Best Cheap Auto Insurance in Gilcrest, CO (2021)

The average Gilcrest, CO auto insurance rates are $315 per month. The minimum auto insurance in Gilcrest is at least 25/50/15 in coverage to comply with Colorado auto insurance laws. To find the best cheap auto insurance in Gilcrest, Colorado, compare quotes from multiple companies.

Free Auto Insurance Comparison

 Secured with SHA-256 Encryption

Mathew B. Sims is Editor-in-Chief and has authored, edited, and contributed to several books. He has been working in the insurance industry ensuring content is accurate for consumers who are searching for the best policies and rates. He has also been featured on sites like UpJourney.

Full Bio →

Written by

Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

Full Bio →

Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: May 17, 2021

Advertiser Disclosure

It’s all about you. We want to help you make the right coverage choices.

Advertiser Disclosure: We strive to help you make confident auto insurance decisions. Comparison shopping should be easy. We are not affiliated with any one auto insurance provider and cannot guarantee quotes from any single provider. Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.

Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.

Things to Remember

  • Average auto insurance rates in Gilcrest, CO for senior drivers are $2,228 per year
  • The most expensive auto insurance company in Gilcrest for teen drivers is Allstate
  • The minimum auto insurance required in Gilcrest, Colorado is 25/50/15

Gilcrest, Colorado auto insurance requirements are 25/50/15 according to Colorado auto insurance laws. Finding cheap auto insurance in Gilcrest can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Gilcrest, Colorado, including driving record, credit, commute time, and more.

Compare auto insurance in Gilcrest to other Colorado cities, including Aurora auto insurance rates, Fort Collins auto insurance rates, and Colorado Springs auto insurance rates to see how Gilcrest, Colorado auto insurance rates stack up.

Before you buy Gilcrest, Colorado auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Gilcrest, Colorado auto insurance quotes.

Minimum Auto Insurance in Gilcrest, Colorado

Gilcrest, Colorado auto insurance laws require that you have at least the Colorado minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Gilcrest, Colorado.

Minimum Required Auto Insurance Coverage in Gilcrest, Colorado

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $15,000 minimum

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

 Secured with SHA-256 Encryption

Cheap Gilcrest, Colorado Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Gilcrest, Colorado are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Gilcrest, Colorado

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,507 $3,298 $3,174 $3,205 $11,628 $12,210 $3,855 $3,875
American Family $2,450 $2,450 $2,212 $2,212 $5,928 $7,971 $2,450 $2,996
Farmers $2,897 $2,877 $2,612 $2,819 $11,523 $11,686 $3,199 $3,235
GEICO $1,915 $2,093 $2,034 $2,309 $5,958 $6,295 $1,751 $1,778
Liberty Mutual $1,811 $1,746 $1,542 $1,698 $5,527 $6,026 $1,828 $1,840
Nationwide $2,438 $2,478 $2,185 $2,305 $6,181 $7,890 $2,807 $3,028
Progressive $2,431 $2,272 $2,139 $2,127 $8,431 $9,420 $2,734 $2,655
State Farm $1,997 $1,997 $1,798 $1,798 $5,819 $7,367 $2,238 $2,654
USAA $2,057 $2,050 $1,967 $1,966 $5,179 $5,925 $2,639 $2,863

Cheap Gilcrest, Colorado Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Gilcrest, Colorado is a challenge. Take a look at the annual teen auto insurance rates in Gilcrest, Colorado.

Annual Auto Insurance Rates for Teen Drivers in Gilcrest, Colorado

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $11,628 $12,210
American Family $5,928 $7,971
Farmers $11,523 $11,686
GEICO $5,958 $6,295
Liberty Mutual $5,527 $6,026
Nationwide $6,181 $7,890
Progressive $8,431 $9,420
State Farm $5,819 $7,367
USAA $5,179 $5,925

Cheap Gilcrest, Colorado Auto Insurance for Seniors

What are senior auto insurance rates in Gilcrest, Colorado? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Gilcrest, Colorado

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $3,174 $3,205
American Family $2,212 $2,212
Farmers $2,612 $2,819
GEICO $2,034 $2,309
Liberty Mutual $1,542 $1,698
Nationwide $2,185 $2,305
Progressive $2,139 $2,127
State Farm $1,798 $1,798
USAA $1,967 $1,966

Cheap Gilcrest, Colorado Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Gilcrest, Colorado compared to the annual auto insurance rates with a clean record in Gilcrest, Colorado.

