Best Cheap Auto Insurance in Goodwater, AL (2021)

The average Goodwater, AL auto insurance rates are $291 per month. The minimum auto insurance in Goodwater is at least 25/50/25 in coverage to comply with Alabama auto insurance laws. To find the best cheap auto insurance in Goodwater, Alabama, compare quotes from multiple companies.

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Mathew B. Sims is Editor-in-Chief and has authored, edited, and contributed to several books. He has been working in the insurance industry ensuring content is accurate for consumers who are searching for the best policies and rates. He has also been featured on sites like UpJourney.

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: May 17, 2021

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Things to Remember

  • The minimum auto insurance required in Goodwater, Alabama is 25/50/25
  • The average commute length in Goodwater is 25.1 minutes
  • Average auto insurance rates in Goodwater, AL for senior drivers are $1,855 per year

Goodwater, Alabama auto insurance requirements are 25/50/25 according to Alabama auto insurance laws. Finding cheap auto insurance in Goodwater can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Goodwater, Alabama, including driving record, credit, commute time, and more.

Compare auto insurance in Goodwater to other Alabama cities, including Madison auto insurance rates, Tuscaloosa auto insurance rates, and Decatur auto insurance rates to see how Goodwater, Alabama auto insurance rates stack up.

Before you buy Goodwater, Alabama auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Goodwater, Alabama auto insurance quotes.

Minimum Auto Insurance in Goodwater, Alabama

Goodwater, Alabama auto insurance laws require that you have at least the Alabama minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Goodwater, Alabama.

Minimum Required Auto Insurance Coverage in Goodwater, Alabama

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

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Cheap Goodwater, Alabama Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Goodwater, Alabama are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Goodwater, Alabama

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $1,891 $1,805 $1,709 $1,743 $6,525 $7,007 $2,120 $2,166
Farmers $2,248 $2,232 $2,009 $2,134 $8,684 $8,935 $2,555 $2,658
GEICO $1,919 $1,902 $1,817 $1,869 $4,975 $4,882 $2,025 $1,883
Liberty Mutual $3,126 $3,379 $2,561 $2,865 $11,265 $12,529 $3,337 $3,563
Nationwide $1,720 $1,745 $1,564 $1,624 $4,446 $5,755 $1,906 $2,136
Progressive $2,012 $1,893 $1,650 $1,758 $8,134 $9,080 $2,358 $2,508
State Farm $2,692 $2,692 $2,420 $2,420 $7,943 $9,960 $3,036 $3,497
Travelers $1,501 $1,527 $1,399 $1,397 $7,847 $12,331 $1,423 $1,650
USAA $1,322 $1,347 $1,233 $1,215 $3,883 $4,311 $1,721 $1,865

Cheap Goodwater, Alabama Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Goodwater, Alabama is a challenge. Take a look at the annual teen auto insurance rates in Goodwater, Alabama.

Annual Auto Insurance Rates for Teen Drivers in Goodwater, Alabama

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $6,525 $7,007
Farmers $8,684 $8,935
GEICO $4,975 $4,882
Liberty Mutual $11,265 $12,529
Nationwide $4,446 $5,755
Progressive $8,134 $9,080
State Farm $7,943 $9,960
Travelers $7,847 $12,331
USAA $3,883 $4,311

Cheap Goodwater, Alabama Auto Insurance for Seniors

What are senior auto insurance rates in Goodwater, Alabama? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Goodwater, Alabama

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $1,709 $1,743
Farmers $2,009 $2,134
GEICO $1,817 $1,869
Liberty Mutual $2,561 $2,865
Nationwide $1,564 $1,624
Progressive $1,650 $1,758
State Farm $2,420 $2,420
Travelers $1,399 $1,397
USAA $1,233 $1,215

Cheap Goodwater, Alabama Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Goodwater, Alabama compared to the annual auto insurance rates with a clean record in Goodwater, Alabama.

