Best Cheap Auto Insurance in Gilson, IL (2021)

The average Gilson, IL auto insurance rates are $248 per month. The minimum auto insurance in Gilson is at least 25/50/20 in coverage to comply with Illinois auto insurance laws. To find the best cheap auto insurance in Gilson, Illinois, compare quotes from multiple companies.

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Leslie Kasperowicz holds a BA in Social Sciences from the University of Winnipeg. She spent several years as a Farmers Insurance CSR, gaining a solid understanding of insurance products including home, life, auto, and commercial and working directly with insurance customers to understand their needs. She has since used that knowledge in her more than ten years as a writer, largely in the insuranc...

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: May 17, 2021

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Things to Remember

  • The average commute length in Gilson is 30.1 minutes
  • The cheapest auto insurance company in Gilson is Liberty Mutual
  • Average auto insurance rates in Gilson, IL for senior drivers are $1,716 per year

Gilson, Illinois auto insurance requirements are 25/50/20 according to Illinois auto insurance laws. Finding cheap auto insurance in Gilson can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Gilson, Illinois, including driving record, credit, commute time, and more.

Compare auto insurance in Gilson to other Illinois cities, including Aurora auto insurance rates, Springfield auto insurance rates, and Joliet auto insurance rates to see how Gilson, Illinois auto insurance rates stack up.

Before you buy Gilson, Illinois auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Gilson, Illinois auto insurance quotes.

Minimum Auto Insurance in Gilson, Illinois

Gilson, Illinois auto insurance laws require that you have at least the Illinois minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Gilson, Illinois.

Minimum Required Auto Insurance Coverage in Gilson, Illinois

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $20,000 minimum

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Cheap Gilson, Illinois Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Gilson, Illinois are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Gilson, Illinois

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,849 $2,862 $2,970 $2,970 $7,307 $9,512 $3,425 $3,701
American Family $2,367 $2,367 $2,158 $2,158 $6,493 $9,079 $2,367 $3,045
Farmers $2,260 $2,264 $2,010 $2,119 $9,386 $9,789 $2,577 $2,705
GEICO $1,621 $1,622 $1,521 $1,797 $4,847 $5,129 $2,028 $1,979
Liberty Mutual $1,321 $1,427 $1,102 $1,233 $4,155 $4,624 $1,379 $1,455
Nationwide $1,675 $1,707 $1,491 $1,581 $4,540 $5,829 $1,944 $2,105
Progressive $1,836 $1,751 $1,512 $1,575 $6,385 $7,181 $2,195 $2,381
State Farm $1,424 $1,424 $1,255 $1,255 $3,827 $4,883 $1,603 $1,825
Travelers $1,395 $1,473 $1,250 $1,333 $3,743 $4,616 $1,484 $1,564
USAA $1,640 $1,670 $1,527 $1,507 $5,289 $5,831 $2,160 $2,377

Cheap Gilson, Illinois Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Gilson, Illinois is a challenge. Take a look at the annual teen auto insurance rates in Gilson, Illinois.

Annual Auto Insurance Rates for Teen Drivers in Gilson, Illinois

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $7,307 $9,512
American Family $6,493 $9,079
Farmers $9,386 $9,789
GEICO $4,847 $5,129
Liberty Mutual $4,155 $4,624
Nationwide $4,540 $5,829
Progressive $6,385 $7,181
State Farm $3,827 $4,883
Travelers $3,743 $4,616
USAA $5,289 $5,831

Cheap Gilson, Illinois Auto Insurance for Seniors

What are senior auto insurance rates in Gilson, Illinois? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Gilson, Illinois

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,970 $2,970
American Family $2,158 $2,158
Farmers $2,010 $2,119
GEICO $1,521 $1,797
Liberty Mutual $1,102 $1,233
Nationwide $1,491 $1,581
Progressive $1,512 $1,575
State Farm $1,255 $1,255
Travelers $1,250 $1,333
USAA $1,527 $1,507

Cheap Gilson, Illinois Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Gilson, Illinois compared to the annual auto insurance rates with a clean record in Gilson, Illinois.

