Best Cheap Auto Insurance in Gladstone, NJ (2021)

The average Gladstone, NJ auto insurance rates are $397 per month. The minimum auto insurance in Gladstone is at least 15/30/5 in coverage to comply with New Jersey auto insurance laws. To find the best cheap auto insurance in Gladstone, New Jersey, compare quotes from multiple companies.

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Leslie Kasperowicz holds a BA in Social Sciences from the University of Winnipeg. She spent several years as a Farmers Insurance CSR, gaining a solid understanding of insurance products including home, life, auto, and commercial and working directly with insurance customers to understand their needs. She has since used that knowledge in her more than ten years as a writer, largely in the insuranc...

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: Jul 15, 2021

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Things to Remember

  • The cheapest auto insurance company in Gladstone is GEICO
  • The minimum auto insurance required in Gladstone, New Jersey is 15/30/5
  • Average auto insurance rates in Gladstone, NJ for senior drivers are $2,931 per year

Gladstone, New Jersey auto insurance requirements are 15/30/5 according to New Jersey auto insurance laws. Finding cheap auto insurance in Gladstone can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Gladstone, New Jersey, including driving record, credit, commute time, and more.

Compare auto insurance in Gladstone to other New Jersey cities, including Clifton auto insurance rates, Jersey City auto insurance rates, and Trenton auto insurance rates to see how Gladstone, New Jersey auto insurance rates stack up.

Before you buy Gladstone, New Jersey auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Gladstone, New Jersey auto insurance quotes.

Minimum Auto Insurance in Gladstone, New Jersey

Gladstone, New Jersey auto insurance laws require that you have at least the New Jersey minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Gladstone, New Jersey.

Minimum Required Auto Insurance Coverage in Gladstone, New Jersey

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $15,000 per person
$30,000 per accident
Property Damage Liability Coverage $5,000 minimum

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Cheap Gladstone, New Jersey Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Gladstone, New Jersey are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Gladstone, New Jersey

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,134 $3,119 $3,021 $3,021 $9,952 $12,409 $3,664 $3,830
Farmers $4,232 $4,273 $4,092 $4,027 $12,639 $14,551 $5,048 $5,252
GEICO $1,933 $1,892 $1,880 $1,880 $3,474 $3,524 $2,207 $2,181
Liberty Mutual $3,583 $3,583 $3,930 $3,930 $9,206 $10,444 $3,930 $4,504
Progressive $1,776 $1,657 $1,606 $1,629 $8,107 $9,157 $2,107 $2,085
State Farm $3,559 $3,559 $3,200 $3,200 $11,392 $14,651 $4,039 $4,511
Travelers $3,025 $2,944 $2,799 $2,827 $6,844 $7,713 $2,950 $2,929

Cheap Gladstone, New Jersey Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Gladstone, New Jersey is a challenge. Take a look at the annual teen auto insurance rates in Gladstone, New Jersey.

Annual Auto Insurance Rates for Teen Drivers in Gladstone, New Jersey

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $9,952 $12,409
Farmers $12,639 $14,551
GEICO $3,474 $3,524
Liberty Mutual $9,206 $10,444
Progressive $8,107 $9,157
State Farm $11,392 $14,651
Travelers $6,844 $7,713

Cheap Gladstone, New Jersey Auto Insurance for Seniors

What are senior auto insurance rates in Gladstone, New Jersey? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Gladstone, New Jersey

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $3,021 $3,021
Farmers $4,092 $4,027
GEICO $1,880 $1,880
Liberty Mutual $3,930 $3,930
Progressive $1,606 $1,629
State Farm $3,200 $3,200
Travelers $2,799 $2,827

Cheap Gladstone, New Jersey Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Gladstone, New Jersey compared to the annual auto insurance rates with a clean record in Gladstone, New Jersey.

