Best Cheap Auto Insurance in Georgetown, TX (2021)

The average Georgetown, TX auto insurance rates are $285 per month. The minimum auto insurance in Georgetown is at least 30/60/25 in coverage to comply with Texas auto insurance laws. To find the best cheap auto insurance in Georgetown, Texas, compare quotes from multiple companies.

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Leslie Kasperowicz holds a BA in Social Sciences from the University of Winnipeg. She spent several years as a Farmers Insurance CSR, gaining a solid understanding of insurance products including home, life, auto, and commercial and working directly with insurance customers to understand their needs. She has since used that knowledge in her more than ten years as a writer, largely in the insuranc...

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: May 17, 2021

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Things to Remember

  • The cheapest auto insurance company in Georgetown is USAA
  • The average commute length in Georgetown is 28.4 minutes
  • Average auto insurance rates in Georgetown, TX for senior drivers are $2,098 per year

Georgetown, Texas auto insurance requirements are 30/60/25 according to Texas auto insurance laws. Finding cheap auto insurance in Georgetown can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Georgetown, Texas, including driving record, credit, commute time, and more.

Compare auto insurance in Georgetown to other Texas cities, including Arlington auto insurance rates, San Antonio auto insurance rates, and El Paso auto insurance rates to see how Georgetown, Texas auto insurance rates stack up.

Before you buy Georgetown, Texas auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Georgetown, Texas auto insurance quotes.

Minimum Auto Insurance in Georgetown, Texas

Georgetown, Texas auto insurance laws require that you have at least the Texas minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Georgetown, Texas.

Minimum Required Auto Insurance Coverage in Georgetown, Texas

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $30,000 per person
$60,000 per accident
Property Damage Liability Coverage $25,000 minimum

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Cheap Georgetown, Texas Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Georgetown, Texas are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Georgetown, Texas

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,400 $3,425 $3,356 $3,356 $9,045 $10,904 $4,201 $4,370
American Family $2,403 $2,687 $2,298 $2,640 $6,659 $8,676 $3,502 $3,990
GEICO $2,302 $2,484 $2,210 $2,512 $5,088 $5,259 $2,497 $2,490
Nationwide $1,633 $1,657 $1,453 $1,532 $4,501 $5,750 $1,906 $2,055
Progressive $2,035 $1,948 $1,812 $1,849 $8,357 $9,307 $2,416 $2,466
State Farm $1,980 $1,980 $1,765 $1,765 $4,783 $6,103 $2,156 $2,221
USAA $1,487 $1,491 $1,423 $1,407 $4,198 $4,557 $1,976 $2,107

Cheap Georgetown, Texas Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Georgetown, Texas is a challenge. Take a look at the annual teen auto insurance rates in Georgetown, Texas.

Annual Auto Insurance Rates for Teen Drivers in Georgetown, Texas

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $9,045 $10,904
American Family $6,659 $8,676
GEICO $5,088 $5,259
Nationwide $4,501 $5,750
Progressive $8,357 $9,307
State Farm $4,783 $6,103
USAA $4,198 $4,557

Cheap Georgetown, Texas Auto Insurance for Seniors

What are senior auto insurance rates in Georgetown, Texas? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Georgetown, Texas

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $3,356 $3,356
American Family $2,298 $2,640
GEICO $2,210 $2,512
Nationwide $1,453 $1,532
Progressive $1,812 $1,849
State Farm $1,765 $1,765
USAA $1,423 $1,407

Cheap Georgetown, Texas Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Georgetown, Texas compared to the annual auto insurance rates with a clean record in Georgetown, Texas.

Annual Georgetown, Texas Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $4,067 $6,308 $6,587 $4,067
American Family $3,728 $4,786 $4,185 $3,728
GEICO $2,636 $3,485 $2,908 $3,391
Nationwide $2,233 $2,233 $3,267 $2,511
Progressive $3,300 $4,237 $3,843 $3,714
State Farm $2,523 $2,899 $3,432 $2,523
USAA $1,736 $2,564 $3,031 $1,992

Cheap Georgetown, Texas Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Georgetown, Texas is not easy. Compare the annual rates for DUI auto insurance in Georgetown, Texas to find the best deal.

Annual Auto Insurance Rates After a DUI in Georgetown, Texas

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $6,587
American Family $4,185
GEICO $2,908
Nationwide $3,267
Progressive $3,843
State Farm $3,432
USAA $3,031

Cheap Georgetown, Texas Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how Georgetown, Texas annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in Georgetown, Texas

Insurance Company Poor Fair Good
Allstate $6,680 $4,897 $4,194
American Family $5,596 $3,592 $3,133
GEICO $4,786 $2,715 $1,814
Nationwide $3,050 $2,472 $2,161
Progressive $4,248 $3,671 $3,403
State Farm $4,027 $2,507 $1,998
USAA $3,418 $1,980 $1,594

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Cheap Georgetown, Texas Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in Georgetown, Texas can vary. Compare the annual cost of auto insurance by ZIP code in Georgetown, Texas to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in Georgetown, Texas

ZIP Code Average Annual Rates
78626 $4,898
78628 $5,038
78633 $5,092

Cheap Georgetown, Texas Auto Insurance Rates By Commute

Commute length and annual mileage affect Georgetown, Texas auto insurance. Find the cheapest annual Georgetown, Texas auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Georgetown, Texas

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $5,130 $5,384
American Family $4,107 $4,107
GEICO $3,048 $3,162
Nationwide $2,561 $2,561
Progressive $3,774 $3,774
State Farm $2,844 $2,844
USAA $2,301 $2,360

Cheap Georgetown, Texas Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Georgetown, Texas? Check out the comparison of annual Georgetown, Texas auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Georgetown, Texas

Insurance Company Low Medium High
Allstate $5,131 $5,210 $5,430
American Family $3,827 $3,957 $4,537
GEICO $2,944 $3,071 $3,300
Nationwide $2,755 $2,457 $2,471
Progressive $3,639 $3,759 $3,923
State Farm $2,698 $2,839 $2,995
USAA $2,251 $2,322 $2,418

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Best By Category: Cheapest Auto Insurance in Georgetown, Texas

Compare the cheapest auto insurance companies in Georgetown, Texas in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Georgetown, Texas

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident Nationwide
With 1 DUI GEICO
With 1 Speeding Violation USAA

The Cheapest Georgetown, Texas Auto Insurance Companies

What auto insurance companies in Georgetown, Texas are the cheapest? Compare the top Georgetown, Texas auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Georgetown, Texas

Insurance Company Average Annual Rates
Allstate $5,257
American Family $4,107
GEICO $3,105
Nationwide $2,561
Progressive $3,774
State Farm $2,844
USAA $2,331

What affects auto insurance rates in Georgetown, Texas?

There are a lot of reasons why auto insurance rates in Georgetown, Texas are higher or lower than in other cities. These include traffic and the number of vehicle thefts in Georgetown, Texas. Many local factors may affect your Georgetown auto insurance rates.

Georgetown Auto Theft

More theft means higher auto insurance rates because auto insurance companies are paying more in claims. According to the FBI’s annual Georgetown, Texas auto theft statistics, there have been 44 auto thefts in the city.

Georgetown Commute Time

Cities in which drivers have a longer average commute time tend to have higher auto insurance costs. The average Georgetown, Texas commute length is 28.4 minutes according to City-Data.

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Compare Georgetown, Texas Auto Insurance Quotes

Before you buy Georgetown, Texas auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Georgetown, Texas auto insurance quotes.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

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