Best Cheap Auto Insurance in Georgetown, PA (2021)

The average Georgetown, PA auto insurance rates are $321 per month. The minimum auto insurance in Georgetown is at least 15/30/5 in coverage to comply with Pennsylvania auto insurance laws. To find the best cheap auto insurance in Georgetown, Pennsylvania, compare quotes from multiple companies.

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Mathew B. Sims is Editor-in-Chief and has authored, edited, and contributed to several books. He has been working in the insurance industry ensuring content is accurate for consumers who are searching for the best policies and rates. He has also been featured on sites like UpJourney.

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: May 17, 2021

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Things to Remember

  • The cheapest auto insurance company in Georgetown is USAA
  • Average auto insurance rates in Georgetown, PA for senior drivers are $1,959 per year
  • The average commute length in Georgetown is 22.2 minutes

Georgetown, Pennsylvania auto insurance requirements are 15/30/5 according to Pennsylvania auto insurance laws. Finding cheap auto insurance in Georgetown can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Georgetown, Pennsylvania, including driving record, credit, commute time, and more.

Compare auto insurance in Georgetown to other Pennsylvania cities, including Reading auto insurance rates, Allen auto insurance rates, and Pittsburgh auto insurance rates to see how Georgetown, Pennsylvania auto insurance rates stack up.

Before you buy Georgetown, Pennsylvania auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Georgetown, Pennsylvania auto insurance quotes.

Minimum Auto Insurance in Georgetown, Pennsylvania

Georgetown, Pennsylvania auto insurance laws require that you have at least the Pennsylvania minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Georgetown, Pennsylvania.

Minimum Required Auto Insurance Coverage in Georgetown, Pennsylvania

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $15,000 per person
$30,000 per accident
Property Damage Liability Coverage $5,000 minimum

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Cheap Georgetown, Pennsylvania Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Georgetown, Pennsylvania are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Georgetown, Pennsylvania

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,458 $2,458 $2,275 $2,275 $8,345 $8,345 $2,696 $2,696
GEICO $1,956 $1,693 $1,856 $1,607 $4,958 $4,300 $1,963 $1,699
Liberty Mutual $3,377 $3,377 $3,095 $3,095 $9,821 $9,821 $4,281 $4,281
Nationwide $1,908 $1,908 $1,808 $1,808 $5,378 $5,378 $2,140 $2,140
Progressive $2,773 $2,773 $2,479 $2,479 $9,096 $9,096 $3,533 $3,533
State Farm $1,748 $1,748 $1,549 $1,549 $6,336 $6,336 $1,932 $1,932
Travelers $1,618 $1,618 $1,753 $1,753 $23,984 $23,984 $1,938 $1,938
USAA $1,081 $1,081 $979 $979 $3,261 $3,261 $1,430 $1,430

Cheap Georgetown, Pennsylvania Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Georgetown, Pennsylvania is a challenge. Take a look at the annual teen auto insurance rates in Georgetown, Pennsylvania.

Annual Auto Insurance Rates for Teen Drivers in Georgetown, Pennsylvania

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $8,345 $8,345
GEICO $4,958 $4,300
Liberty Mutual $9,821 $9,821
Nationwide $5,378 $5,378
Progressive $9,096 $9,096
State Farm $6,336 $6,336
Travelers $23,984 $23,984
USAA $3,261 $3,261

Cheap Georgetown, Pennsylvania Auto Insurance for Seniors

What are senior auto insurance rates in Georgetown, Pennsylvania? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Georgetown, Pennsylvania

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,275 $2,275
GEICO $1,856 $1,607
Liberty Mutual $3,095 $3,095
Nationwide $1,808 $1,808
Progressive $2,479 $2,479
State Farm $1,549 $1,549
Travelers $1,753 $1,753
USAA $979 $979

Cheap Georgetown, Pennsylvania Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Georgetown, Pennsylvania compared to the annual auto insurance rates with a clean record in Georgetown, Pennsylvania.