Annual Goodwater, Alabama Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,660 $3,132 $3,694 $2,998
Farmers $3,307 $4,279 $4,175 $3,966
GEICO $1,803 $2,879 $3,547 $2,408
Liberty Mutual $4,178 $5,814 $5,692 $5,628
Nationwide $2,283 $2,283 $3,331 $2,551
Progressive $3,324 $4,164 $3,561 $3,647
State Farm $3,924 $4,831 $4,287 $4,287
Travelers $3,030 $3,181 $4,633 $3,694
USAA $1,625 $2,034 $3,030 $1,759

Cheap Goodwater, Alabama Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Goodwater, Alabama is not easy. Compare the annual rates for DUI auto insurance in Goodwater, Alabama to find the best deal.

Annual Auto Insurance Rates After a DUI in Goodwater, Alabama

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $3,694
Farmers $4,175
GEICO $3,547
Liberty Mutual $5,692
Nationwide $3,331
Progressive $3,561
State Farm $4,287
Travelers $4,633
USAA $3,030

Cheap Goodwater, Alabama Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how Goodwater, Alabama annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in Goodwater, Alabama

Insurance Company Poor Fair Good
Allstate $3,857 $3,028 $2,476
Farmers $4,409 $3,792 $3,594
GEICO $3,381 $2,413 $2,183
Liberty Mutual $7,639 $4,675 $3,670
Nationwide $3,155 $2,458 $2,223
Progressive $4,156 $3,553 $3,313
State Farm $7,023 $3,557 $2,417
Travelers $3,968 $3,436 $3,500
USAA $2,842 $1,846 $1,648

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Cheap Goodwater, Alabama Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in Goodwater, Alabama can vary. Compare the annual cost of auto insurance by ZIP code in Goodwater, Alabama to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in Goodwater, Alabama

ZIP Code Average Annual Rates
35072 $3,569

Cheap Goodwater, Alabama Auto Insurance Rates By Commute

Commute length and annual mileage affect Goodwater, Alabama auto insurance. Find the cheapest annual Goodwater, Alabama auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Goodwater, Alabama

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $3,121 $3,121
Farmers $3,932 $3,932
GEICO $2,610 $2,708
Liberty Mutual $5,328 $5,328
Nationwide $2,612 $2,612
Progressive $3,674 $3,674
State Farm $4,229 $4,436
Travelers $3,634 $3,634
USAA $2,015 $2,209

Cheap Goodwater, Alabama Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Goodwater, Alabama? Check out the comparison of annual Goodwater, Alabama auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Goodwater, Alabama

Insurance Company Low Medium High
Allstate $3,007 $3,117 $3,239
Farmers $3,711 $3,880 $4,204
GEICO $2,454 $2,647 $2,876
Liberty Mutual $5,093 $5,304 $5,587
Nationwide $2,607 $2,586 $2,642
Progressive $3,317 $3,655 $4,050
State Farm $4,111 $4,326 $4,560
Travelers $3,459 $3,707 $3,737
USAA $2,037 $2,101 $2,198

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Best By Category: Cheapest Auto Insurance in Goodwater, Alabama

Compare the cheapest auto insurance companies in Goodwater, Alabama in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Goodwater, Alabama

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI USAA
With 1 Speeding Violation USAA

The Cheapest Goodwater, Alabama Auto Insurance Companies

What auto insurance companies in Goodwater, Alabama are the cheapest? Compare the top Goodwater, Alabama auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Goodwater, Alabama

Insurance Company Average Annual Rates
Allstate $3,121
Farmers $3,932
GEICO $2,659
Liberty Mutual $5,328
Nationwide $2,612
Progressive $3,674
State Farm $4,332
Travelers $3,634
USAA $2,112

What affects auto insurance rates in Goodwater, Alabama?

There are a lot of reasons why auto insurance rates in Goodwater, Alabama are higher or lower than in other cities. These include traffic and the number of vehicle thefts in Goodwater, Alabama. Many local factors may affect your Goodwater auto insurance rates.

Goodwater Commute Time

Cities in which drivers have a longer average commute time tend to have higher auto insurance costs. The average Goodwater, Alabama commute length is 25.1 minutes according to City-Data.

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Compare Goodwater, Alabama Auto Insurance Quotes

Before you buy Goodwater, Alabama auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Goodwater, Alabama auto insurance quotes.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

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