Best Cheap Auto Insurance in Golden, TX (2021)

The average Golden, TX auto insurance rates are $311 per month. The minimum auto insurance in Golden is at least 30/60/25 in coverage to comply with Texas auto insurance laws. To find the best cheap auto insurance in Golden, Texas, compare quotes from multiple companies.

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Leslie Kasperowicz holds a BA in Social Sciences from the University of Winnipeg. She spent several years as a Farmers Insurance CSR, gaining a solid understanding of insurance products including home, life, auto, and commercial and working directly with insurance customers to understand their needs. She has since used that knowledge in her more than ten years as a writer, largely in the insuranc...

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: May 17, 2021

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Things to Remember

  • Average auto insurance rates in Golden, TX for senior drivers are $2,270 per year
  • The minimum auto insurance required in Golden, Texas is 30/60/25
  • The cheapest auto insurance company in Golden is USAA

Golden, Texas auto insurance requirements are 30/60/25 according to Texas auto insurance laws. Finding cheap auto insurance in Golden can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Golden, Texas, including driving record, credit, commute time, and more.

Compare auto insurance in Golden to other Texas cities, including Arlington auto insurance rates, Houston auto insurance rates, and Plano auto insurance rates to see how Golden, Texas auto insurance rates stack up.

Before you buy Golden, Texas auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Golden, Texas auto insurance quotes.

Minimum Auto Insurance in Golden, Texas

Golden, Texas auto insurance laws require that you have at least the Texas minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Golden, Texas.

Minimum Required Auto Insurance Coverage in Golden, Texas

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $30,000 per person
$60,000 per accident
Property Damage Liability Coverage $25,000 minimum

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Cheap Golden, Texas Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Golden, Texas are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Golden, Texas

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,536 $3,564 $3,494 $3,494 $9,307 $11,216 $4,360 $4,531
American Family $2,677 $2,986 $2,526 $2,898 $7,278 $9,540 $3,879 $4,430
GEICO $2,228 $2,408 $2,168 $2,466 $4,862 $5,019 $2,403 $2,382
Nationwide $2,189 $2,228 $1,936 $2,050 $6,146 $7,892 $2,565 $2,775
Progressive $2,398 $2,284 $2,133 $2,171 $9,988 $11,190 $2,849 $2,904
State Farm $1,932 $1,932 $1,718 $1,718 $4,599 $5,857 $2,099 $2,165
USAA $1,584 $1,597 $1,510 $1,503 $4,417 $4,824 $2,114 $2,276

Cheap Golden, Texas Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Golden, Texas is a challenge. Take a look at the annual teen auto insurance rates in Golden, Texas.

Annual Auto Insurance Rates for Teen Drivers in Golden, Texas

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $9,307 $11,216
American Family $7,278 $9,540
GEICO $4,862 $5,019
Nationwide $6,146 $7,892
Progressive $9,988 $11,190
State Farm $4,599 $5,857
USAA $4,417 $4,824

Cheap Golden, Texas Auto Insurance for Seniors

What are senior auto insurance rates in Golden, Texas? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Golden, Texas

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $3,494 $3,494
American Family $2,526 $2,898
GEICO $2,168 $2,466
Nationwide $1,936 $2,050
Progressive $2,133 $2,171
State Farm $1,718 $1,718
USAA $1,510 $1,503

Cheap Golden, Texas Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Golden, Texas compared to the annual auto insurance rates with a clean record in Golden, Texas.

Annual Golden, Texas Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $4,217 $6,528 $6,791 $4,217
American Family $4,153 $5,204 $4,599 $4,153
GEICO $2,542 $3,359 $2,799 $3,268
Nationwide $3,014 $3,014 $4,459 $3,403
Progressive $3,914 $5,060 $4,579 $4,405
State Farm $2,449 $2,805 $3,307 $2,449
USAA $1,850 $2,725 $3,213 $2,124

Cheap Golden, Texas Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Golden, Texas is not easy. Compare the annual rates for DUI auto insurance in Golden, Texas to find the best deal.

Annual Auto Insurance Rates After a DUI in Golden, Texas

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $6,791
American Family $4,599
GEICO $2,799
Nationwide $4,459
Progressive $4,579
State Farm $3,307
USAA $3,213

Cheap Golden, Texas Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how Golden, Texas annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in Golden, Texas

Insurance Company Poor Fair Good
Allstate $6,928 $5,059 $4,327
American Family $6,190 $3,924 $3,467
GEICO $4,608 $2,617 $1,752
Nationwide $4,165 $3,345 $2,908
Progressive $5,064 $4,365 $4,040
State Farm $3,899 $2,426 $1,933
USAA $3,649 $2,099 $1,686

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Cheap Golden, Texas Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in Golden, Texas can vary. Compare the annual cost of auto insurance by ZIP code in Golden, Texas to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in Golden, Texas

ZIP Code Average Annual Rates
75444 $5,533

Cheap Golden, Texas Auto Insurance Rates By Commute

Commute length and annual mileage affect Golden, Texas auto insurance. Find the cheapest annual Golden, Texas auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Golden, Texas

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $5,307 $5,569
American Family $4,527 $4,527
GEICO $2,938 $3,046
Nationwide $3,473 $3,473
Progressive $4,490 $4,490
State Farm $2,752 $2,752
USAA $2,447 $2,509

Cheap Golden, Texas Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Golden, Texas? Check out the comparison of annual Golden, Texas auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Golden, Texas

Insurance Company Low Medium High
Allstate $5,287 $5,381 $5,645
American Family $4,156 $4,347 $5,077
GEICO $2,821 $2,952 $3,203
Nationwide $3,748 $3,324 $3,347
Progressive $4,267 $4,470 $4,732
State Farm $2,615 $2,744 $2,899
USAA $2,399 $2,468 $2,567

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Best By Category: Cheapest Auto Insurance in Golden, Texas

Compare the cheapest auto insurance companies in Golden, Texas in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Golden, Texas

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI GEICO
With 1 Speeding Violation USAA

The Cheapest Golden, Texas Auto Insurance Companies

What auto insurance companies in Golden, Texas are the cheapest? Compare the top Golden, Texas auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Golden, Texas

Insurance Company Average Annual Rates
Allstate $5,438
American Family $4,527
GEICO $2,992
Nationwide $3,473
Progressive $4,490
State Farm $2,752
USAA $2,478

Compare Golden, Texas Auto Insurance Quotes

Before you buy Golden, Texas auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Golden, Texas auto insurance quotes.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

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