Annual Gilson, Illinois Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,211 $5,392 $5,008 $4,187
American Family $2,759 $3,921 $5,207 $3,132
Farmers $3,501 $4,498 $4,386 $4,170
GEICO $1,896 $2,518 $3,482 $2,376
Liberty Mutual $1,746 $2,457 $2,168 $1,976
Nationwide $2,105 $2,720 $3,196 $2,415
Progressive $2,565 $3,770 $2,834 $3,239
State Farm $2,016 $2,358 $2,187 $2,187
Travelers $1,689 $2,195 $2,433 $2,111
USAA $1,960 $2,818 $3,858 $2,364

Cheap Gilson, Illinois Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Gilson, Illinois is not easy. Compare the annual rates for DUI auto insurance in Gilson, Illinois to find the best deal.

Annual Auto Insurance Rates After a DUI in Gilson, Illinois

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $5,008
American Family $5,207
Farmers $4,386
GEICO $3,482
Liberty Mutual $2,168
Nationwide $3,196
Progressive $2,834
State Farm $2,187
Travelers $2,433
USAA $3,858

Cheap Gilson, Illinois Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how Gilson, Illinois annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in Gilson, Illinois

Insurance Company Poor Fair Good
Allstate $5,687 $4,088 $3,574
American Family $5,016 $3,389 $2,858
Farmers $4,713 $3,946 $3,756
GEICO $4,119 $2,014 $1,571
Liberty Mutual $2,951 $1,840 $1,470
Nationwide $3,113 $2,512 $2,202
Progressive $3,543 $2,998 $2,766
State Farm $3,181 $1,904 $1,476
Travelers $2,585 $2,056 $1,681
USAA $3,661 $2,516 $2,074

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Cheap Gilson, Illinois Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in Gilson, Illinois can vary. Compare the annual cost of auto insurance by ZIP code in Gilson, Illinois to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in Gilson, Illinois

ZIP Code Average Annual Rates
61436 $2,908

Cheap Gilson, Illinois Auto Insurance Rates By Commute

Commute length and annual mileage affect Gilson, Illinois auto insurance. Find the cheapest annual Gilson, Illinois auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Gilson, Illinois

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $4,450 $4,450
American Family $3,705 $3,803
Farmers $4,139 $4,139
GEICO $2,519 $2,617
Liberty Mutual $2,087 $2,087
Nationwide $2,609 $2,609
Progressive $3,102 $3,102
State Farm $2,132 $2,242
Travelers $2,026 $2,189
USAA $2,673 $2,827

Cheap Gilson, Illinois Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Gilson, Illinois? Check out the comparison of annual Gilson, Illinois auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Gilson, Illinois

Insurance Company Low Medium High
Allstate $4,316 $4,445 $4,588
American Family $3,654 $3,890 $3,718
Farmers $3,949 $4,047 $4,420
GEICO $2,377 $2,564 $2,762
Liberty Mutual $1,967 $2,082 $2,212
Nationwide $2,611 $2,626 $2,590
Progressive $2,878 $3,096 $3,332
State Farm $2,081 $2,191 $2,290
Travelers $1,997 $2,105 $2,219
USAA $2,561 $2,747 $2,942

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Best By Category: Cheapest Auto Insurance in Gilson, Illinois

Compare the cheapest auto insurance companies in Gilson, Illinois in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Gilson, Illinois

Category Insurance Company
Teenagers Travelers
Seniors Liberty Mutual
Clean Record Travelers
With 1 Accident Travelers
With 1 DUI Liberty Mutual
With 1 Speeding Violation Liberty Mutual

The Cheapest Gilson, Illinois Auto Insurance Companies

What auto insurance companies in Gilson, Illinois are the cheapest? Compare the top Gilson, Illinois auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Gilson, Illinois

Insurance Company Average Annual Rates
Allstate $4,450
American Family $3,754
Farmers $4,139
GEICO $2,568
Liberty Mutual $2,087
Nationwide $2,609
Progressive $3,102
State Farm $2,187
Travelers $2,107
USAA $2,750

What affects auto insurance rates in Gilson, Illinois?

There are a lot of reasons why auto insurance rates in Gilson, Illinois are higher or lower than in other cities. These include traffic and the number of vehicle thefts in Gilson, Illinois. Many local factors may affect your Gilson auto insurance rates.

Gilson Commute Time

Cities in which drivers have a longer average commute time tend to have higher auto insurance costs. The average Gilson, Illinois commute length is 30.1 minutes according to City-Data.

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Compare Gilson, Illinois Auto Insurance Quotes

Before you buy Gilson, Illinois auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Gilson, Illinois auto insurance quotes.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

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