Getting Chevy Auto Insurance at the Best Price

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Things to Remember...
  • Chevy makes approximately 16 different types of vehicles so the average auto insurance company will need a few specifics
  • To be certain that you receive the best rates, it will take a little research
  • The base models always have lower auto insurance rates because they cost less
  • The General Motors owns Chevy and they offer discounts such as good driver, student and multiple vehicles

If you think getting Chevy auto insurance at the best price is challenging, you may be correct.

However, it is not impossible. Chevy makes approximately 16 different types of vehicles so the average auto insurance company will need a few specifics.

The best way to get great car insurance rates today is to enter your ZIP code into the FREE toolbox on this page!

When you start shopping around for automobile insurance, you must remember that Chevy has a multitude of options and you should educate yourself.

Not only do they have an enormous inventory, but they also have a huge array of sub-models. This means each sub-model will also have certain features.

Some may come standard and others will be optional with an additional cost. To be certain that you receive the best rates, it will take a little research.

Make sure you first get the type of vehicle that the car insurance companies place in a lower risk category.

For example, if you tell your agent that you purchased a 2012 Silverado, they will ask if it has two or four doors.

They will also want to know if you have a regular or extended cab. They may also inquire about the engine size, if it is a V6 or V8 and if you have 4WD or 2WD.

They associate these specifications with your rate, so you need to have this information handy. In addition, you should know how they differ with respect to the amount they charge you every year.

If they rate one sub-model lower than another, perhaps you should choose something different.

How Chevy Rebuilt Their Reputation

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There is no doubt that Chevy has come a long way in the automotive world. In fact, it seems as if they have a something for everyone, from the economic Spark to the trustworthy Silverado and every other type in between.

It is no wonder that the Chevrolet appeals to so many Americans. They continue to grow and expand with new designs and fuel-efficient models that rival their main competitors Honda and Toyota.

In fact, the experts at Consumer Reports explain how well the Chevy Cruze rates among others in the small car category.

They boast that they are great additions to the entire lineup of Chevrolet vehicles. This really says something about the ingenuity of the carmakers in this company.

Another winner in Chevy’s arsenal is the Volt, at least according to Car and Driver, which brags about the seamless driving experience.

This electric vehicle really put Chevy back on the grid and they are definitely taking full advantage of this dream car.

So what does this mean as far as automobile insurance goes? Well, for one thing, you may not have to worry about safety issues.

The new Chevy models come fully equipped with all of the latest gizmos and gadgets. They are bursting with next-generation technology.

These types of advancements add to the appeal and the auto insurance industry has definitely taken notice.

The Cost of the Car and Your Driving Record Matters

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Since there are so many types to choose from, you will need an approximation as a starting point. The base models always have lower auto insurance rates because they cost less.

When the auto insurance company reviews your vehicle, they consider the price for repairing and replacing parts or the total loss of the entire vehicle. They factor this into their formula and arrive at an estimate.

The Chevy passenger vehicles range between $12,245 and $49,600, anyone who knows a thing or two about Chevy’s can guess the high price tag is for the Corvette.

The Spark is the least expensive, followed by the Sonic, which costs $13,865. These are their two mini-cars.

The Cruze and Volt are mid-size. The prices for both are $16,800 and $39,145; the cost for the latter is for the Volt.

It is much more expensive because of the EV factor. Designing and building electric vehicles are very labor intensive, compared to standard gas-powered cars.

Chevy also makes sedans, the Malibu and the Impala that are pretty close in price. The Malibu is around $22,390 and the Impala is approximately $25,760.

The final two passenger vehicles are sports cars. Moderately priced at $23,280 is the cost of the Camaro and of course, the high-powered Corvette is the most expensive at $49,600.

However, you may not want to get too excited about this price. After only a few extras, most Corvettes can soar as high as $100,000.

The SUVs by Chevy include the Equinox, Traverse, Tahoe, and Suburban. Their prices, from low to high begin at $23,530, $29,660, $38,755, and $42,220.

Unbelievably, the trucks Chevy makes are very reasonable and none of them cost more than $40,000. The Colorado costs $17,475, the Silverado is only $22,195, and the Avalanche is $36,800.