Annual Georgetown, Pennsylvania Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,773 $4,453 $3,773 $3,773
GEICO $1,842 $3,173 $2,459 $2,542
Liberty Mutual $4,684 $5,384 $5,253 $5,253
Nationwide $2,031 $2,714 $3,775 $2,714
Progressive $4,044 $5,623 $4,163 $4,050
State Farm $2,636 $3,146 $2,891 $2,891
Travelers $5,178 $7,391 $9,333 $7,391
USAA $1,359 $1,876 $1,999 $1,518

Cheap Georgetown, Pennsylvania Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Georgetown, Pennsylvania is not easy. Compare the annual rates for DUI auto insurance in Georgetown, Pennsylvania to find the best deal.

Annual Auto Insurance Rates After a DUI in Georgetown, Pennsylvania

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $3,773
GEICO $2,459
Liberty Mutual $5,253
Nationwide $3,775
Progressive $4,163
State Farm $2,891
Travelers $9,333
USAA $1,999

Cheap Georgetown, Pennsylvania Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how Georgetown, Pennsylvania annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in Georgetown, Pennsylvania

Insurance Company Poor Fair Good
Allstate $5,038 $3,762 $3,030
GEICO $3,757 $2,118 $1,637
Liberty Mutual $6,563 $4,709 $4,159
Nationwide $3,295 $2,712 $2,419
Progressive $5,912 $4,158 $3,340
State Farm $4,113 $2,549 $2,013
Travelers $7,957 $7,203 $6,810
USAA $2,107 $1,567 $1,389

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Cheap Georgetown, Pennsylvania Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in Georgetown, Pennsylvania can vary. Compare the annual cost of auto insurance by ZIP code in Georgetown, Pennsylvania to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in Georgetown, Pennsylvania

ZIP Code Average Annual Rates
15043 $4,791
17562 $4,608

Cheap Georgetown, Pennsylvania Auto Insurance Rates By Commute

Commute length and annual mileage affect Georgetown, Pennsylvania auto insurance. Find the cheapest annual Georgetown, Pennsylvania auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Georgetown, Pennsylvania

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $3,863 $4,024
GEICO $2,464 $2,544
Liberty Mutual $5,012 $5,275
Nationwide $2,809 $2,809
Progressive $4,470 $4,470
State Farm $2,807 $2,976
Travelers $7,323 $7,323
USAA $1,640 $1,736

Cheap Georgetown, Pennsylvania Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Georgetown, Pennsylvania? Check out the comparison of annual Georgetown, Pennsylvania auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Georgetown, Pennsylvania

Insurance Company Low Medium High
Allstate $3,762 $3,968 $4,101
GEICO $2,274 $2,531 $2,707
Liberty Mutual $4,875 $5,184 $5,372
Nationwide $2,821 $2,844 $2,761
Progressive $4,064 $4,506 $4,840
State Farm $2,693 $2,931 $3,050
Travelers $7,360 $7,339 $7,271
USAA $1,560 $1,704 $1,799

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Best By Category: Cheapest Auto Insurance in Georgetown, Pennsylvania

Compare the cheapest auto insurance companies in Georgetown, Pennsylvania in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Georgetown, Pennsylvania

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI USAA
With 1 Speeding Violation USAA

The Cheapest Georgetown, Pennsylvania Auto Insurance Companies

What auto insurance companies in Georgetown, Pennsylvania are the cheapest? Compare the top Georgetown, Pennsylvania auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Georgetown, Pennsylvania

Insurance Company Average Annual Rates
Allstate $3,943
GEICO $2,504
Liberty Mutual $5,144
Nationwide $2,809
Progressive $4,470
State Farm $2,891
Travelers $7,323
USAA $1,688

What affects auto insurance rates in Georgetown, Pennsylvania?

There are a lot of reasons why auto insurance rates in Georgetown, Pennsylvania are higher or lower than in other cities. These include traffic and the number of vehicle thefts in Georgetown, Pennsylvania. Many local factors may affect your Georgetown auto insurance rates.

Georgetown Commute Time

Cities in which drivers have a longer average commute time tend to have higher auto insurance costs. The average Georgetown, Pennsylvania commute length is 22.2 minutes according to City-Data.

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Compare Georgetown, Pennsylvania Auto Insurance Quotes

Before you buy Georgetown, Pennsylvania auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Georgetown, Pennsylvania auto insurance quotes.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

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