Best Cheap Auto Insurance in Gilby, ND (2021)

The average Gilby, ND auto insurance rates are $342 per month. The minimum auto insurance in Gilby is at least 25/50/25 in coverage to comply with North Dakota auto insurance laws. To find the best cheap auto insurance in Gilby, North Dakota, compare quotes from multiple companies.

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Mathew B. Sims is Editor-in-Chief and has authored, edited, and contributed to several books. He has been working in the insurance industry ensuring content is accurate for consumers who are searching for the best policies and rates. He has also been featured on sites like UpJourney.

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: May 17, 2021

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Things to Remember

  • The most expensive auto insurance company in Gilby for teen drivers is Liberty Mutual
  • The average commute length in Gilby is 29.1 minutes
  • The minimum auto insurance required in Gilby, North Dakota is 25/50/25

Gilby, North Dakota auto insurance requirements are 25/50/25 according to North Dakota auto insurance laws. Finding cheap auto insurance in Gilby can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Gilby, North Dakota, including driving record, credit, commute time, and more.

Compare auto insurance in Gilby to other North Dakota cities, including Williston auto insurance rates, Fargo auto insurance rates, and West Fargo auto insurance rates to see how Gilby, North Dakota auto insurance rates stack up.

Before you buy Gilby, North Dakota auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Gilby, North Dakota auto insurance quotes.

Minimum Auto Insurance in Gilby, North Dakota

Gilby, North Dakota auto insurance laws require that you have at least the North Dakota minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Gilby, North Dakota.

Minimum Required Auto Insurance Coverage in Gilby, North Dakota

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

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Cheap Gilby, North Dakota Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Gilby, North Dakota are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Gilby, North Dakota

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,449 $2,455 $2,174 $2,304 $9,512 $11,206 $2,689 $2,899
American Family $2,511 $2,511 $2,269 $2,269 $5,349 $7,694 $2,511 $2,936
Farmers $1,766 $1,736 $1,579 $1,642 $6,310 $6,473 $2,007 $2,123
GEICO $2,163 $2,147 $1,863 $1,884 $4,150 $5,218 $1,953 $2,172
Liberty Mutual $7,402 $8,006 $5,941 $7,201 $29,140 $32,517 $7,765 $8,523
Nationwide $1,800 $1,846 $1,611 $1,723 $3,958 $4,897 $2,042 $2,171
Progressive $1,891 $1,805 $1,531 $1,585 $6,841 $7,646 $2,316 $2,340
State Farm $1,412 $1,412 $1,248 $1,248 $3,947 $4,991 $1,579 $1,787
USAA $1,139 $1,131 $927 $930 $3,928 $4,747 $1,640 $1,784

Cheap Gilby, North Dakota Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Gilby, North Dakota is a challenge. Take a look at the annual teen auto insurance rates in Gilby, North Dakota.

Annual Auto Insurance Rates for Teen Drivers in Gilby, North Dakota

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $9,512 $11,206
American Family $5,349 $7,694
Farmers $6,310 $6,473
GEICO $4,150 $5,218
Liberty Mutual $29,140 $32,517
Nationwide $3,958 $4,897
Progressive $6,841 $7,646
State Farm $3,947 $4,991
USAA $3,928 $4,747

Cheap Gilby, North Dakota Auto Insurance for Seniors

What are senior auto insurance rates in Gilby, North Dakota? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Gilby, North Dakota

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,174 $2,304
American Family $2,269 $2,269
Farmers $1,579 $1,642
GEICO $1,863 $1,884
Liberty Mutual $5,941 $7,201
Nationwide $1,611 $1,723
Progressive $1,531 $1,585
State Farm $1,248 $1,248
USAA $927 $930

Cheap Gilby, North Dakota Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Gilby, North Dakota compared to the annual auto insurance rates with a clean record in Gilby, North Dakota.

