Best Cheap Auto Insurance in Giddings, TX (2021)

The average Giddings, TX auto insurance rates are $313 per month. The minimum auto insurance in Giddings is at least 30/60/25 in coverage to comply with Texas auto insurance laws. To find the best cheap auto insurance in Giddings, Texas, compare quotes from multiple companies.

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Leslie Kasperowicz holds a BA in Social Sciences from the University of Winnipeg. She spent several years as a Farmers Insurance CSR, gaining a solid understanding of insurance products including home, life, auto, and commercial and working directly with insurance customers to understand their needs. She has since used that knowledge in her more than ten years as a writer, largely in the insuranc...

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: May 17, 2021

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Things to Remember

  • Average auto insurance rates in Giddings, TX for senior drivers are $2,278 per year
  • The cheapest auto insurance company in Giddings is USAA
  • The most expensive auto insurance company in Giddings for teen drivers is Progressive

Giddings, Texas auto insurance requirements are 30/60/25 according to Texas auto insurance laws. Finding cheap auto insurance in Giddings can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Giddings, Texas, including driving record, credit, commute time, and more.

Compare auto insurance in Giddings to other Texas cities, including Dallas auto insurance rates, Houston auto insurance rates, and Arlington auto insurance rates to see how Giddings, Texas auto insurance rates stack up.

Before you buy Giddings, Texas auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Giddings, Texas auto insurance quotes.

Minimum Auto Insurance in Giddings, Texas

Giddings, Texas auto insurance laws require that you have at least the Texas minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Giddings, Texas.

Minimum Required Auto Insurance Coverage in Giddings, Texas

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $30,000 per person
$60,000 per accident
Property Damage Liability Coverage $25,000 minimum

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Cheap Giddings, Texas Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Giddings, Texas are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Giddings, Texas

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,239 $3,271 $3,196 $3,196 $8,627 $10,431 $4,021 $4,198
American Family $2,552 $2,844 $2,410 $2,762 $6,913 $9,056 $3,690 $4,212
GEICO $2,378 $2,575 $2,309 $2,626 $5,224 $5,459 $2,573 $2,571
Nationwide $2,653 $2,700 $2,340 $2,481 $7,582 $9,752 $3,123 $3,383
Progressive $2,293 $2,187 $2,045 $2,083 $9,606 $10,709 $2,723 $2,768
State Farm $2,021 $2,021 $1,793 $1,793 $4,766 $6,061 $2,192 $2,262
USAA $1,504 $1,520 $1,432 $1,431 $4,107 $4,494 $2,001 $2,161

Cheap Giddings, Texas Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Giddings, Texas is a challenge. Take a look at the annual teen auto insurance rates in Giddings, Texas.

Annual Auto Insurance Rates for Teen Drivers in Giddings, Texas

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $8,627 $10,431
American Family $6,913 $9,056
GEICO $5,224 $5,459
Nationwide $7,582 $9,752
Progressive $9,606 $10,709
State Farm $4,766 $6,061
USAA $4,107 $4,494

Cheap Giddings, Texas Auto Insurance for Seniors

What are senior auto insurance rates in Giddings, Texas? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Giddings, Texas

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $3,196 $3,196
American Family $2,410 $2,762
GEICO $2,309 $2,626
Nationwide $2,340 $2,481
Progressive $2,045 $2,083
State Farm $1,793 $1,793
USAA $1,432 $1,431

Cheap Giddings, Texas Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Giddings, Texas compared to the annual auto insurance rates with a clean record in Giddings, Texas.

Annual Giddings, Texas Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,898 $6,008 $6,285 $3,898
American Family $3,915 $5,008 $4,382 $3,915
GEICO $2,730 $3,617 $3,002 $3,509
Nationwide $3,682 $3,682 $5,478 $4,165
Progressive $3,754 $4,848 $4,378 $4,227
State Farm $2,552 $2,917 $3,432 $2,552
USAA $1,747 $2,562 $3,012 $2,004

Cheap Giddings, Texas Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Giddings, Texas is not easy. Compare the annual rates for DUI auto insurance in Giddings, Texas to find the best deal.

Annual Auto Insurance Rates After a DUI in Giddings, Texas

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $6,285
American Family $4,382
GEICO $3,002
Nationwide $5,478
Progressive $4,378
State Farm $3,432
USAA $3,012

Cheap Giddings, Texas Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how Giddings, Texas annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in Giddings, Texas

Insurance Company Poor Fair Good
Allstate $6,374 $4,683 $4,010
American Family $5,903 $3,742 $3,270
GEICO $4,959 $2,809 $1,875
Nationwide $5,109 $4,093 $3,552
Progressive $4,837 $4,186 $3,882
State Farm $4,058 $2,523 $2,009
USAA $3,437 $1,973 $1,584

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Cheap Giddings, Texas Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in Giddings, Texas can vary. Compare the annual cost of auto insurance by ZIP code in Giddings, Texas to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in Giddings, Texas

ZIP Code Average Annual Rates
78942 $5,571

Cheap Giddings, Texas Auto Insurance Rates By Commute

Commute length and annual mileage affect Giddings, Texas auto insurance. Find the cheapest annual Giddings, Texas auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Giddings, Texas

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $4,903 $5,142
American Family $4,305 $4,305
GEICO $3,155 $3,274
Nationwide $4,252 $4,252
Progressive $4,302 $4,302
State Farm $2,864 $2,864
USAA $2,302 $2,361

Cheap Giddings, Texas Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Giddings, Texas? Check out the comparison of annual Giddings, Texas auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Giddings, Texas

Insurance Company Low Medium High
Allstate $4,929 $4,988 $5,151
American Family $4,024 $4,158 $4,733
GEICO $3,042 $3,170 $3,432
Nationwide $4,583 $4,068 $4,104
Progressive $4,110 $4,284 $4,510
State Farm $2,723 $2,855 $3,013
USAA $2,257 $2,323 $2,414

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Best By Category: Cheapest Auto Insurance in Giddings, Texas

Compare the cheapest auto insurance companies in Giddings, Texas in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Giddings, Texas

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI GEICO
With 1 Speeding Violation USAA

The Cheapest Giddings, Texas Auto Insurance Companies

What auto insurance companies in Giddings, Texas are the cheapest? Compare the top Giddings, Texas auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Giddings, Texas

Insurance Company Average Annual Rates
Allstate $5,022
American Family $4,305
GEICO $3,214
Nationwide $4,252
Progressive $4,302
State Farm $2,864
USAA $2,331

What affects auto insurance rates in Giddings, Texas?

There are a lot of reasons why auto insurance rates in Giddings, Texas are higher or lower than in other cities. These include traffic and the number of vehicle thefts in Giddings, Texas. Many local factors may affect your Giddings auto insurance rates.

Giddings Auto Theft

More theft means higher auto insurance rates because auto insurance companies are paying more in claims. According to the FBI’s annual Giddings, Texas auto theft statistics, there have been 5 auto thefts in the city.

Giddings Commute Time

Cities in which drivers have a longer average commute time tend to have higher auto insurance costs. The average Giddings, Texas commute length is 20.2 minutes according to City-Data.

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Compare Giddings, Texas Auto Insurance Quotes

Before you buy Giddings, Texas auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Giddings, Texas auto insurance quotes.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

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