Best Cheap Auto Insurance in Gonzales, LA (2021)

The average Gonzales, LA auto insurance rates are $530 per month. The minimum auto insurance in Gonzales is at least 15/30/25 in coverage to comply with Louisiana auto insurance laws. To find the best cheap auto insurance in Gonzales, Louisiana, compare quotes from multiple companies.

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Mathew B. Sims is Editor-in-Chief and has authored, edited, and contributed to several books. He has been working in the insurance industry ensuring content is accurate for consumers who are searching for the best policies and rates. He has also been featured on sites like UpJourney.

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: May 17, 2021

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Things to Remember

  • Average auto insurance rates in Gonzales, LA for senior drivers are $3,999 per year
  • The most expensive auto insurance company in Gonzales for teen drivers is Progressive
  • The minimum auto insurance required in Gonzales, Louisiana is 15/30/25

Gonzales, Louisiana auto insurance requirements are 15/30/25 according to Louisiana auto insurance laws. Finding cheap auto insurance in Gonzales can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Gonzales, Louisiana, including driving record, credit, commute time, and more.

Compare auto insurance in Gonzales to other Louisiana cities, including Alexandria auto insurance rates, Shreveport auto insurance rates, and Lafayette auto insurance rates to see how Gonzales, Louisiana auto insurance rates stack up.

Before you buy Gonzales, Louisiana auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Gonzales, Louisiana auto insurance quotes.

Minimum Auto Insurance in Gonzales, Louisiana

Gonzales, Louisiana auto insurance laws require that you have at least the Louisiana minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Gonzales, Louisiana.

Minimum Required Auto Insurance Coverage in Gonzales, Louisiana

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $15,000 per person
$30,000 per accident
Property Damage Liability Coverage $25,000 minimum

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Cheap Gonzales, Louisiana Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Gonzales, Louisiana are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Gonzales, Louisiana

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $4,842 $4,842 $5,024 $5,024 $10,470 $13,133 $5,331 $5,759
GEICO $3,942 $4,547 $4,790 $5,870 $14,626 $15,321 $3,784 $3,612
Progressive $4,599 $4,264 $3,865 $4,195 $18,620 $20,651 $5,223 $5,280
State Farm $3,135 $3,135 $2,902 $2,902 $9,555 $11,970 $3,506 $3,939
USAA $2,777 $2,731 $2,721 $2,694 $8,226 $9,618 $3,387 $3,697

Cheap Gonzales, Louisiana Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Gonzales, Louisiana is a challenge. Take a look at the annual teen auto insurance rates in Gonzales, Louisiana.

Annual Auto Insurance Rates for Teen Drivers in Gonzales, Louisiana

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $10,470 $13,133
GEICO $14,626 $15,321
Progressive $18,620 $20,651
State Farm $9,555 $11,970
USAA $8,226 $9,618

Cheap Gonzales, Louisiana Auto Insurance for Seniors

What are senior auto insurance rates in Gonzales, Louisiana? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Gonzales, Louisiana

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $5,024 $5,024
GEICO $4,790 $5,870
Progressive $3,865 $4,195
State Farm $2,902 $2,902
USAA $2,721 $2,694

Cheap Gonzales, Louisiana Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Gonzales, Louisiana compared to the annual auto insurance rates with a clean record in Gonzales, Louisiana.

Annual Gonzales, Louisiana Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $5,381 $8,195 $7,318 $6,318
GEICO $4,771 $7,747 $9,606 $6,123
Progressive $6,934 $9,349 $8,956 $8,110
State Farm $4,683 $5,578 $5,131 $5,131
USAA $3,427 $4,751 $5,657 $4,090

Cheap Gonzales, Louisiana Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Gonzales, Louisiana is not easy. Compare the annual rates for DUI auto insurance in Gonzales, Louisiana to find the best deal.

Annual Auto Insurance Rates After a DUI in Gonzales, Louisiana

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $7,318
GEICO $9,606
Progressive $8,956
State Farm $5,131
USAA $5,657

Cheap Gonzales, Louisiana Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how Gonzales, Louisiana annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in Gonzales, Louisiana

Insurance Company Poor Fair Good
Allstate $8,858 $6,155 $5,397
GEICO $8,404 $7,290 $5,491
Progressive $9,393 $8,086 $7,533
State Farm $7,118 $4,578 $3,696
USAA $6,182 $3,956 $3,306

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Cheap Gonzales, Louisiana Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in Gonzales, Louisiana can vary. Compare the annual cost of auto insurance by ZIP code in Gonzales, Louisiana to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in Gonzales, Louisiana

ZIP Code Average Annual Rates
70737 $5,969

Cheap Gonzales, Louisiana Auto Insurance Rates By Commute

Commute length and annual mileage affect Gonzales, Louisiana auto insurance. Find the cheapest annual Gonzales, Louisiana auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Gonzales, Louisiana

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $6,803 $6,803
GEICO $6,929 $7,194
Progressive $8,337 $8,337
State Farm $4,998 $5,264
USAA $4,341 $4,621

Cheap Gonzales, Louisiana Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Gonzales, Louisiana? Check out the comparison of annual Gonzales, Louisiana auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Gonzales, Louisiana

Insurance Company Low Medium High
Allstate $5,828 $6,931 $7,650
GEICO $5,742 $7,092 $8,351
Progressive $6,793 $8,259 $9,960
State Farm $4,392 $5,118 $5,881
USAA $3,865 $4,554 $5,025

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Best By Category: Cheapest Auto Insurance in Gonzales, Louisiana

Compare the cheapest auto insurance companies in Gonzales, Louisiana in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Gonzales, Louisiana

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI State Farm
With 1 Speeding Violation USAA

The Cheapest Gonzales, Louisiana Auto Insurance Companies

What auto insurance companies in Gonzales, Louisiana are the cheapest? Compare the top Gonzales, Louisiana auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Gonzales, Louisiana

Insurance Company Average Annual Rates
Allstate $6,803
GEICO $7,062
Progressive $8,337
State Farm $5,131
USAA $4,481

What affects auto insurance rates in Gonzales, Louisiana?

There are a lot of reasons why auto insurance rates in Gonzales, Louisiana are higher or lower than in other cities. These include traffic and the number of vehicle thefts in Gonzales, Louisiana. Many local factors may affect your Gonzales auto insurance rates.

Gonzales Auto Theft

More theft means higher auto insurance rates because auto insurance companies are paying more in claims. According to the FBI’s annual Gonzales, Louisiana auto theft statistics, there have been 24 auto thefts in the city.

Gonzales Commute Time

Cities in which drivers have a longer average commute time tend to have higher auto insurance costs. The average Gonzales, Louisiana commute length is 26.7 minutes according to City-Data.

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Compare Gonzales, Louisiana Auto Insurance Quotes

Before you buy Gonzales, Louisiana auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Gonzales, Louisiana auto insurance quotes.

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