Annual Gladstone, New Jersey Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,961 $6,553 $5,751 $4,810
Farmers $5,213 $8,912 $7,202 $5,730
GEICO $1,851 $2,424 $3,360 $1,851
Liberty Mutual $5,178 $5,915 $5,284 $5,178
Progressive $3,064 $4,007 $3,452 $3,540
State Farm $3,284 $5,945 $9,555 $5,272
Travelers $3,083 $4,572 $4,411 $3,949

Cheap Gladstone, New Jersey Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Gladstone, New Jersey is not easy. Compare the annual rates for DUI auto insurance in Gladstone, New Jersey to find the best deal.

Annual Auto Insurance Rates After a DUI in Gladstone, New Jersey

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $5,751
Farmers $7,202
GEICO $3,360
Liberty Mutual $5,284
Progressive $3,452
State Farm $9,555
Travelers $4,411

Cheap Gladstone, New Jersey Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how Gladstone, New Jersey annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in Gladstone, New Jersey

Insurance Company Poor Fair Good
Allstate $7,283 $4,761 $3,762
Farmers $7,957 $6,341 $5,995
GEICO $3,556 $2,059 $1,499
Liberty Mutual $6,812 $5,067 $4,287
Progressive $3,908 $3,440 $3,199
State Farm $8,684 $5,253 $4,104
Travelers $5,369 $3,941 $2,702

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Cheap Gladstone, New Jersey Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in Gladstone, New Jersey can vary. Compare the annual cost of auto insurance by ZIP code in Gladstone, New Jersey to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in Gladstone, New Jersey

ZIP Code Average Annual Rates
7934 $4,528

Cheap Gladstone, New Jersey Auto Insurance Rates By Commute

Commute length and annual mileage affect Gladstone, New Jersey auto insurance. Find the cheapest annual Gladstone, New Jersey auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Gladstone, New Jersey

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $5,259 $5,278
Farmers $6,764 $6,764
GEICO $2,353 $2,390
Liberty Mutual $5,337 $5,441
Progressive $3,516 $3,516
State Farm $5,866 $6,161
Travelers $4,004 $4,004

Cheap Gladstone, New Jersey Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Gladstone, New Jersey? Check out the comparison of annual Gladstone, New Jersey auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Gladstone, New Jersey

Insurance Company Low Medium High
Allstate $4,905 $5,339 $5,562
Farmers $6,219 $6,756 $7,318
GEICO $2,133 $2,417 $2,564
Liberty Mutual $4,849 $5,547 $5,770
Progressive $3,254 $3,566 $3,726
State Farm $5,660 $6,080 $6,301
Travelers $3,679 $4,006 $4,327

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Best By Category: Cheapest Auto Insurance in Gladstone, New Jersey

Compare the cheapest auto insurance companies in Gladstone, New Jersey in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Gladstone, New Jersey

Category Insurance Company
Teenagers GEICO
Seniors Progressive
Clean Record GEICO
With 1 Accident GEICO
With 1 DUI GEICO
With 1 Speeding Violation GEICO

The Cheapest Gladstone, New Jersey Auto Insurance Companies

What auto insurance companies in Gladstone, New Jersey are the cheapest? Compare the top Gladstone, New Jersey auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Gladstone, New Jersey

Insurance Company Average Annual Rates
Allstate $5,269
Farmers $6,764
GEICO $2,371
Liberty Mutual $5,389
Progressive $3,516
State Farm $6,014
Travelers $4,004

What affects auto insurance rates in Gladstone, New Jersey?

There are a lot of reasons why auto insurance rates in Gladstone, New Jersey are higher or lower than in other cities. These include traffic and the number of vehicle thefts in Gladstone, New Jersey. Many local factors may affect your Gladstone auto insurance rates.

Gladstone Commute Time

Cities in which drivers have a longer average commute time tend to have higher auto insurance costs. The average Gladstone, New Jersey commute length is 30.7 minutes according to City-Data.

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Compare Gladstone, New Jersey Auto Insurance Quotes

Before you buy Gladstone, New Jersey auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Gladstone, New Jersey auto insurance quotes.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

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