Best Cheap Auto Insurance in Gold River, CA (2021)

The average Gold River, CA auto insurance rates are $325 per month. The minimum auto insurance in Gold River is at least 15/30/5 in coverage to comply with California auto insurance laws. To find the best cheap auto insurance in Gold River, California, compare quotes from multiple companies.

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Mathew B. Sims is Editor-in-Chief and has authored, edited, and contributed to several books. He has been working in the insurance industry ensuring content is accurate for consumers who are searching for the best policies and rates. He has also been featured on sites like UpJourney.

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: May 17, 2021

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Things to Remember

  • The minimum auto insurance required in Gold River, California is 15/30/5
  • The most expensive auto insurance company in Gold River for teen drivers is Farmers
  • The cheapest auto insurance company in Gold River is Progressive

Gold River, California auto insurance requirements are 15/30/5 according to California auto insurance laws. Finding cheap auto insurance in Gold River can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Gold River, California, including driving record, credit, commute time, and more.

Compare auto insurance in Gold River to other California cities, including Oakland auto insurance rates, San Diego auto insurance rates, and San Jose auto insurance rates to see how Gold River, California auto insurance rates stack up.

Before you buy Gold River, California auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Gold River, California auto insurance quotes.

Minimum Auto Insurance in Gold River, California

Gold River, California auto insurance laws require that you have at least the California minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Gold River, California.

Minimum Required Auto Insurance Coverage in Gold River, California

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $15,000 per person
$30,000 per accident
Property Damage Liability Coverage $5,000 minimum

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Cheap Gold River, California Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Gold River, California are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Gold River, California

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,196 $3,197 $2,324 $2,338 $8,808 $11,070 $4,055 $4,434
Farmers $3,056 $3,056 $2,768 $2,768 $9,739 $15,870 $3,621 $4,034
GEICO $1,716 $1,717 $1,614 $1,614 $5,226 $5,315 $2,465 $2,519
Liberty Mutual $2,575 $2,439 $2,383 $2,311 $5,605 $5,961 $2,907 $2,930
Nationwide $3,406 $3,250 $2,994 $2,820 $8,677 $9,594 $4,069 $4,009
Progressive $1,601 $1,647 $1,356 $1,610 $4,244 $5,116 $2,296 $2,468
State Farm $3,681 $3,681 $3,291 $3,291 $6,803 $8,449 $4,075 $4,201
Travelers $2,658 $2,572 $2,343 $2,318 $5,532 $6,300 $3,457 $3,386
USAA $1,968 $1,865 $1,916 $1,925 $4,516 $4,538 $2,722 $2,574

Cheap Gold River, California Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Gold River, California is a challenge. Take a look at the annual teen auto insurance rates in Gold River, California.

Annual Auto Insurance Rates for Teen Drivers in Gold River, California

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $8,808 $11,070
Farmers $9,739 $15,870
GEICO $5,226 $5,315
Liberty Mutual $5,605 $5,961
Nationwide $8,677 $9,594
Progressive $4,244 $5,116
State Farm $6,803 $8,449
Travelers $5,532 $6,300
USAA $4,516 $4,538

Cheap Gold River, California Auto Insurance for Seniors

What are senior auto insurance rates in Gold River, California? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Gold River, California

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,324 $2,338
Farmers $2,768 $2,768
GEICO $1,614 $1,614
Liberty Mutual $2,383 $2,311
Nationwide $2,994 $2,820
Progressive $1,356 $1,610
State Farm $3,291 $3,291
Travelers $2,343 $2,318
USAA $1,916 $1,925

Cheap Gold River, California Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Gold River, California compared to the annual auto insurance rates with a clean record in Gold River, California.

Annual Gold River, California Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,971 $4,975 $7,869 $3,897
Farmers $4,157 $5,655 $7,033 $5,612
GEICO $1,939 $2,994 $3,754 $2,405
Liberty Mutual $2,941 $3,942 $3,556 $3,116
Nationwide $3,383 $4,342 $7,343 $4,342
Progressive $1,669 $2,828 $3,269 $2,403
State Farm $3,344 $3,987 $7,525 $3,880
Travelers $2,372 $3,888 $4,515 $3,508
USAA $1,828 $2,723 $4,459 $2,003

Cheap Gold River, California Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Gold River, California is not easy. Compare the annual rates for DUI auto insurance in Gold River, California to find the best deal.

Annual Auto Insurance Rates After a DUI in Gold River, California

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $7,869
Farmers $7,033
GEICO $3,754
Liberty Mutual $3,556
Nationwide $7,343
Progressive $3,269
State Farm $7,525
Travelers $4,515
USAA $4,459

Cheap Gold River, California Auto Insurance Rates By Commute

Commute length and annual mileage affect Gold River, California auto insurance. Find the cheapest annual Gold River, California auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Gold River, California

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $4,430 $5,426
Farmers $5,092 $6,136
GEICO $2,519 $3,027
Liberty Mutual $3,111 $3,667
Nationwide $4,287 $5,418
Progressive $2,306 $2,778
State Farm $4,513 $4,855
Travelers $3,210 $3,931
USAA $2,536 $2,970

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Cheap Gold River, California Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Gold River, California? Check out the comparison of annual Gold River, California auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Gold River, California

Insurance Company Low Medium High
Allstate $4,617 $4,977 $5,190
Farmers $5,196 $5,662 $5,985
GEICO $2,524 $2,805 $2,991
Liberty Mutual $3,166 $3,418 $3,583
Nationwide $4,317 $4,944 $5,296
Progressive $2,292 $2,618 $2,716
State Farm $4,195 $4,770 $5,088
Travelers $3,096 $3,670 $3,946
USAA $2,492 $2,807 $2,960

Best By Category: Cheapest Auto Insurance in Gold River, California

Compare the cheapest auto insurance companies in Gold River, California in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Gold River, California

Category Insurance Company
Teenagers USAA
Seniors Progressive
Clean Record Progressive
With 1 Accident USAA
With 1 DUI Progressive
With 1 Speeding Violation USAA

The Cheapest Gold River, California Auto Insurance Companies

What auto insurance companies in Gold River, California are the cheapest? Compare the top Gold River, California auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Gold River, California

Insurance Company Average Annual Rates
Allstate $4,928
Farmers $5,614
GEICO $2,773
Liberty Mutual $3,389
Nationwide $4,852
Progressive $2,542
State Farm $4,684
Travelers $3,571
USAA $2,753

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What affects auto insurance rates in Gold River, California?

There are a lot of reasons why auto insurance rates in Gold River, California are higher or lower than in other cities. These include traffic and the number of vehicle thefts in Gold River, California. Many local factors may affect your Gold River auto insurance rates.

Gold River Commute Time

Cities in which drivers have a longer average commute time tend to have higher auto insurance costs. The average Gold River, California commute length is 28.8 minutes according to City-Data.

Compare Gold River, California Auto Insurance Quotes

Before you buy Gold River, California auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Gold River, California auto insurance quotes.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

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