They also make two commercial vehicles with one being the Express van and the other is simply the Commercial truck. However, both of these fall under commercial auto insurance, not

However, both of these fall under commercial auto insurance, not passenger insurance.

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Insurance Costs for the Owner

The odd part about insuring your Chevy is no matter how expensive the sticker price, none of the standard models have over-inflated auto insurance rates.

The only time you may see a very high quote is if your personal issues overshadow the industry averages.

You will need to consider these factors carefully since ultimately, this is what weighs heaviest in your rates.

It is true that the type of vehicle you drive has a portion of the responsibility, but the deciding factor is usually your driving history.

Now that you have an idea of the manufacturer’s suggested retail price (MSRP) you can start to understand how car insurance companies calculate the rates for these particular vehicles.

When reviewing the information on Automobilemag.com, you can get a breakdown of the five-year estimated costs for each type of Chevy.

The Spark, the cheapest model costs about $1,291 per year. The Sonic is a little more expensive at $1,404. The Cruze and Volt are $1,324 and $1,773 each year. At $1,401 and $1,346, are the Malibu and Impala.

The Cruze and Volt are $1,324 and $1,773 each year. At $1,401 and $1,346, are the Malibu and Impala.

The Equinox and Traverse are very close in price. The Equinox costs around $1,283 and the Traverse is $1,267. The Tahoe and Suburban are the largest of the Chevy SUVs with the highest car insurance rates to date.

The Tahoe comes in at approximately $1,304 and the Suburban costs $1,373. Chevy’s three trucks, the Avalanche, Colorado, and Silverado cost $1,181, $1,265, and $1,446 respectively a year.

As for the sports cars, surprisingly, the Camaro only costs about $1,350 each year and the Corvette is just $1,383.

Therefore, you really cannot assume that a person driving a high-performance vehicle pays through the nose for automobile insurance.

Take Advantage of the General Motors Discount

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Although most car insurance companies offer multiple discounts, only General Motors provides their own employees, subsidiaries, and affiliates with this opportunity.

If you qualify, you could receive a very low rate on your car insurance when you purchase a Chevy vehicle. Chevy is part of General Motors.

The General Motors family believes in taking care of those closest to them and they focus on rewards.

They are collaborating with Metropolitan Life Insurance to apply discounts as one of their main benefits.

The great part is that you can still receive the standard type of discounts, like good driver, student, and multiple vehicles.

Currently, the offer is for those who reside in Washington and Oregon only, however, they plan to extend to California and other states in the Northwest region of the country very soon.

According to Chris Perry, the Vice President of Global Marketing for General Motors, this is a great way to combine loyalty rewards and boost sales of vehicles in the area.

Risk of Theft for Chevy Vehicles

While car theft is rampant across the nation, Chevy’s do not seem to be on the radar of many. This is great news for you if you want to ensure low rates for car insurance.

You can feel secure purchasing lower limits for coverage levels like comprehensive, which pays for incidents of theft or vandalism.

Although Chevy did make the top 100 list of common vehicles that attract car thieves, the models listed were very far down.

The car insurance companies usually concern themselves with the top 10 or 20 at the most.

Traditionally speaking, these honors are reserved for Honda and Toyota. Even though they tend to select the older models, the still have a negative stigma.

Luckily, you do not have to think about these statistics, your car, truck, or SUV is still relatively safe from theft.

Crash Test Results and Statistics

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The most highly rated Chevy vehicles in the safety category are the passenger vehicles, followed by the SUVs.

They include the Cruze, Sonic, and Volt in the small car field. The Malibu represents the mid-size group and the Equinox fills the spot for mid-size SUVs. The large SUV class belongs to the Traverse.

To receive these great honors, these vehicles needed to pass several tests with above average performance ratings for several areas, including side, front, rear, and rollover crashes.

They also tested the ESC or Electronic Stability Control. These kinds of results should allow you to shop for automobile insurance for your Chevy with extreme confidence.

Having prior knowledge of how well these cars and SUVs handle severe conditions will appeal to your car insurance provider.

They also have this data and include all of this information when they provide you with an annual premium.

You can always get a great deal on car insurance rates after you add your ZIP code into the FREE quote finder!

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