Best Cheap Auto Insurance in Gifford, PA (2021)

The average Gifford, PA auto insurance rates are $309 per month. The minimum auto insurance in Gifford is at least 15/30/5 in coverage to comply with Pennsylvania auto insurance laws. To find the best cheap auto insurance in Gifford, Pennsylvania, compare quotes from multiple companies.

Free Auto Insurance Comparison

 Secured with SHA-256 Encryption

Mathew B. Sims is Editor-in-Chief and has authored, edited, and contributed to several books. He has been working in the insurance industry ensuring content is accurate for consumers who are searching for the best policies and rates. He has also been featured on sites like UpJourney.

Full Bio →

Written by

Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

Full Bio →

Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: May 17, 2021

Advertiser Disclosure

It’s all about you. We want to help you make the right coverage choices.

Advertiser Disclosure: We strive to help you make confident auto insurance decisions. Comparison shopping should be easy. We are not affiliated with any one auto insurance provider and cannot guarantee quotes from any single provider. Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.

Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.

Things to Remember

  • The most expensive auto insurance company in Gifford for teen drivers is Travelers
  • Average auto insurance rates in Gifford, PA for senior drivers are $1,911 per year
  • The cheapest auto insurance company in Gifford is USAA

Gifford, Pennsylvania auto insurance requirements are 15/30/5 according to Pennsylvania auto insurance laws. Finding cheap auto insurance in Gifford can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Gifford, Pennsylvania, including driving record, credit, commute time, and more.

Compare auto insurance in Gifford to other Pennsylvania cities, including Reading auto insurance rates, Lancaster auto insurance rates, and York auto insurance rates to see how Gifford, Pennsylvania auto insurance rates stack up.

Before you buy Gifford, Pennsylvania auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Gifford, Pennsylvania auto insurance quotes.

Minimum Auto Insurance in Gifford, Pennsylvania

Gifford, Pennsylvania auto insurance laws require that you have at least the Pennsylvania minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Gifford, Pennsylvania.

Minimum Required Auto Insurance Coverage in Gifford, Pennsylvania

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $15,000 per person
$30,000 per accident
Property Damage Liability Coverage $5,000 minimum

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

 Secured with SHA-256 Encryption

Cheap Gifford, Pennsylvania Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Gifford, Pennsylvania are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Gifford, Pennsylvania

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,409 $2,409 $2,193 $2,193 $7,555 $7,555 $2,679 $2,679
GEICO $1,694 $1,469 $1,571 $1,363 $4,092 $3,550 $1,725 $1,496
Liberty Mutual $4,156 $4,156 $3,801 $3,801 $12,275 $12,275 $5,296 $5,296
Nationwide $1,665 $1,665 $1,566 $1,566 $4,565 $4,565 $1,857 $1,857
Progressive $2,453 $2,453 $2,180 $2,180 $7,546 $7,546 $3,147 $3,147
State Farm $1,544 $1,544 $1,348 $1,348 $5,316 $5,316 $1,692 $1,692
Travelers $1,638 $1,638 $1,738 $1,738 $22,877 $22,877 $1,998 $1,998
USAA $1,104 $1,104 $994 $994 $3,234 $3,234 $1,472 $1,472

Cheap Gifford, Pennsylvania Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Gifford, Pennsylvania is a challenge. Take a look at the annual teen auto insurance rates in Gifford, Pennsylvania.

Annual Auto Insurance Rates for Teen Drivers in Gifford, Pennsylvania

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $7,555 $7,555
GEICO $4,092 $3,550
Liberty Mutual $12,275 $12,275
Nationwide $4,565 $4,565
Progressive $7,546 $7,546
State Farm $5,316 $5,316
Travelers $22,877 $22,877
USAA $3,234 $3,234

Cheap Gifford, Pennsylvania Auto Insurance for Seniors

What are senior auto insurance rates in Gifford, Pennsylvania? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Gifford, Pennsylvania

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,193 $2,193
GEICO $1,571 $1,363
Liberty Mutual $3,801 $3,801
Nationwide $1,566 $1,566
Progressive $2,180 $2,180
State Farm $1,348 $1,348
Travelers $1,738 $1,738
USAA $994 $994

Cheap Gifford, Pennsylvania Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Gifford, Pennsylvania compared to the annual auto insurance rates with a clean record in Gifford, Pennsylvania.

