Best Cheap Auto Insurance in Gilmer, TX (2021)

The average Gilmer, TX auto insurance rates are $325 per month. The minimum auto insurance in Gilmer is at least 30/60/25 in coverage to comply with Texas auto insurance laws. To find the best cheap auto insurance in Gilmer, Texas, compare quotes from multiple companies.

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Leslie Kasperowicz holds a BA in Social Sciences from the University of Winnipeg. She spent several years as a Farmers Insurance CSR, gaining a solid understanding of insurance products including home, life, auto, and commercial and working directly with insurance customers to understand their needs. She has since used that knowledge in her more than ten years as a writer, largely in the insuranc...

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: Jul 15, 2021

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Things to Remember

  • The most expensive auto insurance company in Gilmer for teen drivers is Progressive
  • The cheapest auto insurance company in Gilmer is USAA
  • The average commute length in Gilmer is 26.2 minutes

Gilmer, Texas auto insurance requirements are 30/60/25 according to Texas auto insurance laws. Finding cheap auto insurance in Gilmer can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Gilmer, Texas, including driving record, credit, commute time, and more.

Compare auto insurance in Gilmer to other Texas cities, including Houston auto insurance rates, Dallas auto insurance rates, and Laredo auto insurance rates to see how Gilmer, Texas auto insurance rates stack up.

Before you buy Gilmer, Texas auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Gilmer, Texas auto insurance quotes.

Minimum Auto Insurance in Gilmer, Texas

Gilmer, Texas auto insurance laws require that you have at least the Texas minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Gilmer, Texas.

Minimum Required Auto Insurance Coverage in Gilmer, Texas

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $30,000 per person
$60,000 per accident
Property Damage Liability Coverage $25,000 minimum

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Cheap Gilmer, Texas Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Gilmer, Texas are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Gilmer, Texas

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,589 $3,623 $3,543 $3,543 $9,455 $11,421 $4,441 $4,631
American Family $2,439 $2,716 $2,298 $2,631 $6,529 $8,532 $3,510 $3,999
GEICO $2,481 $2,682 $2,407 $2,738 $5,391 $5,593 $2,678 $2,661
Nationwide $2,506 $2,552 $2,211 $2,343 $7,188 $9,233 $2,951 $3,194
Progressive $2,462 $2,329 $2,196 $2,235 $10,460 $11,678 $2,913 $2,949
State Farm $2,140 $2,140 $1,902 $1,902 $5,117 $6,520 $2,326 $2,400
USAA $1,656 $1,668 $1,582 $1,573 $4,655 $5,075 $2,211 $2,375

Cheap Gilmer, Texas Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Gilmer, Texas is a challenge. Take a look at the annual teen auto insurance rates in Gilmer, Texas.

Annual Auto Insurance Rates for Teen Drivers in Gilmer, Texas

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $9,455 $11,421
American Family $6,529 $8,532
GEICO $5,391 $5,593
Nationwide $7,188 $9,233
Progressive $10,460 $11,678
State Farm $5,117 $6,520
USAA $4,655 $5,075

Cheap Gilmer, Texas Auto Insurance for Seniors

What are senior auto insurance rates in Gilmer, Texas? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Gilmer, Texas

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $3,543 $3,543
American Family $2,298 $2,631
GEICO $2,407 $2,738
Nationwide $2,211 $2,343
Progressive $2,196 $2,235
State Farm $1,902 $1,902
USAA $1,582 $1,573

Cheap Gilmer, Texas Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Gilmer, Texas compared to the annual auto insurance rates with a clean record in Gilmer, Texas.

Annual Gilmer, Texas Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $4,301 $6,618 $6,903 $4,301
American Family $3,733 $4,711 $4,150 $3,733
GEICO $2,825 $3,730 $3,118 $3,644
Nationwide $3,486 $3,486 $5,176 $3,940
Progressive $4,054 $5,261 $4,736 $4,560
State Farm $2,717 $3,114 $3,676 $2,717
USAA $1,937 $2,862 $3,374 $2,225

Cheap Gilmer, Texas Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Gilmer, Texas is not easy. Compare the annual rates for DUI auto insurance in Gilmer, Texas to find the best deal.

Annual Auto Insurance Rates After a DUI in Gilmer, Texas

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $6,903
American Family $4,150
GEICO $3,118
Nationwide $5,176
Progressive $4,736
State Farm $3,676
USAA $3,374

Cheap Gilmer, Texas Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how Gilmer, Texas annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in Gilmer, Texas

Insurance Company Poor Fair Good
Allstate $7,031 $5,152 $4,409
American Family $5,589 $3,543 $3,113
GEICO $5,140 $2,908 $1,939
Nationwide $4,833 $3,874 $3,360
Progressive $5,230 $4,529 $4,199
State Farm $4,331 $2,693 $2,144
USAA $3,819 $2,206 $1,774

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Cheap Gilmer, Texas Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in Gilmer, Texas can vary. Compare the annual cost of auto insurance by ZIP code in Gilmer, Texas to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in Gilmer, Texas

ZIP Code Average Annual Rates
75644 $5,728
75645 $5,869

Cheap Gilmer, Texas Auto Insurance Rates By Commute

Commute length and annual mileage affect Gilmer, Texas auto insurance. Find the cheapest annual Gilmer, Texas auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Gilmer, Texas

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $5,398 $5,663
American Family $4,082 $4,082
GEICO $3,265 $3,392
Nationwide $4,022 $4,022
Progressive $4,653 $4,653
State Farm $3,056 $3,056
USAA $2,566 $2,632

Cheap Gilmer, Texas Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Gilmer, Texas? Check out the comparison of annual Gilmer, Texas auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Gilmer, Texas

Insurance Company Low Medium High
Allstate $5,407 $5,484 $5,700
American Family $3,772 $3,923 $4,550
GEICO $3,136 $3,278 $3,573
Nationwide $4,352 $3,845 $3,870
Progressive $4,413 $4,630 $4,915
State Farm $2,901 $3,046 $3,221
USAA $2,510 $2,588 $2,701

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Best By Category: Cheapest Auto Insurance in Gilmer, Texas

Compare the cheapest auto insurance companies in Gilmer, Texas in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Gilmer, Texas

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI GEICO
With 1 Speeding Violation USAA

The Cheapest Gilmer, Texas Auto Insurance Companies

What auto insurance companies in Gilmer, Texas are the cheapest? Compare the top Gilmer, Texas auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Gilmer, Texas

Insurance Company Average Annual Rates
Allstate $5,531
American Family $4,082
GEICO $3,329
Nationwide $4,022
Progressive $4,653
State Farm $3,056
USAA $2,599

What affects auto insurance rates in Gilmer, Texas?

There are a lot of reasons why auto insurance rates in Gilmer, Texas are higher or lower than in other cities. These include traffic and the number of vehicle thefts in Gilmer, Texas. Many local factors may affect your Gilmer auto insurance rates.

Gilmer Auto Theft

More theft means higher auto insurance rates because auto insurance companies are paying more in claims. According to the FBI’s annual Gilmer, Texas auto theft statistics, there have been 8 auto thefts in the city.

Gilmer Commute Time

Cities in which drivers have a longer average commute time tend to have higher auto insurance costs. The average Gilmer, Texas commute length is 26.2 minutes according to City-Data.

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Compare Gilmer, Texas Auto Insurance Quotes

Before you buy Gilmer, Texas auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Gilmer, Texas auto insurance quotes.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

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