Best Cheap Auto Insurance in Girardville, PA (2021)

The average Girardville, PA auto insurance rates are $316 per month. The minimum auto insurance in Girardville is at least 15/30/5 in coverage to comply with Pennsylvania auto insurance laws. To find the best cheap auto insurance in Girardville, Pennsylvania, compare quotes from multiple companies.

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Mathew B. Sims is Editor-in-Chief and has authored, edited, and contributed to several books. He has been working in the insurance industry ensuring content is accurate for consumers who are searching for the best policies and rates. He has also been featured on sites like UpJourney.

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: May 17, 2021

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Things to Remember

  • The minimum auto insurance required in Girardville, Pennsylvania is 15/30/5
  • Average auto insurance rates in Girardville, PA for senior drivers are $1,950 per year
  • The most expensive auto insurance company in Girardville for teen drivers is Travelers

Girardville, Pennsylvania auto insurance requirements are 15/30/5 according to Pennsylvania auto insurance laws. Finding cheap auto insurance in Girardville can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Girardville, Pennsylvania, including driving record, credit, commute time, and more.

Compare auto insurance in Girardville to other Pennsylvania cities, including Reading auto insurance rates, Harrisburg auto insurance rates, and Bethlehem auto insurance rates to see how Girardville, Pennsylvania auto insurance rates stack up.

Before you buy Girardville, Pennsylvania auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Girardville, Pennsylvania auto insurance quotes.

Minimum Auto Insurance in Girardville, Pennsylvania

Girardville, Pennsylvania auto insurance laws require that you have at least the Pennsylvania minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Girardville, Pennsylvania.

Minimum Required Auto Insurance Coverage in Girardville, Pennsylvania

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $15,000 per person
$30,000 per accident
Property Damage Liability Coverage $5,000 minimum

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Cheap Girardville, Pennsylvania Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Girardville, Pennsylvania are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Girardville, Pennsylvania

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,254 $2,254 $2,081 $2,081 $7,398 $7,398 $2,476 $2,476
GEICO $1,939 $1,678 $1,836 $1,590 $4,853 $4,210 $1,947 $1,686
Liberty Mutual $3,822 $3,822 $3,502 $3,502 $11,166 $11,166 $4,853 $4,853
Nationwide $1,829 $1,829 $1,730 $1,730 $5,109 $5,109 $2,048 $2,048
Progressive $2,836 $2,836 $2,533 $2,533 $9,239 $9,239 $3,620 $3,620
State Farm $1,547 $1,547 $1,367 $1,367 $5,553 $5,553 $1,707 $1,707
Travelers $1,542 $1,542 $1,668 $1,668 $22,694 $22,694 $1,846 $1,846
USAA $1,109 $1,109 $1,003 $1,003 $3,365 $3,365 $1,466 $1,466

Cheap Girardville, Pennsylvania Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Girardville, Pennsylvania is a challenge. Take a look at the annual teen auto insurance rates in Girardville, Pennsylvania.

Annual Auto Insurance Rates for Teen Drivers in Girardville, Pennsylvania

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $7,398 $7,398
GEICO $4,853 $4,210
Liberty Mutual $11,166 $11,166
Nationwide $5,109 $5,109
Progressive $9,239 $9,239
State Farm $5,553 $5,553
Travelers $22,694 $22,694
USAA $3,365 $3,365

Cheap Girardville, Pennsylvania Auto Insurance for Seniors

What are senior auto insurance rates in Girardville, Pennsylvania? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Girardville, Pennsylvania

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,081 $2,081
GEICO $1,836 $1,590
Liberty Mutual $3,502 $3,502
Nationwide $1,730 $1,730
Progressive $2,533 $2,533
State Farm $1,367 $1,367
Travelers $1,668 $1,668
USAA $1,003 $1,003

Cheap Girardville, Pennsylvania Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Girardville, Pennsylvania compared to the annual auto insurance rates with a clean record in Girardville, Pennsylvania.