Annual Gilby, North Dakota Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,611 $3,980 $6,051 $4,202
American Family $2,562 $3,667 $4,863 $2,932
Farmers $2,491 $3,175 $3,135 $3,016
GEICO $1,556 $2,605 $4,084 $2,529
Liberty Mutual $11,815 $13,320 $14,484 $13,627
Nationwide $1,843 $2,551 $3,530 $2,100
Progressive $2,999 $3,675 $3,033 $3,271
State Farm $2,036 $2,370 $2,203 $2,203
USAA $1,441 $2,040 $2,854 $1,779

Cheap Gilby, North Dakota Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Gilby, North Dakota is not easy. Compare the annual rates for DUI auto insurance in Gilby, North Dakota to find the best deal.

Annual Auto Insurance Rates After a DUI in Gilby, North Dakota

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $6,051
American Family $4,863
Farmers $3,135
GEICO $4,084
Liberty Mutual $14,484
Nationwide $3,530
Progressive $3,033
State Farm $2,203
USAA $2,854

Cheap Gilby, North Dakota Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how Gilby, North Dakota annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in Gilby, North Dakota

Insurance Company Poor Fair Good
Allstate $5,619 $4,280 $3,484
American Family $4,614 $3,200 $2,704
Farmers $3,421 $2,791 $2,652
GEICO $3,222 $2,595 $2,265
Liberty Mutual $19,355 $11,544 $9,036
Nationwide $3,055 $2,374 $2,089
Progressive $3,754 $3,129 $2,850
State Farm $3,081 $1,959 $1,568
USAA $2,801 $1,773 $1,511

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Cheap Gilby, North Dakota Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in Gilby, North Dakota can vary. Compare the annual cost of auto insurance by ZIP code in Gilby, North Dakota to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in Gilby, North Dakota

ZIP Code Average Annual Rates
58235 $4,313

Cheap Gilby, North Dakota Auto Insurance Rates By Commute

Commute length and annual mileage affect Gilby, North Dakota auto insurance. Find the cheapest annual Gilby, North Dakota auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Gilby, North Dakota

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $4,352 $4,570
American Family $3,463 $3,549
Farmers $2,954 $2,954
GEICO $2,663 $2,724
Liberty Mutual $13,312 $13,312
Nationwide $2,506 $2,506
Progressive $3,244 $3,244
State Farm $2,144 $2,262
USAA $2,008 $2,049

Cheap Gilby, North Dakota Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Gilby, North Dakota? Check out the comparison of annual Gilby, North Dakota auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Gilby, North Dakota

Insurance Company Low Medium High
Allstate $4,364 $4,459 $4,560
American Family $3,614 $3,679 $3,226
Farmers $2,888 $2,942 $3,034
GEICO $2,647 $2,689 $2,745
Liberty Mutual $13,032 $13,258 $13,645
Nationwide $2,444 $2,493 $2,581
Progressive $3,148 $3,233 $3,352
State Farm $2,144 $2,209 $2,256
USAA $1,977 $2,030 $2,079

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Best By Category: Cheapest Auto Insurance in Gilby, North Dakota

Compare the cheapest auto insurance companies in Gilby, North Dakota in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Gilby, North Dakota

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI State Farm
With 1 Speeding Violation USAA

The Cheapest Gilby, North Dakota Auto Insurance Companies

What auto insurance companies in Gilby, North Dakota are the cheapest? Compare the top Gilby, North Dakota auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Gilby, North Dakota

Insurance Company Average Annual Rates
Allstate $4,461
American Family $3,506
Farmers $2,954
GEICO $2,694
Liberty Mutual $13,312
Nationwide $2,506
Progressive $3,244
State Farm $2,203
USAA $2,028

What affects auto insurance rates in Gilby, North Dakota?

There are a lot of reasons why auto insurance rates in Gilby, North Dakota are higher or lower than in other cities. These include traffic and the number of vehicle thefts in Gilby, North Dakota. Many local factors may affect your Gilby auto insurance rates.

Gilby Commute Time

Cities in which drivers have a longer average commute time tend to have higher auto insurance costs. The average Gilby, North Dakota commute length is 29.1 minutes according to City-Data.

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Compare Gilby, North Dakota Auto Insurance Quotes

Before you buy Gilby, North Dakota auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Gilby, North Dakota auto insurance quotes.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

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