Best Cheap Auto Insurance in Gibsonburg, OH (2021)

The average Gibsonburg, OH auto insurance rates are $208 per month. The minimum auto insurance in Gibsonburg is at least 25/50/25 in coverage to comply with Ohio auto insurance laws. To find the best cheap auto insurance in Gibsonburg, Ohio, compare quotes from multiple companies.

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Mathew B. Sims is Editor-in-Chief and has authored, edited, and contributed to several books. He has been working in the insurance industry ensuring content is accurate for consumers who are searching for the best policies and rates. He has also been featured on sites like UpJourney.

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: May 17, 2021

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Things to Remember

  • Average auto insurance rates in Gibsonburg, OH for senior drivers are $1,300 per year
  • The cheapest auto insurance company in Gibsonburg is USAA
  • The most expensive auto insurance company in Gibsonburg for teen drivers is Liberty Mutual

Gibsonburg, Ohio auto insurance requirements are 25/50/25 according to Ohio auto insurance laws. Finding cheap auto insurance in Gibsonburg can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Gibsonburg, Ohio, including driving record, credit, commute time, and more.

Compare auto insurance in Gibsonburg to other Ohio cities, including Akron auto insurance rates, Cincinnati auto insurance rates, and Lorain auto insurance rates to see how Gibsonburg, Ohio auto insurance rates stack up.

Before you buy Gibsonburg, Ohio auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Gibsonburg, Ohio auto insurance quotes.

Minimum Auto Insurance in Gibsonburg, Ohio

Gibsonburg, Ohio auto insurance laws require that you have at least the Ohio minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Gibsonburg, Ohio.

Minimum Required Auto Insurance Coverage in Gibsonburg, Ohio

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

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Cheap Gibsonburg, Ohio Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Gibsonburg, Ohio are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Gibsonburg, Ohio

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,000 $1,990 $1,806 $1,929 $5,541 $6,341 $2,099 $2,239
American Family $862 $893 $791 $794 $2,678 $2,901 $1,066 $1,120
Farmers $1,732 $1,722 $1,528 $1,616 $7,595 $7,847 $1,939 $2,020
GEICO $1,157 $1,127 $1,096 $1,110 $3,091 $2,874 $1,281 $1,083
Liberty Mutual $1,719 $1,876 $1,324 $1,609 $9,018 $10,185 $1,822 $1,988
Nationwide $1,914 $1,921 $1,732 $1,742 $4,929 $6,332 $2,047 $2,373
Progressive $1,445 $1,364 $1,203 $1,244 $6,391 $7,191 $1,729 $1,788
State Farm $1,284 $1,284 $1,150 $1,150 $4,022 $5,048 $1,492 $1,713
Travelers $1,361 $1,381 $1,355 $1,347 $5,900 $9,333 $1,419 $1,614
USAA $779 $786 $741 $741 $2,371 $2,640 $1,037 $1,121

Cheap Gibsonburg, Ohio Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Gibsonburg, Ohio is a challenge. Take a look at the annual teen auto insurance rates in Gibsonburg, Ohio.

Annual Auto Insurance Rates for Teen Drivers in Gibsonburg, Ohio

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $5,541 $6,341
American Family $2,678 $2,901
Farmers $7,595 $7,847
GEICO $3,091 $2,874
Liberty Mutual $9,018 $10,185
Nationwide $4,929 $6,332
Progressive $6,391 $7,191
State Farm $4,022 $5,048
Travelers $5,900 $9,333
USAA $2,371 $2,640

Cheap Gibsonburg, Ohio Auto Insurance for Seniors

What are senior auto insurance rates in Gibsonburg, Ohio? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Gibsonburg, Ohio

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $1,806 $1,929
American Family $791 $794
Farmers $1,528 $1,616
GEICO $1,096 $1,110
Liberty Mutual $1,324 $1,609
Nationwide $1,732 $1,742
Progressive $1,203 $1,244
State Farm $1,150 $1,150
Travelers $1,355 $1,347
USAA $741 $741

Cheap Gibsonburg, Ohio Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Gibsonburg, Ohio compared to the annual auto insurance rates with a clean record in Gibsonburg, Ohio.

