Best Cheap Auto Insurance in Gonzales, TX (2021)

The average Gonzales, TX auto insurance rates are $324 per month. The minimum auto insurance in Gonzales is at least 30/60/25 in coverage to comply with Texas auto insurance laws. To find the best cheap auto insurance in Gonzales, Texas, compare quotes from multiple companies.

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Leslie Kasperowicz holds a BA in Social Sciences from the University of Winnipeg. She spent several years as a Farmers Insurance CSR, gaining a solid understanding of insurance products including home, life, auto, and commercial and working directly with insurance customers to understand their needs. She has since used that knowledge in her more than ten years as a writer, largely in the insuranc...

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: May 17, 2021

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Things to Remember

  • The minimum auto insurance required in Gonzales, Texas is 30/60/25
  • The average commute length in Gonzales is 17.3 minutes
  • Average auto insurance rates in Gonzales, TX for senior drivers are $2,344 per year

Gonzales, Texas auto insurance requirements are 30/60/25 according to Texas auto insurance laws. Finding cheap auto insurance in Gonzales can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Gonzales, Texas, including driving record, credit, commute time, and more.

Compare auto insurance in Gonzales to other Texas cities, including Houston auto insurance rates, Arlington auto insurance rates, and Austin auto insurance rates to see how Gonzales, Texas auto insurance rates stack up.

Before you buy Gonzales, Texas auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Gonzales, Texas auto insurance quotes.

Minimum Auto Insurance in Gonzales, Texas

Gonzales, Texas auto insurance laws require that you have at least the Texas minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Gonzales, Texas.

Minimum Required Auto Insurance Coverage in Gonzales, Texas

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $30,000 per person
$60,000 per accident
Property Damage Liability Coverage $25,000 minimum

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Cheap Gonzales, Texas Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Gonzales, Texas are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Gonzales, Texas

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,297 $3,325 $3,256 $3,256 $8,732 $10,530 $4,075 $4,243
American Family $2,688 $2,994 $2,514 $2,882 $7,148 $9,352 $3,866 $4,405
GEICO $2,320 $2,501 $2,240 $2,531 $5,019 $5,241 $2,506 $2,507
Nationwide $2,826 $2,877 $2,491 $2,642 $8,062 $10,372 $3,325 $3,602
Progressive $2,591 $2,454 $2,309 $2,352 $11,037 $12,306 $3,069 $3,106
State Farm $1,980 $1,980 $1,756 $1,756 $4,646 $5,904 $2,146 $2,216
USAA $1,491 $1,502 $1,422 $1,414 $4,161 $4,540 $1,987 $2,136

Cheap Gonzales, Texas Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Gonzales, Texas is a challenge. Take a look at the annual teen auto insurance rates in Gonzales, Texas.

Annual Auto Insurance Rates for Teen Drivers in Gonzales, Texas

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $8,732 $10,530
American Family $7,148 $9,352
GEICO $5,019 $5,241
Nationwide $8,062 $10,372
Progressive $11,037 $12,306
State Farm $4,646 $5,904
USAA $4,161 $4,540

Cheap Gonzales, Texas Auto Insurance for Seniors

What are senior auto insurance rates in Gonzales, Texas? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Gonzales, Texas

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $3,256 $3,256
American Family $2,514 $2,882
GEICO $2,240 $2,531
Nationwide $2,491 $2,642
Progressive $2,309 $2,352
State Farm $1,756 $1,756
USAA $1,422 $1,414

Cheap Gonzales, Texas Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Gonzales, Texas compared to the annual auto insurance rates with a clean record in Gonzales, Texas.

Annual Gonzales, Texas Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,951 $6,089 $6,367 $3,951
American Family $4,082 $5,201 $4,559 $4,082
GEICO $2,641 $3,479 $2,914 $3,398
Nationwide $3,918 $3,918 $5,831 $4,432
Progressive $4,271 $5,544 $4,989 $4,809
State Farm $2,497 $2,850 $3,349 $2,497
USAA $1,742 $2,563 $3,023 $1,998

Cheap Gonzales, Texas Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Gonzales, Texas is not easy. Compare the annual rates for DUI auto insurance in Gonzales, Texas to find the best deal.

Annual Auto Insurance Rates After a DUI in Gonzales, Texas

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $6,367
American Family $4,559
GEICO $2,914
Nationwide $5,831
Progressive $4,989
State Farm $3,349
USAA $3,023

Cheap Gonzales, Texas Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how Gonzales, Texas annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in Gonzales, Texas

Insurance Company Poor Fair Good
Allstate $6,465 $4,743 $4,060
American Family $6,150 $3,893 $3,399
GEICO $4,791 $2,717 $1,816
Nationwide $5,445 $4,354 $3,775
Progressive $5,510 $4,773 $4,427
State Farm $3,966 $2,465 $1,963
USAA $3,430 $1,976 $1,589

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Cheap Gonzales, Texas Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in Gonzales, Texas can vary. Compare the annual cost of auto insurance by ZIP code in Gonzales, Texas to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in Gonzales, Texas

ZIP Code Average Annual Rates
78629 $5,850

Cheap Gonzales, Texas Auto Insurance Rates By Commute

Commute length and annual mileage affect Gonzales, Texas auto insurance. Find the cheapest annual Gonzales, Texas auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Gonzales, Texas

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $4,970 $5,208
American Family $4,481 $4,481
GEICO $3,049 $3,167
Nationwide $4,525 $4,525
Progressive $4,903 $4,903
State Farm $2,798 $2,798
USAA $2,302 $2,361

Cheap Gonzales, Texas Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Gonzales, Texas? Check out the comparison of annual Gonzales, Texas auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Gonzales, Texas

Insurance Company Low Medium High
Allstate $4,967 $5,044 $5,257
American Family $4,165 $4,310 $4,967
GEICO $2,946 $3,066 $3,312
Nationwide $4,884 $4,329 $4,361
Progressive $4,659 $4,879 $5,171
State Farm $2,661 $2,789 $2,943
USAA $2,257 $2,323 $2,415

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Best By Category: Cheapest Auto Insurance in Gonzales, Texas

Compare the cheapest auto insurance companies in Gonzales, Texas in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Gonzales, Texas

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI GEICO
With 1 Speeding Violation USAA

The Cheapest Gonzales, Texas Auto Insurance Companies

What auto insurance companies in Gonzales, Texas are the cheapest? Compare the top Gonzales, Texas auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Gonzales, Texas

Insurance Company Average Annual Rates
Allstate $5,089
American Family $4,481
GEICO $3,108
Nationwide $4,525
Progressive $4,903
State Farm $2,798
USAA $2,332

What affects auto insurance rates in Gonzales, Texas?

There are a lot of reasons why auto insurance rates in Gonzales, Texas are higher or lower than in other cities. These include traffic and the number of vehicle thefts in Gonzales, Texas. Many local factors may affect your Gonzales auto insurance rates.

Gonzales Auto Theft

More theft means higher auto insurance rates because auto insurance companies are paying more in claims. According to the FBI’s annual Gonzales, Texas auto theft statistics, there have been 5 auto thefts in the city.

Gonzales Commute Time

Cities in which drivers have a longer average commute time tend to have higher auto insurance costs. The average Gonzales, Texas commute length is 17.3 minutes according to City-Data.

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Compare Gonzales, Texas Auto Insurance Quotes

Before you buy Gonzales, Texas auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Gonzales, Texas auto insurance quotes.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

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