Annual Gilcrest, Colorado Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $4,805 $5,496 $6,662 $5,412
American Family $2,651 $3,764 $4,915 $3,005
Farmers $4,308 $5,552 $5,474 $5,090
GEICO $2,130 $3,313 $3,839 $2,785
Liberty Mutual $2,415 $2,825 $2,925 $2,844
Nationwide $2,824 $3,850 $4,877 $3,105
Progressive $3,479 $4,903 $3,671 $4,051
State Farm $2,947 $3,470 $3,208 $3,208
USAA $2,251 $2,747 $4,792 $2,534

Cheap Gilcrest, Colorado Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Gilcrest, Colorado is not easy. Compare the annual rates for DUI auto insurance in Gilcrest, Colorado to find the best deal.

Annual Auto Insurance Rates After a DUI in Gilcrest, Colorado

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $6,662
American Family $4,915
Farmers $5,474
GEICO $3,839
Liberty Mutual $2,925
Nationwide $4,877
Progressive $3,671
State Farm $3,208
USAA $4,792

Cheap Gilcrest, Colorado Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how Gilcrest, Colorado annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in Gilcrest, Colorado

Insurance Company Poor Fair Good
Allstate $7,168 $5,482 $4,132
American Family $4,646 $3,318 $2,787
Farmers $5,900 $4,829 $4,588
GEICO $3,626 $3,017 $2,407
Liberty Mutual $3,929 $2,410 $1,918
Nationwide $4,426 $3,509 $3,057
Progressive $4,576 $3,911 $3,592
State Farm $4,460 $2,862 $2,304
USAA $4,549 $2,604 $2,090

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

 Secured with SHA-256 Encryption

Cheap Gilcrest, Colorado Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in Gilcrest, Colorado can vary. Compare the annual cost of auto insurance by ZIP code in Gilcrest, Colorado to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in Gilcrest, Colorado

ZIP Code Average Annual Rates
80623 $3,494

Cheap Gilcrest, Colorado Auto Insurance Rates By Commute

Commute length and annual mileage affect Gilcrest, Colorado auto insurance. Find the cheapest annual Gilcrest, Colorado auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Gilcrest, Colorado

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $5,594 $5,594
American Family $3,507 $3,661
Farmers $5,106 $5,106
GEICO $2,952 $3,081
Liberty Mutual $2,752 $2,752
Nationwide $3,664 $3,664
Progressive $4,026 $4,026
State Farm $3,129 $3,288
USAA $2,994 $3,168

Cheap Gilcrest, Colorado Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Gilcrest, Colorado? Check out the comparison of annual Gilcrest, Colorado auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Gilcrest, Colorado

Insurance Company Low Medium High
Allstate $5,226 $5,567 $5,988
American Family $3,388 $3,658 $3,705
Farmers $4,440 $5,026 $5,852
GEICO $2,696 $2,955 $3,399
Liberty Mutual $2,585 $2,741 $2,931
Nationwide $3,642 $3,667 $3,682
Progressive $3,679 $4,039 $4,360
State Farm $2,992 $3,212 $3,421
USAA $2,936 $3,081 $3,226

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

 Secured with SHA-256 Encryption

Best By Category: Cheapest Auto Insurance in Gilcrest, Colorado

Compare the cheapest auto insurance companies in Gilcrest, Colorado in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Gilcrest, Colorado

Category Insurance Company
Teenagers USAA
Seniors Liberty Mutual
Clean Record GEICO
With 1 Accident USAA
With 1 DUI Liberty Mutual
With 1 Speeding Violation USAA

The Cheapest Gilcrest, Colorado Auto Insurance Companies

What auto insurance companies in Gilcrest, Colorado are the cheapest? Compare the top Gilcrest, Colorado auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Gilcrest, Colorado

Insurance Company Average Annual Rates
Allstate $5,594
American Family $3,584
Farmers $5,106
GEICO $3,017
Liberty Mutual $2,752
Nationwide $3,664
Progressive $4,026
State Farm $3,208
USAA $3,081

What affects auto insurance rates in Gilcrest, Colorado?

There are a lot of reasons why auto insurance rates in Gilcrest, Colorado are higher or lower than in other cities. These include traffic and the number of vehicle thefts in Gilcrest, Colorado. Many local factors may affect your Gilcrest auto insurance rates.

Gilcrest Commute Time

Cities in which drivers have a longer average commute time tend to have higher auto insurance costs. The average Gilcrest, Colorado commute length is 32.0 minutes according to City-Data.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

 Secured with SHA-256 Encryption

Compare Gilcrest, Colorado Auto Insurance Quotes

Before you buy Gilcrest, Colorado auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Gilcrest, Colorado auto insurance quotes.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

 Secured with SHA-256 Encryption