Annual Gibsonburg, Ohio Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,516 $3,039 $3,570 $2,847
American Family $1,332 $1,407 $1,407 $1,407
Farmers $2,676 $3,450 $3,365 $3,509
GEICO $1,088 $1,569 $2,282 $1,471
Liberty Mutual $3,102 $3,984 $4,066 $3,618
Nationwide $2,312 $2,929 $3,703 $2,552
Progressive $2,410 $3,274 $2,567 $2,926
State Farm $1,951 $2,334 $2,143 $2,143
Travelers $2,181 $2,844 $4,293 $2,537
USAA $985 $1,316 $1,718 $1,089

Cheap Gibsonburg, Ohio Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Gibsonburg, Ohio is not easy. Compare the annual rates for DUI auto insurance in Gibsonburg, Ohio to find the best deal.

Annual Auto Insurance Rates After a DUI in Gibsonburg, Ohio

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $3,570
American Family $1,407
Farmers $3,365
GEICO $2,282
Liberty Mutual $4,066
Nationwide $3,703
Progressive $2,567
State Farm $2,143
Travelers $4,293
USAA $1,718

Cheap Gibsonburg, Ohio Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how Gibsonburg, Ohio annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in Gibsonburg, Ohio

Insurance Company Poor Fair Good
Allstate $3,843 $2,800 $2,337
American Family $1,846 $1,256 $1,063
Farmers $3,687 $3,106 $2,957
GEICO $1,918 $1,602 $1,287
Liberty Mutual $5,282 $3,247 $2,548
Nationwide $3,463 $2,795 $2,363
Progressive $3,141 $2,711 $2,530
State Farm $3,053 $1,888 $1,488
Travelers $3,312 $2,884 $2,695
USAA $1,656 $1,174 $1,001

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Cheap Gibsonburg, Ohio Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in Gibsonburg, Ohio can vary. Compare the annual cost of auto insurance by ZIP code in Gibsonburg, Ohio to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in Gibsonburg, Ohio

ZIP Code Average Annual Rates
43431 $2,394

Cheap Gibsonburg, Ohio Auto Insurance Rates By Commute

Commute length and annual mileage affect Gibsonburg, Ohio auto insurance. Find the cheapest annual Gibsonburg, Ohio auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Gibsonburg, Ohio

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $2,993 $2,993
American Family $1,372 $1,405
Farmers $3,250 $3,250
GEICO $1,575 $1,629
Liberty Mutual $3,692 $3,692
Nationwide $2,874 $2,874
Progressive $2,794 $2,794
State Farm $2,090 $2,196
Travelers $2,964 $2,964
USAA $1,229 $1,325

Cheap Gibsonburg, Ohio Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Gibsonburg, Ohio? Check out the comparison of annual Gibsonburg, Ohio auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Gibsonburg, Ohio

Insurance Company Low Medium High
Allstate $2,896 $2,987 $3,096
American Family $1,359 $1,398 $1,407
Farmers $3,080 $3,199 $3,471
GEICO $1,548 $1,595 $1,665
Liberty Mutual $3,535 $3,710 $3,833
Nationwide $3,173 $2,786 $2,663
Progressive $2,691 $2,771 $2,920
State Farm $2,038 $2,149 $2,241
Travelers $2,877 $3,004 $3,009
USAA $1,223 $1,276 $1,333

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Best By Category: Cheapest Auto Insurance in Gibsonburg, Ohio

Compare the cheapest auto insurance companies in Gibsonburg, Ohio in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Gibsonburg, Ohio

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI American Family
With 1 Speeding Violation USAA

The Cheapest Gibsonburg, Ohio Auto Insurance Companies

What auto insurance companies in Gibsonburg, Ohio are the cheapest? Compare the top Gibsonburg, Ohio auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Gibsonburg, Ohio

Insurance Company Average Annual Rates
Allstate $2,993
American Family $1,388
Farmers $3,250
GEICO $1,602
Liberty Mutual $3,692
Nationwide $2,874
Progressive $2,794
State Farm $2,143
Travelers $2,964
USAA $1,277

What affects auto insurance rates in Gibsonburg, Ohio?

There are a lot of reasons why auto insurance rates in Gibsonburg, Ohio are higher or lower than in other cities. These include traffic and the number of vehicle thefts in Gibsonburg, Ohio. Many local factors may affect your Gibsonburg auto insurance rates.

Gibsonburg Commute Time

Cities in which drivers have a longer average commute time tend to have higher auto insurance costs. The average Gibsonburg, Ohio commute length is 22.0 minutes according to City-Data.

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Compare Gibsonburg, Ohio Auto Insurance Quotes

Before you buy Gibsonburg, Ohio auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Gibsonburg, Ohio auto insurance quotes.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

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