Best Cheap Auto Insurance in Godley, TX (2021)

The average Godley, TX auto insurance rates are $310 per month. The minimum auto insurance in Godley is at least 30/60/25 in coverage to comply with Texas auto insurance laws. To find the best cheap auto insurance in Godley, Texas, compare quotes from multiple companies.

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Leslie Kasperowicz holds a BA in Social Sciences from the University of Winnipeg. She spent several years as a Farmers Insurance CSR, gaining a solid understanding of insurance products including home, life, auto, and commercial and working directly with insurance customers to understand their needs. She has since used that knowledge in her more than ten years as a writer, largely in the insuranc...

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: May 17, 2021

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Things to Remember

  • The minimum auto insurance required in Godley, Texas is 30/60/25
  • The cheapest auto insurance company in Godley is USAA
  • Average auto insurance rates in Godley, TX for senior drivers are $2,249 per year

Godley, Texas auto insurance requirements are 30/60/25 according to Texas auto insurance laws. Finding cheap auto insurance in Godley can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Godley, Texas, including driving record, credit, commute time, and more.

Compare auto insurance in Godley to other Texas cities, including San Antonio auto insurance rates, Fort Worth auto insurance rates, and Corpus Christi auto insurance rates to see how Godley, Texas auto insurance rates stack up.

Before you buy Godley, Texas auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Godley, Texas auto insurance quotes.

Minimum Auto Insurance in Godley, Texas

Godley, Texas auto insurance laws require that you have at least the Texas minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Godley, Texas.

Minimum Required Auto Insurance Coverage in Godley, Texas

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $30,000 per person
$60,000 per accident
Property Damage Liability Coverage $25,000 minimum

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Cheap Godley, Texas Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Godley, Texas are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Godley, Texas

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,301 $3,331 $3,262 $3,262 $8,671 $10,462 $4,077 $4,245
American Family $2,312 $2,561 $2,150 $2,449 $5,941 $7,788 $3,277 $3,732
GEICO $2,395 $2,583 $2,303 $2,602 $5,269 $5,501 $2,596 $2,605
Nationwide $2,614 $2,657 $2,306 $2,443 $7,490 $9,620 $3,078 $3,332
Progressive $2,376 $2,244 $2,124 $2,161 $10,161 $11,313 $2,805 $2,830
State Farm $1,929 $1,929 $1,723 $1,723 $4,711 $6,020 $2,103 $2,167
USAA $1,565 $1,575 $1,495 $1,486 $4,340 $4,730 $2,079 $2,231

Cheap Godley, Texas Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Godley, Texas is a challenge. Take a look at the annual teen auto insurance rates in Godley, Texas.

Annual Auto Insurance Rates for Teen Drivers in Godley, Texas

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $8,671 $10,462
American Family $5,941 $7,788
GEICO $5,269 $5,501
Nationwide $7,490 $9,620
Progressive $10,161 $11,313
State Farm $4,711 $6,020
USAA $4,340 $4,730

Cheap Godley, Texas Auto Insurance for Seniors

What are senior auto insurance rates in Godley, Texas? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Godley, Texas

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $3,262 $3,262
American Family $2,150 $2,449
GEICO $2,303 $2,602
Nationwide $2,306 $2,443
Progressive $2,124 $2,161
State Farm $1,723 $1,723
USAA $1,495 $1,486

Cheap Godley, Texas Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Godley, Texas compared to the annual auto insurance rates with a clean record in Godley, Texas.

Annual Godley, Texas Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,947 $6,079 $6,331 $3,947
American Family $3,453 $4,363 $3,837 $3,453
GEICO $2,744 $3,630 $3,026 $3,526
Nationwide $3,633 $3,633 $5,396 $4,107
Progressive $3,924 $5,094 $4,576 $4,412
State Farm $2,468 $2,843 $3,373 $2,468
USAA $1,821 $2,684 $3,156 $2,090

Cheap Godley, Texas Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Godley, Texas is not easy. Compare the annual rates for DUI auto insurance in Godley, Texas to find the best deal.

Annual Auto Insurance Rates After a DUI in Godley, Texas

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $6,331
American Family $3,837
GEICO $3,026
Nationwide $5,396
Progressive $4,576
State Farm $3,373
USAA $3,156

Cheap Godley, Texas Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how Godley, Texas annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in Godley, Texas

Insurance Company Poor Fair Good
Allstate $6,463 $4,725 $4,041
American Family $5,213 $3,259 $2,856
GEICO $4,986 $2,824 $1,885
Nationwide $5,036 $4,038 $3,504
Progressive $5,049 $4,385 $4,071
State Farm $3,946 $2,458 $1,960
USAA $3,584 $2,067 $1,662

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Cheap Godley, Texas Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in Godley, Texas can vary. Compare the annual cost of auto insurance by ZIP code in Godley, Texas to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in Godley, Texas

ZIP Code Average Annual Rates
76044 $5,539

Cheap Godley, Texas Auto Insurance Rates By Commute

Commute length and annual mileage affect Godley, Texas auto insurance. Find the cheapest annual Godley, Texas auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Godley, Texas

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $4,956 $5,197
American Family $3,776 $3,776
GEICO $3,173 $3,290
Nationwide $4,192 $4,192
Progressive $4,502 $4,502
State Farm $2,788 $2,788
USAA $2,406 $2,468

Cheap Godley, Texas Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Godley, Texas? Check out the comparison of annual Godley, Texas auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Godley, Texas

Insurance Company Low Medium High
Allstate $4,946 $5,028 $5,256
American Family $3,523 $3,643 $4,163
GEICO $3,078 $3,198 $3,419
Nationwide $4,525 $4,013 $4,039
Progressive $4,273 $4,479 $4,753
State Farm $2,638 $2,779 $2,946
USAA $2,354 $2,428 $2,530

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Best By Category: Cheapest Auto Insurance in Godley, Texas

Compare the cheapest auto insurance companies in Godley, Texas in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Godley, Texas

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI GEICO
With 1 Speeding Violation USAA

The Cheapest Godley, Texas Auto Insurance Companies

What auto insurance companies in Godley, Texas are the cheapest? Compare the top Godley, Texas auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Godley, Texas

Insurance Company Average Annual Rates
Allstate $5,076
American Family $3,776
GEICO $3,232
Nationwide $4,192
Progressive $4,502
State Farm $2,788
USAA $2,437

What affects auto insurance rates in Godley, Texas?

There are a lot of reasons why auto insurance rates in Godley, Texas are higher or lower than in other cities. These include traffic and the number of vehicle thefts in Godley, Texas. Many local factors may affect your Godley auto insurance rates.

Godley Auto Theft

More theft means higher auto insurance rates because auto insurance companies are paying more in claims. According to the FBI’s annual Godley, Texas auto theft statistics, there have been 1 auto thefts in the city.

Godley Commute Time

Cities in which drivers have a longer average commute time tend to have higher auto insurance costs. The average Godley, Texas commute length is 24.0 minutes according to City-Data.

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Compare Godley, Texas Auto Insurance Quotes

Before you buy Godley, Texas auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Godley, Texas auto insurance quotes.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

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