Best Cheap Auto Insurance in Girdler, KY (2021)

The average Girdler, KY auto insurance rates are $476 per month. The minimum auto insurance in Girdler is at least 25/50/25 in coverage to comply with Kentucky auto insurance laws. To find the best cheap auto insurance in Girdler, Kentucky, compare quotes from multiple companies.

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Mathew B. Sims is Editor-in-Chief and has authored, edited, and contributed to several books. He has been working in the insurance industry ensuring content is accurate for consumers who are searching for the best policies and rates. He has also been featured on sites like UpJourney.

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: May 17, 2021

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Things to Remember

  • The minimum auto insurance required in Girdler, Kentucky is 25/50/25
  • The cheapest auto insurance company in Girdler is USAA
  • Average auto insurance rates in Girdler, KY for senior drivers are $3,145 per year

Girdler, Kentucky auto insurance requirements are 25/50/25 according to Kentucky auto insurance laws. Finding cheap auto insurance in Girdler can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Girdler, Kentucky, including driving record, credit, commute time, and more.

Compare auto insurance in Girdler to other Kentucky cities, including Richmond auto insurance rates, Nicholasville auto insurance rates, and Florence auto insurance rates to see how Girdler, Kentucky auto insurance rates stack up.

Before you buy Girdler, Kentucky auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Girdler, Kentucky auto insurance quotes.

Minimum Auto Insurance in Girdler, Kentucky

Girdler, Kentucky auto insurance laws require that you have at least the Kentucky minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Girdler, Kentucky.

Minimum Required Auto Insurance Coverage in Girdler, Kentucky

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

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Cheap Girdler, Kentucky Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Girdler, Kentucky are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Girdler, Kentucky

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $6,150 $6,055 $5,645 $6,003 $23,119 $25,575 $6,669 $6,963
GEICO $3,825 $3,540 $4,003 $3,626 $7,942 $9,404 $3,123 $2,691
Liberty Mutual $2,910 $3,166 $2,509 $2,811 $10,773 $11,903 $3,023 $3,119
Nationwide $4,087 $4,069 $3,677 $3,839 $9,302 $11,583 $4,653 $4,867
Progressive $2,704 $2,557 $2,446 $2,450 $13,595 $15,404 $3,355 $3,394
State Farm $2,074 $2,074 $1,847 $1,847 $5,693 $7,223 $2,300 $2,537
Travelers $2,997 $3,047 $2,977 $2,976 $15,522 $25,211 $3,144 $3,581
USAA $2,013 $2,009 $1,822 $1,843 $5,518 $5,784 $2,539 $2,772

Cheap Girdler, Kentucky Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Girdler, Kentucky is a challenge. Take a look at the annual teen auto insurance rates in Girdler, Kentucky.

Annual Auto Insurance Rates for Teen Drivers in Girdler, Kentucky

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $23,119 $25,575
GEICO $7,942 $9,404
Liberty Mutual $10,773 $11,903
Nationwide $9,302 $11,583
Progressive $13,595 $15,404
State Farm $5,693 $7,223
Travelers $15,522 $25,211
USAA $5,518 $5,784

Cheap Girdler, Kentucky Auto Insurance for Seniors

What are senior auto insurance rates in Girdler, Kentucky? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Girdler, Kentucky

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $5,645 $6,003
GEICO $4,003 $3,626
Liberty Mutual $2,509 $2,811
Nationwide $3,677 $3,839
Progressive $2,446 $2,450
State Farm $1,847 $1,847
Travelers $2,977 $2,976
USAA $1,822 $1,843

Cheap Girdler, Kentucky Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Girdler, Kentucky compared to the annual auto insurance rates with a clean record in Girdler, Kentucky.

Annual Girdler, Kentucky Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $8,904 $11,641 $12,474 $10,071
GEICO $2,834 $5,055 $7,717 $3,472
Liberty Mutual $4,208 $6,431 $5,005 $4,463
Nationwide $4,532 $5,931 $7,562 $5,014
Progressive $4,734 $7,070 $5,395 $5,754
State Farm $2,952 $3,447 $3,200 $3,200
Travelers $6,460 $6,644 $9,692 $6,931
USAA $2,284 $3,231 $3,884 $2,751

Cheap Girdler, Kentucky Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Girdler, Kentucky is not easy. Compare the annual rates for DUI auto insurance in Girdler, Kentucky to find the best deal.

Annual Auto Insurance Rates After a DUI in Girdler, Kentucky

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $12,474
GEICO $7,717
Liberty Mutual $5,005
Nationwide $7,562
Progressive $5,395
State Farm $3,200
Travelers $9,692
USAA $3,884

Cheap Girdler, Kentucky Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how Girdler, Kentucky annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in Girdler, Kentucky

Insurance Company Poor Fair Good
Allstate $14,520 $9,766 $8,031
GEICO $7,842 $3,915 $2,550
Liberty Mutual $7,200 $4,398 $3,481
Nationwide $7,021 $5,495 $4,763
Progressive $6,401 $5,595 $5,218
State Farm $4,585 $2,805 $2,209
Travelers $8,281 $7,017 $6,998
USAA $4,506 $2,537 $2,069

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Cheap Girdler, Kentucky Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in Girdler, Kentucky can vary. Compare the annual cost of auto insurance by ZIP code in Girdler, Kentucky to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in Girdler, Kentucky

ZIP Code Average Annual Rates
40943 $5,188

Cheap Girdler, Kentucky Auto Insurance Rates By Commute

Commute length and annual mileage affect Girdler, Kentucky auto insurance. Find the cheapest annual Girdler, Kentucky auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Girdler, Kentucky

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $10,772 $10,772
GEICO $4,724 $4,814
Liberty Mutual $5,027 $5,027
Nationwide $5,760 $5,760
Progressive $5,738 $5,738
State Farm $3,122 $3,277
Travelers $7,432 $7,432
USAA $2,925 $3,150

Cheap Girdler, Kentucky Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Girdler, Kentucky? Check out the comparison of annual Girdler, Kentucky auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Girdler, Kentucky

Insurance Company Low Medium High
Allstate $9,316 $10,682 $12,319
GEICO $4,439 $4,761 $5,108
Liberty Mutual $4,738 $4,987 $5,354
Nationwide $5,806 $5,676 $5,797
Progressive $5,175 $5,622 $6,418
State Farm $2,973 $3,186 $3,440
Travelers $6,981 $7,454 $7,860
USAA $2,887 $3,029 $3,196

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Best By Category: Cheapest Auto Insurance in Girdler, Kentucky

Compare the cheapest auto insurance companies in Girdler, Kentucky in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Girdler, Kentucky

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI State Farm
With 1 Speeding Violation USAA

The Cheapest Girdler, Kentucky Auto Insurance Companies

What auto insurance companies in Girdler, Kentucky are the cheapest? Compare the top Girdler, Kentucky auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Girdler, Kentucky

Insurance Company Average Annual Rates
Allstate $10,772
GEICO $4,769
Liberty Mutual $5,027
Nationwide $5,760
Progressive $5,738
State Farm $3,200
Travelers $7,432
USAA $3,037

Compare Girdler, Kentucky Auto Insurance Quotes

Before you buy Girdler, Kentucky auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Girdler, Kentucky auto insurance quotes.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

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