Best Cheap Auto Insurance in Germanton, NC (2021)

The average Germanton, NC auto insurance rates are $249 per month. The minimum auto insurance in Germanton is at least 30/60/25 in coverage to comply with North Carolina auto insurance laws. To find the best cheap auto insurance in Germanton, North Carolina, compare quotes from multiple companies.

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Leslie Kasperowicz holds a BA in Social Sciences from the University of Winnipeg. She spent several years as a Farmers Insurance CSR, gaining a solid understanding of insurance products including home, life, auto, and commercial and working directly with insurance customers to understand their needs. She has since used that knowledge in her more than ten years as a writer, largely in the insuranc...

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: May 17, 2021

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Things to Remember

  • Average auto insurance rates in Germanton, NC for senior drivers are $2,229 per year
  • The cheapest auto insurance company in Germanton is Liberty Mutual
  • The most expensive auto insurance company in Germanton for teen drivers is Allstate

Germanton, North Carolina auto insurance requirements are 30/60/25 according to North Carolina auto insurance laws. Finding cheap auto insurance in Germanton can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Germanton, North Carolina, including driving record, credit, commute time, and more.

Compare auto insurance in Germanton to other North Carolina cities, including High Point auto insurance rates, Cary auto insurance rates, and Greensboro auto insurance rates to see how Germanton, North Carolina auto insurance rates stack up.

Before you buy Germanton, North Carolina auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Germanton, North Carolina auto insurance quotes.

Minimum Auto Insurance in Germanton, North Carolina

Germanton, North Carolina auto insurance laws require that you have at least the North Carolina minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Germanton, North Carolina.

Minimum Required Auto Insurance Coverage in Germanton, North Carolina

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $30,000 per person
$60,000 per accident
Property Damage Liability Coverage $25,000 minimum

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Cheap Germanton, North Carolina Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Germanton, North Carolina are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Germanton, North Carolina

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $4,969 $4,969 $4,076 $4,076 $12,026 $12,026 $5,067 $5,067
GEICO $2,304 $2,260 $2,273 $2,230 $4,351 $4,312 $2,008 $1,996
Liberty Mutual $1,595 $1,595 $1,650 $1,650 $2,833 $2,833 $1,595 $1,595
Nationwide $2,114 $2,114 $2,114 $2,114 $3,608 $3,608 $2,114 $2,114
Progressive $1,510 $1,510 $1,378 $1,378 $3,628 $3,628 $1,692 $1,692
State Farm $2,112 $2,112 $1,828 $1,828 $3,115 $3,115 $2,608 $2,608
Travelers $2,327 $2,327 $2,308 $2,308 $3,979 $3,979 $2,388 $2,388

Cheap Germanton, North Carolina Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Germanton, North Carolina is a challenge. Take a look at the annual teen auto insurance rates in Germanton, North Carolina.

Annual Auto Insurance Rates for Teen Drivers in Germanton, North Carolina

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $12,026 $12,026
GEICO $4,351 $4,312
Liberty Mutual $2,833 $2,833
Nationwide $3,608 $3,608
Progressive $3,628 $3,628
State Farm $3,115 $3,115
Travelers $3,979 $3,979

Cheap Germanton, North Carolina Auto Insurance for Seniors

What are senior auto insurance rates in Germanton, North Carolina? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Germanton, North Carolina

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $4,076 $4,076
GEICO $2,273 $2,230
Liberty Mutual $1,650 $1,650
Nationwide $2,114 $2,114
Progressive $1,378 $1,378
State Farm $1,828 $1,828
Travelers $2,308 $2,308

Cheap Germanton, North Carolina Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Germanton, North Carolina compared to the annual auto insurance rates with a clean record in Germanton, North Carolina.

