Best Cheap Auto Insurance in Gilchrist, TX (2021)

The average Gilchrist, TX auto insurance rates are $369 per month. The minimum auto insurance in Gilchrist is at least 30/60/25 in coverage to comply with Texas auto insurance laws. To find the best cheap auto insurance in Gilchrist, Texas, compare quotes from multiple companies.

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Leslie Kasperowicz holds a BA in Social Sciences from the University of Winnipeg. She spent several years as a Farmers Insurance CSR, gaining a solid understanding of insurance products including home, life, auto, and commercial and working directly with insurance customers to understand their needs. She has since used that knowledge in her more than ten years as a writer, largely in the insuranc...

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: May 17, 2021

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Things to Remember

  • Average auto insurance rates in Gilchrist, TX for senior drivers are $2,662 per year
  • The minimum auto insurance required in Gilchrist, Texas is 30/60/25
  • The cheapest auto insurance company in Gilchrist is USAA

Gilchrist, Texas auto insurance requirements are 30/60/25 according to Texas auto insurance laws. Finding cheap auto insurance in Gilchrist can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Gilchrist, Texas, including driving record, credit, commute time, and more.

Compare auto insurance in Gilchrist to other Texas cities, including Laredo auto insurance rates, Corpus Christi auto insurance rates, and Austin auto insurance rates to see how Gilchrist, Texas auto insurance rates stack up.

Before you buy Gilchrist, Texas auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Gilchrist, Texas auto insurance quotes.

Minimum Auto Insurance in Gilchrist, Texas

Gilchrist, Texas auto insurance laws require that you have at least the Texas minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Gilchrist, Texas.

Minimum Required Auto Insurance Coverage in Gilchrist, Texas

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $30,000 per person
$60,000 per accident
Property Damage Liability Coverage $25,000 minimum

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Cheap Gilchrist, Texas Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Gilchrist, Texas are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Gilchrist, Texas

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,819 $3,849 $3,769 $3,769 $10,202 $12,320 $4,733 $4,926
American Family $3,431 $3,861 $3,278 $3,797 $9,847 $12,843 $5,086 $5,810
GEICO $2,746 $2,986 $2,671 $3,066 $6,157 $6,395 $2,981 $2,964
Nationwide $2,719 $2,761 $2,400 $2,538 $7,884 $10,108 $3,212 $3,473
Progressive $2,857 $2,735 $2,527 $2,581 $11,790 $13,184 $3,408 $3,477
State Farm $2,031 $2,031 $1,817 $1,817 $4,938 $6,304 $2,213 $2,276
USAA $1,698 $1,700 $1,628 $1,607 $4,844 $5,250 $2,258 $2,402

Cheap Gilchrist, Texas Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Gilchrist, Texas is a challenge. Take a look at the annual teen auto insurance rates in Gilchrist, Texas.

Annual Auto Insurance Rates for Teen Drivers in Gilchrist, Texas

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $10,202 $12,320
American Family $9,847 $12,843
GEICO $6,157 $6,395
Nationwide $7,884 $10,108
Progressive $11,790 $13,184
State Farm $4,938 $6,304
USAA $4,844 $5,250

Cheap Gilchrist, Texas Auto Insurance for Seniors

What are senior auto insurance rates in Gilchrist, Texas? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Gilchrist, Texas

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $3,769 $3,769
American Family $3,278 $3,797
GEICO $2,671 $3,066
Nationwide $2,400 $2,538
Progressive $2,527 $2,581
State Farm $1,817 $1,817
USAA $1,628 $1,607

Cheap Gilchrist, Texas Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Gilchrist, Texas compared to the annual auto insurance rates with a clean record in Gilchrist, Texas.

Annual Gilchrist, Texas Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $4,570 $7,129 $7,423 $4,570
American Family $5,437 $6,994 $6,110 $5,437
GEICO $3,175 $4,231 $3,488 $4,090
Nationwide $3,804 $3,804 $5,642 $4,298
Progressive $4,633 $5,983 $5,429 $5,234
State Farm $2,593 $2,986 $3,542 $2,593
USAA $1,985 $2,947 $3,481 $2,280

Cheap Gilchrist, Texas Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Gilchrist, Texas is not easy. Compare the annual rates for DUI auto insurance in Gilchrist, Texas to find the best deal.

Annual Auto Insurance Rates After a DUI in Gilchrist, Texas

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $7,423
American Family $6,110
GEICO $3,488
Nationwide $5,642
Progressive $5,429
State Farm $3,542
USAA $3,481

Cheap Gilchrist, Texas Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how Gilchrist, Texas annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in Gilchrist, Texas

Insurance Company Poor Fair Good
Allstate $7,532 $5,515 $4,723
American Family $8,123 $5,267 $4,593
GEICO $5,799 $3,269 $2,170
Nationwide $5,268 $4,228 $3,665
Progressive $6,013 $5,168 $4,778
State Farm $4,134 $2,585 $2,066
USAA $3,915 $2,274 $1,832

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Cheap Gilchrist, Texas Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in Gilchrist, Texas can vary. Compare the annual cost of auto insurance by ZIP code in Gilchrist, Texas to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in Gilchrist, Texas

ZIP Code Average Annual Rates
77617 $6,635

Cheap Gilchrist, Texas Auto Insurance Rates By Commute

Commute length and annual mileage affect Gilchrist, Texas auto insurance. Find the cheapest annual Gilchrist, Texas auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Gilchrist, Texas

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $5,774 $6,073
American Family $5,994 $5,994
GEICO $3,677 $3,815
Nationwide $4,387 $4,387
Progressive $5,320 $5,320
State Farm $2,928 $2,928
USAA $2,640 $2,707

Cheap Gilchrist, Texas Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Gilchrist, Texas? Check out the comparison of annual Gilchrist, Texas auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Gilchrist, Texas

Insurance Company Low Medium High
Allstate $5,800 $5,877 $6,094
American Family $5,516 $5,735 $6,731
GEICO $3,530 $3,692 $4,015
Nationwide $4,708 $4,197 $4,255
Progressive $5,069 $5,298 $5,593
State Farm $2,760 $2,919 $3,106
USAA $2,575 $2,662 $2,783

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Best By Category: Cheapest Auto Insurance in Gilchrist, Texas

Compare the cheapest auto insurance companies in Gilchrist, Texas in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Gilchrist, Texas

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI USAA
With 1 Speeding Violation USAA

The Cheapest Gilchrist, Texas Auto Insurance Companies

What auto insurance companies in Gilchrist, Texas are the cheapest? Compare the top Gilchrist, Texas auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Gilchrist, Texas

Insurance Company Average Annual Rates
Allstate $5,923
American Family $5,994
GEICO $3,746
Nationwide $4,387
Progressive $5,320
State Farm $2,928
USAA $2,673

Compare Gilchrist, Texas Auto Insurance Quotes

Before you buy Gilchrist, Texas auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Gilchrist, Texas auto insurance quotes.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

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