Best Cheap Auto Insurance in Golf, IL (2021)

The average Golf, IL auto insurance rates are $331 per month. The minimum auto insurance in Golf is at least 25/50/20 in coverage to comply with Illinois auto insurance laws. To find the best cheap auto insurance in Golf, Illinois, compare quotes from multiple companies.

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Leslie Kasperowicz holds a BA in Social Sciences from the University of Winnipeg. She spent several years as a Farmers Insurance CSR, gaining a solid understanding of insurance products including home, life, auto, and commercial and working directly with insurance customers to understand their needs. She has since used that knowledge in her more than ten years as a writer, largely in the insuranc...

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: May 17, 2021

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Things to Remember

  • The most expensive auto insurance company in Golf for teen drivers is Farmers
  • Average auto insurance rates in Golf, IL for senior drivers are $2,212 per year
  • The average commute length in Golf is 30.5 minutes

Golf, Illinois auto insurance requirements are 25/50/20 according to Illinois auto insurance laws. Finding cheap auto insurance in Golf can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Golf, Illinois, including driving record, credit, commute time, and more.

Compare auto insurance in Golf to other Illinois cities, including Elgin auto insurance rates, Chicago auto insurance rates, and Joliet auto insurance rates to see how Golf, Illinois auto insurance rates stack up.

Before you buy Golf, Illinois auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Golf, Illinois auto insurance quotes.

Minimum Auto Insurance in Golf, Illinois

Golf, Illinois auto insurance laws require that you have at least the Illinois minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Golf, Illinois.

Minimum Required Auto Insurance Coverage in Golf, Illinois

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $20,000 minimum

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Cheap Golf, Illinois Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Golf, Illinois are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Golf, Illinois

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,991 $4,009 $4,186 $4,186 $10,506 $13,602 $4,793 $5,177
American Family $2,744 $2,744 $2,521 $2,521 $7,996 $11,005 $2,744 $3,555
Farmers $2,961 $2,951 $2,618 $2,782 $13,217 $13,761 $3,378 $3,505
GEICO $1,919 $1,977 $1,873 $2,108 $6,938 $7,166 $2,188 $2,275
Liberty Mutual $1,625 $1,752 $1,344 $1,506 $5,778 $6,427 $1,694 $1,776
Nationwide $2,483 $2,516 $2,209 $2,332 $7,081 $9,058 $2,920 $3,157
Progressive $2,490 $2,326 $2,066 $2,156 $9,668 $10,851 $2,974 $3,239
State Farm $1,752 $1,752 $1,592 $1,592 $5,673 $7,154 $1,989 $2,298
Travelers $2,012 $2,123 $1,864 $1,988 $6,281 $8,007 $2,131 $2,244
USAA $1,513 $1,531 $1,410 $1,380 $4,937 $5,422 $1,983 $2,166

Cheap Golf, Illinois Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Golf, Illinois is a challenge. Take a look at the annual teen auto insurance rates in Golf, Illinois.

Annual Auto Insurance Rates for Teen Drivers in Golf, Illinois

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $10,506 $13,602
American Family $7,996 $11,005
Farmers $13,217 $13,761
GEICO $6,938 $7,166
Liberty Mutual $5,778 $6,427
Nationwide $7,081 $9,058
Progressive $9,668 $10,851
State Farm $5,673 $7,154
Travelers $6,281 $8,007
USAA $4,937 $5,422

Cheap Golf, Illinois Auto Insurance for Seniors

What are senior auto insurance rates in Golf, Illinois? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Golf, Illinois

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $4,186 $4,186
American Family $2,521 $2,521
Farmers $2,618 $2,782
GEICO $1,873 $2,108
Liberty Mutual $1,344 $1,506
Nationwide $2,209 $2,332
Progressive $2,066 $2,156
State Farm $1,592 $1,592
Travelers $1,864 $1,988
USAA $1,410 $1,380

Cheap Golf, Illinois Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Golf, Illinois compared to the annual auto insurance rates with a clean record in Golf, Illinois.

