3,469 $3,469 $8,242 $12,437 $3,773 $5,167
Nationwide $1,487 $1,521 $1,307 $1,395 $4,271 $5,546 $1,739 $1,901
Progressive $1,485 $1,401 $1,350 $1,356 $8,818 $9,914 $1,859 $1,894
State Farm $1,397 $1,397 $1,252 $1,252 $4,336 $5,545 $1,550 $1,726
Travelers $1,171 $1,191 $1,101 $1,100 $7,309 $11,536 $1,242 $1,431
USAA $1,022 $1,007 $955 $960 $2,864 $3,192 $1,383 $1,477

Cheap Goshen, Indiana Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Goshen, Indiana is a challenge. Take a look at the annual teen auto insurance rates in Goshen, Indiana.

Annual Auto Insurance Rates for Teen Drivers in Goshen, Indiana

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $7,425 $9,350
American Family $6,505 $9,403
Farmers $8,660 $9,226
GEICO $3,910 $3,640
Liberty Mutual $8,242 $12,437
Nationwide $4,271 $5,546
Progressive $8,818 $9,914
State Farm $4,336 $5,545
Travelers $7,309 $11,536
USAA $2,864 $3,192

Cheap Goshen, Indiana Auto Insurance for Seniors

What are senior auto insurance rates in Goshen, Indiana? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Goshen, Indiana

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,122 $2,320
American Family $2,106 $2,106
Farmers $1,362 $1,534
GEICO $1,247 $1,287
Liberty Mutual $3,469 $3,469
Nationwide $1,307 $1,395
Progressive $1,350 $1,356
State Farm $1,252 $1,252
Travelers $1,101 $1,100
USAA $955 $960

Cheap Goshen, Indiana Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Goshen, Indiana compared to the annual auto insurance rates with a clean record in Goshen, Indiana.

Annual Goshen, Indiana Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,114 $4,573 $4,222 $3,708
American Family $2,585 $4,119 $5,221 $3,081
Farmers $3,166 $3,697 $3,811 $3,497
GEICO $1,282 $2,017 $2,733 $1,774
Liberty Mutual $4,286 $5,064 $7,973 $4,729
Nationwide $2,063 $2,654 $2,545 $2,321
Progressive $2,632 $4,615 $3,138 $3,654
State Farm $2,251 $2,475 $2,251 $2,251
Travelers $2,771 $3,422 $3,876 $2,971
USAA $1,213 $1,731 $1,983 $1,504

Cheap Goshen, Indiana Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Goshen, Indiana is not easy. Compare the annual rates for DUI auto insurance in Goshen, Indiana to find the best deal.

Annual Auto Insurance Rates After a DUI in Goshen, Indiana

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $4,222
American Family $5,221
Farmers $3,811
GEICO $2,733
Liberty Mutual $7,973
Nationwide $2,545
Progressive $3,138
State Farm $2,251
Travelers $3,876
USAA $1,983

Cheap Goshen, Indiana Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how Goshen, Indiana annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in Goshen, Indiana

Insurance Company Poor Fair Good
Allstate $4,839 $3,602 $3,272
American Family $5,137 $3,330 $2,786
Farmers $4,134 $3,371 $3,124
GEICO $2,345 $1,952 $1,558
Liberty Mutual $7,341 $4,779 $4,419
Nationwide $2,725 $2,305 $2,158
Progressive $3,864 $3,429 $3,236
State Farm $3,361 $2,005 $1,554
Travelers $3,628 $3,077 $3,075
USAA $2,158 $1,433 $1,231

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Cheap Goshen, Indiana Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in Goshen, Indiana can vary. Compare the annual cost of auto insurance by ZIP code in Goshen, Indiana to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in Goshen, Indiana

ZIP Code Average Annual Rates
46526 $3,069
46528 $3,123

Cheap Goshen, Indiana Auto Insurance Rates By Commute

Commute length and annual mileage affect Goshen, Indiana auto insurance. Find the cheapest annual Goshen, Indiana auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Goshen, Indiana

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $3,904 $3,904
American Family $3,706 $3,797
Farmers $3,543 $3,543
GEICO $1,919 $1,984
Liberty Mutual $5,367 $5,659
Nationwide $2,396 $2,396
Progressive $3,510 $3,510
State Farm $2,242 $2,372
Travelers $3,260 $3,260
USAA $1,586 $1,629

Cheap Goshen, Indiana Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Goshen, Indiana? Check out the comparison of annual Goshen, Indiana auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Goshen, Indiana

Insurance Company Low Medium High
Allstate $3,725 $3,889 $4,099
American Family $3,709 $3,875 $3,670
Farmers $3,416 $3,535 $3,678
GEICO $1,840 $1,945 $2,069
Liberty Mutual $5,337 $5,499 $5,703
Nationwide $2,433 $2,377 $2,378
Progressive $3,315 $3,455 $3,759
State Farm $2,192 $2,306 $2,422
Travelers $3,202 $3,290 $3,289
USAA $1,543 $1,603 $1,677

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Best By Category: Cheapest Auto Insurance in Goshen, Indiana

Compare the cheapest auto insurance companies in Goshen, Indiana in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Goshen, Indiana

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI USAA
With 1 Speeding Violation USAA

The Cheapest Goshen, Indiana Auto Insurance Companies

What auto insurance companies in Goshen, Indiana are the cheapest? Compare the top Goshen, Indiana auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Goshen, Indiana

Insurance Company Average Annual Rates
Allstate $3,904
American Family $3,751
Farmers $3,543
GEICO $1,952
Liberty Mutual $5,513
Nationwide $2,396
Progressive $3,510
State Farm $2,307
Travelers $3,260
USAA $1,607

What affects auto insurance rates in Goshen, Indiana?

There are a lot of reasons why auto insurance rates in Goshen, Indiana are higher or lower than in other cities. These include traffic and the number of vehicle thefts in Goshen, Indiana. Many local factors may affect your Goshen auto insurance rates.

Goshen Auto Theft

More theft means higher auto insurance rates because auto insurance companies are paying more in claims. According to the FBI’s annual Goshen, Indiana auto theft statistics, there have been 101 auto thefts in the city.

Goshen Commute Time

Cities in which drivers have a longer average commute time tend to have higher auto insurance costs. The average Goshen, Indiana commute length is 24.3 minutes according to City-Data.

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Compare Goshen, Indiana Auto Insurance Quotes

Before you buy Goshen, Indiana auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Goshen, Indiana auto insurance quotes.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

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