Annual Gifford, Pennsylvania Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,558 $4,163 $3,558 $3,558
GEICO $1,565 $2,629 $2,112 $2,175
Liberty Mutual $5,876 $6,618 $6,517 $6,517
Nationwide $1,732 $2,312 $3,264 $2,346
Progressive $3,492 $4,743 $3,586 $3,505
State Farm $2,287 $2,663 $2,475 $2,475
Travelers $5,063 $7,134 $8,921 $7,134
USAA $1,373 $1,882 $2,014 $1,534

Cheap Gifford, Pennsylvania Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Gifford, Pennsylvania is not easy. Compare the annual rates for DUI auto insurance in Gifford, Pennsylvania to find the best deal.

Annual Auto Insurance Rates After a DUI in Gifford, Pennsylvania

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $3,558
GEICO $2,112
Liberty Mutual $6,517
Nationwide $3,264
Progressive $3,586
State Farm $2,475
Travelers $8,921
USAA $2,014

Cheap Gifford, Pennsylvania Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how Gifford, Pennsylvania annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in Gifford, Pennsylvania

Insurance Company Poor Fair Good
Allstate $4,751 $3,528 $2,848
GEICO $3,172 $1,796 $1,392
Liberty Mutual $8,151 $5,840 $5,155
Nationwide $2,840 $2,321 $2,079
Progressive $5,099 $3,552 $2,843
State Farm $3,524 $2,181 $1,721
Travelers $7,705 $6,937 $6,547
USAA $2,130 $1,577 $1,395

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

 Secured with SHA-256 Encryption

Cheap Gifford, Pennsylvania Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in Gifford, Pennsylvania can vary. Compare the annual cost of auto insurance by ZIP code in Gifford, Pennsylvania to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in Gifford, Pennsylvania

ZIP Code Average Annual Rates
16732 $4,572

Cheap Gifford, Pennsylvania Auto Insurance Rates By Commute

Commute length and annual mileage affect Gifford, Pennsylvania auto insurance. Find the cheapest annual Gifford, Pennsylvania auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Gifford, Pennsylvania

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $3,640 $3,777
GEICO $2,081 $2,159
Liberty Mutual $6,217 $6,547
Nationwide $2,413 $2,413
Progressive $3,831 $3,831
State Farm $2,403 $2,548
Travelers $7,063 $7,063
USAA $1,652 $1,749

Cheap Gifford, Pennsylvania Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Gifford, Pennsylvania? Check out the comparison of annual Gifford, Pennsylvania auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Gifford, Pennsylvania

Insurance Company Low Medium High
Allstate $3,578 $3,726 $3,823
GEICO $1,945 $2,136 $2,278
Liberty Mutual $6,143 $6,417 $6,586
Nationwide $2,449 $2,437 $2,355
Progressive $3,562 $3,857 $4,075
State Farm $2,349 $2,501 $2,576
Travelers $7,254 $7,039 $6,896
USAA $1,592 $1,714 $1,796

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

 Secured with SHA-256 Encryption

Best By Category: Cheapest Auto Insurance in Gifford, Pennsylvania

Compare the cheapest auto insurance companies in Gifford, Pennsylvania in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Gifford, Pennsylvania

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI USAA
With 1 Speeding Violation USAA

The Cheapest Gifford, Pennsylvania Auto Insurance Companies

What auto insurance companies in Gifford, Pennsylvania are the cheapest? Compare the top Gifford, Pennsylvania auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Gifford, Pennsylvania

Insurance Company Average Annual Rates
Allstate $3,709
GEICO $2,120
Liberty Mutual $6,382
Nationwide $2,413
Progressive $3,831
State Farm $2,475
Travelers $7,063
USAA $1,701

Compare Gifford, Pennsylvania Auto Insurance Quotes

Before you buy Gifford, Pennsylvania auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Gifford, Pennsylvania auto insurance quotes.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

 Secured with SHA-256 Encryption