Best Cheap Auto Insurance in Gifford, FL (2021)

The average Gifford, FL auto insurance rates are $342 per month. The minimum auto insurance in Gifford is at least 10/20/10 in coverage to comply with Florida auto insurance laws. To find the best cheap auto insurance in Gifford, Florida, compare quotes from multiple companies.

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Mathew B. Sims is Editor-in-Chief and has authored, edited, and contributed to several books. He has been working in the insurance industry ensuring content is accurate for consumers who are searching for the best policies and rates. He has also been featured on sites like UpJourney.

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: May 17, 2021

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Things to Remember

  • Average auto insurance rates in Gifford, FL for senior drivers are $2,501 per year
  • The minimum auto insurance required in Gifford, Florida is 10/20/10
  • The most expensive auto insurance company in Gifford for teen drivers is Allstate

Gifford, Florida auto insurance requirements are 10/20/10 according to Florida auto insurance laws. Finding cheap auto insurance in Gifford can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Gifford, Florida, including driving record, credit, commute time, and more.

Compare auto insurance in Gifford to other Florida cities, including Cape Coral auto insurance rates, Hialeah auto insurance rates, and St. Petersburg auto insurance rates to see how Gifford, Florida auto insurance rates stack up.

Before you buy Gifford, Florida auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Gifford, Florida auto insurance quotes.

Minimum Auto Insurance in Gifford, Florida

Gifford, Florida auto insurance laws require that you have at least the Florida minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Gifford, Florida.

Minimum Required Auto Insurance Coverage in Gifford, Florida

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $10,000 per person
$20,000 per accident
Property Damage Liability Coverage $10,000 minimum

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Cheap Gifford, Florida Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Gifford, Florida are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Gifford, Florida

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,841 $3,634 $3,320 $3,353 $12,909 $13,858 $3,792 $3,823
GEICO $2,722 $2,734 $2,550 $2,550 $4,854 $6,088 $2,997 $3,040
Liberty Mutual $3,284 $3,284 $3,013 $3,013 $6,884 $10,579 $3,284 $4,437
Nationwide $2,631 $2,601 $2,358 $2,437 $6,206 $7,634 $2,890 $3,008
Progressive $3,521 $3,306 $3,028 $3,243 $9,961 $10,873 $4,222 $4,023
State Farm $1,855 $1,855 $1,693 $1,693 $5,326 $6,778 $2,055 $2,197
USAA $1,481 $1,454 $1,389 $1,373 $5,088 $5,904 $1,840 $1,980

Cheap Gifford, Florida Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Gifford, Florida is a challenge. Take a look at the annual teen auto insurance rates in Gifford, Florida.

Annual Auto Insurance Rates for Teen Drivers in Gifford, Florida

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $12,909 $13,858
GEICO $4,854 $6,088
Liberty Mutual $6,884 $10,579
Nationwide $6,206 $7,634
Progressive $9,961 $10,873
State Farm $5,326 $6,778
USAA $5,088 $5,904

Cheap Gifford, Florida Auto Insurance for Seniors

What are senior auto insurance rates in Gifford, Florida? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Gifford, Florida

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $3,320 $3,353
GEICO $2,550 $2,550
Liberty Mutual $3,013 $3,013
Nationwide $2,358 $2,437
Progressive $3,028 $3,243
State Farm $1,693 $1,693
USAA $1,389 $1,373

Cheap Gifford, Florida Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Gifford, Florida compared to the annual auto insurance rates with a clean record in Gifford, Florida.

Annual Gifford, Florida Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $5,242 $6,278 $6,937 $5,807
GEICO $2,403 $3,066 $4,555 $3,743
Liberty Mutual $3,401 $4,420 $6,420 $4,649
Nationwide $3,190 $3,491 $4,669 $3,533
Progressive $4,173 $6,150 $5,185 $5,581
State Farm $2,684 $3,179 $2,932 $2,932
USAA $2,002 $2,476 $3,677 $2,100

Cheap Gifford, Florida Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Gifford, Florida is not easy. Compare the annual rates for DUI auto insurance in Gifford, Florida to find the best deal.

Annual Auto Insurance Rates After a DUI in Gifford, Florida

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $6,937
GEICO $4,555
Liberty Mutual $6,420
Nationwide $4,669
Progressive $5,185
State Farm $2,932
USAA $3,677

Cheap Gifford, Florida Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how Gifford, Florida annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in Gifford, Florida

Insurance Company Poor Fair Good
Allstate $8,487 $5,364 $4,348
GEICO $5,005 $3,036 $2,284
Liberty Mutual $6,070 $4,467 $3,630
Nationwide $4,647 $3,420 $3,094
Progressive $6,856 $4,884 $4,076
State Farm $3,993 $2,634 $2,168
USAA $4,148 $2,048 $1,495

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Cheap Gifford, Florida Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in Gifford, Florida can vary. Compare the annual cost of auto insurance by ZIP code in Gifford, Florida to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in Gifford, Florida

ZIP Code Average Annual Rates
32960 $3,172

Cheap Gifford, Florida Auto Insurance Rates By Commute

Commute length and annual mileage affect Gifford, Florida auto insurance. Find the cheapest annual Gifford, Florida auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Gifford, Florida

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $5,895 $6,237
GEICO $3,425 $3,459
Liberty Mutual $4,571 $4,874
Nationwide $3,721 $3,721
Progressive $5,272 $5,272
State Farm $2,834 $3,029
USAA $2,535 $2,593

Cheap Gifford, Florida Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Gifford, Florida? Check out the comparison of annual Gifford, Florida auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Gifford, Florida

Insurance Company Low Medium High
Allstate $4,871 $6,338 $6,990
GEICO $2,775 $3,567 $3,983
Liberty Mutual $4,310 $4,798 $5,059
Nationwide $2,880 $3,879 $4,402
Progressive $4,307 $5,408 $6,101
State Farm $2,474 $3,003 $3,318
USAA $2,183 $2,662 $2,846

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Best By Category: Cheapest Auto Insurance in Gifford, Florida

Compare the cheapest auto insurance companies in Gifford, Florida in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Gifford, Florida

Category Insurance Company
Teenagers GEICO
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI State Farm
With 1 Speeding Violation USAA

The Cheapest Gifford, Florida Auto Insurance Companies

What auto insurance companies in Gifford, Florida are the cheapest? Compare the top Gifford, Florida auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Gifford, Florida

Insurance Company Average Annual Rates
Allstate $6,066
GEICO $3,442
Liberty Mutual $4,723
Nationwide $3,721
Progressive $5,272
State Farm $2,932
USAA $2,564

What affects auto insurance rates in Gifford, Florida?

There are a lot of reasons why auto insurance rates in Gifford, Florida are higher or lower than in other cities. These include traffic and the number of vehicle thefts in Gifford, Florida. Many local factors may affect your Gifford auto insurance rates.

Gifford Commute Time

Cities in which drivers have a longer average commute time tend to have higher auto insurance costs. The average Gifford, Florida commute length is 18.2 minutes according to City-Data.

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Compare Gifford, Florida Auto Insurance Quotes

Before you buy Gifford, Florida auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Gifford, Florida auto insurance quotes.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

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