Best Cheap Auto Insurance in Gilbert, LA (2021)

The average Gilbert, LA auto insurance rates are $417 per month. The minimum auto insurance in Gilbert is at least 15/30/25 in coverage to comply with Louisiana auto insurance laws. To find the best cheap auto insurance in Gilbert, Louisiana, compare quotes from multiple companies.

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Mathew B. Sims is Editor-in-Chief and has authored, edited, and contributed to several books. He has been working in the insurance industry ensuring content is accurate for consumers who are searching for the best policies and rates. He has also been featured on sites like UpJourney.

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: May 17, 2021

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Things to Remember

  • The average commute length in Gilbert is 29.0 minutes
  • The minimum auto insurance required in Gilbert, Louisiana is 15/30/25
  • The cheapest auto insurance company in Gilbert is USAA

Gilbert, Louisiana auto insurance requirements are 15/30/25 according to Louisiana auto insurance laws. Finding cheap auto insurance in Gilbert can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Gilbert, Louisiana, including driving record, credit, commute time, and more.

Compare auto insurance in Gilbert to other Louisiana cities, including New Orleans auto insurance rates, Alexandria auto insurance rates, and Bossier City auto insurance rates to see how Gilbert, Louisiana auto insurance rates stack up.

Before you buy Gilbert, Louisiana auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Gilbert, Louisiana auto insurance quotes.

Minimum Auto Insurance in Gilbert, Louisiana

Gilbert, Louisiana auto insurance laws require that you have at least the Louisiana minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Gilbert, Louisiana.

Minimum Required Auto Insurance Coverage in Gilbert, Louisiana

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $15,000 per person
$30,000 per accident
Property Damage Liability Coverage $25,000 minimum

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Cheap Gilbert, Louisiana Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Gilbert, Louisiana are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Gilbert, Louisiana

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $4,011 $4,011 $4,136 $4,136 $8,830 $11,169 $4,439 $4,817
GEICO $3,002 $3,461 $3,509 $4,235 $11,402 $12,169 $2,925 $2,895
Progressive $3,301 $3,090 $2,761 $2,966 $13,498 $15,033 $3,810 $3,965
State Farm $2,486 $2,486 $2,265 $2,265 $7,272 $9,130 $2,773 $3,122
USAA $2,385 $2,351 $2,301 $2,295 $7,080 $8,348 $2,945 $3,237

Cheap Gilbert, Louisiana Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Gilbert, Louisiana is a challenge. Take a look at the annual teen auto insurance rates in Gilbert, Louisiana.

Annual Auto Insurance Rates for Teen Drivers in Gilbert, Louisiana

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $8,830 $11,169
GEICO $11,402 $12,169
Progressive $13,498 $15,033
State Farm $7,272 $9,130
USAA $7,080 $8,348

Cheap Gilbert, Louisiana Auto Insurance for Seniors

What are senior auto insurance rates in Gilbert, Louisiana? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Gilbert, Louisiana

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $4,136 $4,136
GEICO $3,509 $4,235
Progressive $2,761 $2,966
State Farm $2,265 $2,265
USAA $2,301 $2,295

Cheap Gilbert, Louisiana Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Gilbert, Louisiana compared to the annual auto insurance rates with a clean record in Gilbert, Louisiana.

Annual Gilbert, Louisiana Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $4,514 $6,860 $6,109 $5,291
GEICO $3,716 $5,993 $7,318 $4,772
Progressive $5,037 $6,787 $6,491 $5,897
State Farm $3,652 $4,298 $3,975 $3,975
USAA $2,950 $4,080 $4,924 $3,516

Cheap Gilbert, Louisiana Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Gilbert, Louisiana is not easy. Compare the annual rates for DUI auto insurance in Gilbert, Louisiana to find the best deal.

Annual Auto Insurance Rates After a DUI in Gilbert, Louisiana

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $6,109
GEICO $7,318
Progressive $6,491
State Farm $3,975
USAA $4,924

Cheap Gilbert, Louisiana Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how Gilbert, Louisiana annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in Gilbert, Louisiana

Insurance Company Poor Fair Good
Allstate $7,497 $5,125 $4,458
GEICO $6,481 $5,625 $4,242
Progressive $6,835 $5,864 $5,461
State Farm $5,526 $3,544 $2,856
USAA $5,357 $3,406 $2,840

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Cheap Gilbert, Louisiana Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in Gilbert, Louisiana can vary. Compare the annual cost of auto insurance by ZIP code in Gilbert, Louisiana to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in Gilbert, Louisiana

ZIP Code Average Annual Rates
71336 $4,681

Cheap Gilbert, Louisiana Auto Insurance Rates By Commute

Commute length and annual mileage affect Gilbert, Louisiana auto insurance. Find the cheapest annual Gilbert, Louisiana auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Gilbert, Louisiana

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $5,694 $5,694
GEICO $5,345 $5,554
Progressive $6,053 $6,053
State Farm $3,874 $4,076
USAA $3,749 $3,986

Cheap Gilbert, Louisiana Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Gilbert, Louisiana? Check out the comparison of annual Gilbert, Louisiana auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Gilbert, Louisiana

Insurance Company Low Medium High
Allstate $4,968 $5,795 $6,318
GEICO $4,688 $5,467 $6,195
Progressive $5,227 $6,011 $6,921
State Farm $3,499 $3,967 $4,460
USAA $3,406 $3,921 $4,276

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Best By Category: Cheapest Auto Insurance in Gilbert, Louisiana

Compare the cheapest auto insurance companies in Gilbert, Louisiana in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Gilbert, Louisiana

Category Insurance Company
Teenagers USAA
Seniors State Farm
Clean Record USAA
With 1 Accident USAA
With 1 DUI State Farm
With 1 Speeding Violation USAA

The Cheapest Gilbert, Louisiana Auto Insurance Companies

What auto insurance companies in Gilbert, Louisiana are the cheapest? Compare the top Gilbert, Louisiana auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Gilbert, Louisiana

Insurance Company Average Annual Rates
Allstate $5,694
GEICO $5,450
Progressive $6,053
State Farm $3,975
USAA $3,868

What affects auto insurance rates in Gilbert, Louisiana?

There are a lot of reasons why auto insurance rates in Gilbert, Louisiana are higher or lower than in other cities. These include traffic and the number of vehicle thefts in Gilbert, Louisiana. Many local factors may affect your Gilbert auto insurance rates.

Gilbert Commute Time

Cities in which drivers have a longer average commute time tend to have higher auto insurance costs. The average Gilbert, Louisiana commute length is 29.0 minutes according to City-Data.

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Compare Gilbert, Louisiana Auto Insurance Quotes

Before you buy Gilbert, Louisiana auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Gilbert, Louisiana auto insurance quotes.

Free Auto Insurance Comparison

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