Annual Golf, Illinois Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $4,440 $7,707 $7,171 $5,906
American Family $3,297 $4,650 $6,230 $3,739
Farmers $4,761 $6,163 $6,008 $5,654
GEICO $2,212 $3,653 $4,754 $2,602
Liberty Mutual $2,270 $3,256 $2,843 $2,583
Nationwide $3,197 $4,141 $4,868 $3,673
Progressive $3,663 $5,524 $4,067 $4,631
State Farm $2,694 $3,257 $2,975 $2,975
Travelers $2,628 $3,480 $3,904 $3,312
USAA $1,811 $2,610 $3,565 $2,185

Cheap Golf, Illinois Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Golf, Illinois is not easy. Compare the annual rates for DUI auto insurance in Golf, Illinois to find the best deal.

Annual Auto Insurance Rates After a DUI in Golf, Illinois

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $7,171
American Family $6,230
Farmers $6,008
GEICO $4,754
Liberty Mutual $2,843
Nationwide $4,868
Progressive $4,067
State Farm $2,975
Travelers $3,904
USAA $3,565

Cheap Golf, Illinois Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how Golf, Illinois annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in Golf, Illinois

Insurance Company Poor Fair Good
Allstate $8,017 $5,810 $5,091
American Family $5,938 $4,060 $3,439
Farmers $6,394 $5,406 $5,140
GEICO $5,324 $2,585 $2,008
Liberty Mutual $3,871 $2,423 $1,920
Nationwide $4,739 $3,830 $3,340
Progressive $5,051 $4,335 $4,028
State Farm $4,326 $2,590 $2,009
Travelers $4,043 $3,293 $2,658
USAA $3,376 $2,329 $1,923

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Cheap Golf, Illinois Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in Golf, Illinois can vary. Compare the annual cost of auto insurance by ZIP code in Golf, Illinois to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in Golf, Illinois

ZIP Code Average Annual Rates
60029 $3,957

Cheap Golf, Illinois Auto Insurance Rates By Commute

Commute length and annual mileage affect Golf, Illinois auto insurance. Find the cheapest annual Golf, Illinois auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Golf, Illinois

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $6,306 $6,306
American Family $4,422 $4,536
Farmers $5,647 $5,647
GEICO $3,251 $3,360
Liberty Mutual $2,738 $2,738
Nationwide $3,970 $3,970
Progressive $4,471 $4,471
State Farm $2,900 $3,051
Travelers $3,198 $3,464
USAA $2,472 $2,614

Cheap Golf, Illinois Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Golf, Illinois? Check out the comparison of annual Golf, Illinois auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Golf, Illinois

Insurance Company Low Medium High
Allstate $6,087 $6,299 $6,533
American Family $4,290 $4,644 $4,502
Farmers $5,354 $5,508 $6,078
GEICO $2,998 $3,308 $3,611
Liberty Mutual $2,572 $2,732 $2,909
Nationwide $3,903 $4,015 $3,991
Progressive $4,082 $4,470 $4,862
State Farm $2,784 $2,982 $3,159
Travelers $3,091 $3,326 $3,576
USAA $2,363 $2,541 $2,725

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Best By Category: Cheapest Auto Insurance in Golf, Illinois

Compare the cheapest auto insurance companies in Golf, Illinois in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Golf, Illinois

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI Liberty Mutual
With 1 Speeding Violation USAA

The Cheapest Golf, Illinois Auto Insurance Companies

What auto insurance companies in Golf, Illinois are the cheapest? Compare the top Golf, Illinois auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Golf, Illinois

Insurance Company Average Annual Rates
Allstate $6,306
American Family $4,479
Farmers $5,647
GEICO $3,305
Liberty Mutual $2,738
Nationwide $3,970
Progressive $4,471
State Farm $2,975
Travelers $3,331
USAA $2,543

What affects auto insurance rates in Golf, Illinois?

There are a lot of reasons why auto insurance rates in Golf, Illinois are higher or lower than in other cities. These include traffic and the number of vehicle thefts in Golf, Illinois. Many local factors may affect your Golf auto insurance rates.

Golf Commute Time

Cities in which drivers have a longer average commute time tend to have higher auto insurance costs. The average Golf, Illinois commute length is 30.5 minutes according to City-Data.

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Compare Golf, Illinois Auto Insurance Quotes

Before you buy Golf, Illinois auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Golf, Illinois auto insurance quotes.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

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