Annual Girardville, Pennsylvania Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,403 $4,000 $3,403 $3,403
GEICO $1,816 $3,114 $2,430 $2,510
Liberty Mutual $5,322 $6,102 $5,960 $5,960
Nationwide $1,931 $2,584 $3,610 $2,592
Progressive $4,122 $5,716 $4,251 $4,138
State Farm $2,325 $2,762 $2,544 $2,544
Travelers $4,908 $6,997 $8,847 $6,997
USAA $1,397 $1,930 $2,055 $1,560

Cheap Girardville, Pennsylvania Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Girardville, Pennsylvania is not easy. Compare the annual rates for DUI auto insurance in Girardville, Pennsylvania to find the best deal.

Annual Auto Insurance Rates After a DUI in Girardville, Pennsylvania

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $3,403
GEICO $2,430
Liberty Mutual $5,960
Nationwide $3,610
Progressive $4,251
State Farm $2,544
Travelers $8,847
USAA $2,055

Cheap Girardville, Pennsylvania Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how Girardville, Pennsylvania annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in Girardville, Pennsylvania

Insurance Company Poor Fair Good
Allstate $4,556 $3,379 $2,722
GEICO $3,702 $2,087 $1,614
Liberty Mutual $7,451 $5,341 $4,716
Nationwide $3,147 $2,584 $2,307
Progressive $6,028 $4,237 $3,405
State Farm $3,619 $2,242 $1,770
Travelers $7,550 $6,821 $6,442
USAA $2,162 $1,613 $1,431

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Cheap Girardville, Pennsylvania Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in Girardville, Pennsylvania can vary. Compare the annual cost of auto insurance by ZIP code in Girardville, Pennsylvania to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in Girardville, Pennsylvania

ZIP Code Average Annual Rates
17935 $4,672

Cheap Girardville, Pennsylvania Auto Insurance Rates By Commute

Commute length and annual mileage affect Girardville, Pennsylvania auto insurance. Find the cheapest annual Girardville, Pennsylvania auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Girardville, Pennsylvania

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $3,482 $3,623
GEICO $2,428 $2,508
Liberty Mutual $5,686 $5,985
Nationwide $2,679 $2,679
Progressive $4,557 $4,557
State Farm $2,469 $2,618
Travelers $6,937 $6,937
USAA $1,686 $1,785

Cheap Girardville, Pennsylvania Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Girardville, Pennsylvania? Check out the comparison of annual Girardville, Pennsylvania auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Girardville, Pennsylvania

Insurance Company Low Medium High
Allstate $3,387 $3,574 $3,696
GEICO $2,239 $2,492 $2,672
Liberty Mutual $5,572 $5,875 $6,061
Nationwide $2,699 $2,711 $2,627
Progressive $4,116 $4,587 $4,968
State Farm $2,386 $2,575 $2,669
Travelers $6,945 $6,947 $6,920
USAA $1,609 $1,752 $1,846

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Best By Category: Cheapest Auto Insurance in Girardville, Pennsylvania

Compare the cheapest auto insurance companies in Girardville, Pennsylvania in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Girardville, Pennsylvania

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI USAA
With 1 Speeding Violation USAA

The Cheapest Girardville, Pennsylvania Auto Insurance Companies

What auto insurance companies in Girardville, Pennsylvania are the cheapest? Compare the top Girardville, Pennsylvania auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Girardville, Pennsylvania

Insurance Company Average Annual Rates
Allstate $3,552
GEICO $2,468
Liberty Mutual $5,836
Nationwide $2,679
Progressive $4,557
State Farm $2,544
Travelers $6,937
USAA $1,736

What affects auto insurance rates in Girardville, Pennsylvania?

There are a lot of reasons why auto insurance rates in Girardville, Pennsylvania are higher or lower than in other cities. These include traffic and the number of vehicle thefts in Girardville, Pennsylvania. Many local factors may affect your Girardville auto insurance rates.

Girardville Commute Time

Cities in which drivers have a longer average commute time tend to have higher auto insurance costs. The average Girardville, Pennsylvania commute length is 26.0 minutes according to City-Data.

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Compare Girardville, Pennsylvania Auto Insurance Quotes

Before you buy Girardville, Pennsylvania auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Girardville, Pennsylvania auto insurance quotes.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

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