Annual Germanton, North Carolina Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,547 $6,223 $11,578 $4,790
GEICO $1,515 $2,207 $5,099 $2,045
Liberty Mutual $1,147 $1,469 $3,588 $1,469
Nationwide $1,469 $1,895 $4,692 $1,895
Progressive $971 $1,412 $4,460 $1,365
State Farm $1,294 $1,864 $4,642 $1,864
Travelers $1,647 $2,146 $5,091 $2,117

Cheap Germanton, North Carolina Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Germanton, North Carolina is not easy. Compare the annual rates for DUI auto insurance in Germanton, North Carolina to find the best deal.

Annual Auto Insurance Rates After a DUI in Germanton, North Carolina

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $11,578
GEICO $5,099
Liberty Mutual $3,588
Nationwide $4,692
Progressive $4,460
State Farm $4,642
Travelers $5,091

Cheap Germanton, North Carolina Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how Germanton, North Carolina annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in Germanton, North Carolina

Insurance Company Poor Fair Good
Allstate $8,835 $5,743 $5,025
GEICO $2,947 $2,703 $2,500
Liberty Mutual $1,918 $1,918 $1,918
Nationwide $2,488 $2,488 $2,488
Progressive $2,315 $2,003 $1,839
State Farm $3,389 $2,170 $1,688
Travelers $2,932 $2,674 $2,646

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Cheap Germanton, North Carolina Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in Germanton, North Carolina can vary. Compare the annual cost of auto insurance by ZIP code in Germanton, North Carolina to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in Germanton, North Carolina

ZIP Code Average Annual Rates
27019 $2,713

Cheap Germanton, North Carolina Auto Insurance Rates By Commute

Commute length and annual mileage affect Germanton, North Carolina auto insurance. Find the cheapest annual Germanton, North Carolina auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Germanton, North Carolina

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $6,535 $6,535
GEICO $2,717 $2,717
Liberty Mutual $1,918 $1,918
Nationwide $2,488 $2,488
Progressive $2,052 $2,052
State Farm $2,406 $2,425
Travelers $2,751 $2,751

Cheap Germanton, North Carolina Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Germanton, North Carolina? Check out the comparison of annual Germanton, North Carolina auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Germanton, North Carolina

Insurance Company Low Medium High
Allstate $6,309 $6,510 $6,784
GEICO $2,591 $2,706 $2,852
Liberty Mutual $1,824 $1,905 $2,025
Nationwide $2,383 $2,474 $2,605
Progressive $1,944 $2,038 $2,174
State Farm $2,320 $2,403 $2,525
Travelers $2,633 $2,735 $2,884

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Best By Category: Cheapest Auto Insurance in Germanton, North Carolina

Compare the cheapest auto insurance companies in Germanton, North Carolina in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Germanton, North Carolina

Category Insurance Company
Teenagers Liberty Mutual
Seniors Progressive
Clean Record Progressive
With 1 Accident Progressive
With 1 DUI Liberty Mutual
With 1 Speeding Violation Progressive

The Cheapest Germanton, North Carolina Auto Insurance Companies

What auto insurance companies in Germanton, North Carolina are the cheapest? Compare the top Germanton, North Carolina auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Germanton, North Carolina

Insurance Company Average Annual Rates
Allstate $6,535
GEICO $2,717
Liberty Mutual $1,918
Nationwide $2,488
Progressive $2,052
State Farm $2,416
Travelers $2,751

What affects auto insurance rates in Germanton, North Carolina?

There are a lot of reasons why auto insurance rates in Germanton, North Carolina are higher or lower than in other cities. These include traffic and the number of vehicle thefts in Germanton, North Carolina. Many local factors may affect your Germanton auto insurance rates.

Germanton Commute Time

Cities in which drivers have a longer average commute time tend to have higher auto insurance costs. The average Germanton, North Carolina commute length is 33.3 minutes according to City-Data.

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Compare Germanton, North Carolina Auto Insurance Quotes

Before you buy Germanton, North Carolina auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Germanton, North Carolina auto insurance quotes.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

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