Best Cheap Auto Insurance in Georgetown, MD (2021)

The average Georgetown, MD auto insurance rates are $357 per month. The minimum auto insurance in Georgetown is at least 30/60/15 in coverage to comply with Maryland auto insurance laws. To find the best cheap auto insurance in Georgetown, Maryland, compare quotes from multiple companies.

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Leslie Kasperowicz holds a BA in Social Sciences from the University of Winnipeg. She spent several years as a Farmers Insurance CSR, gaining a solid understanding of insurance products including home, life, auto, and commercial and working directly with insurance customers to understand their needs. She has since used that knowledge in her more than ten years as a writer, largely in the insuranc...

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: May 17, 2021

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Things to Remember

  • The minimum auto insurance required in Georgetown, Maryland is 30/60/15
  • The most expensive auto insurance company in Georgetown for teen drivers is Liberty Mutual
  • The cheapest auto insurance company in Georgetown is USAA

Georgetown, Maryland auto insurance requirements are 30/60/15 according to Maryland auto insurance laws. Finding cheap auto insurance in Georgetown can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Georgetown, Maryland, including driving record, credit, commute time, and more.

Compare auto insurance in Georgetown to other Maryland cities, including Bowie auto insurance rates, Laurel auto insurance rates, and Hagers auto insurance rates to see how Georgetown, Maryland auto insurance rates stack up.

Before you buy Georgetown, Maryland auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Georgetown, Maryland auto insurance quotes.

Minimum Auto Insurance in Georgetown, Maryland

Georgetown, Maryland auto insurance laws require that you have at least the Maryland minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Georgetown, Maryland.

Minimum Required Auto Insurance Coverage in Georgetown, Maryland

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $30,000 per person
$60,000 per accident
Property Damage Liability Coverage $15,000 minimum

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Cheap Georgetown, Maryland Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Georgetown, Maryland are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Georgetown, Maryland

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,034 $2,918 $2,894 $2,975 $8,811 $10,365 $2,736 $2,772
GEICO $1,908 $2,077 $2,145 $2,448 $5,623 $6,468 $1,623 $1,733
Liberty Mutual $6,688 $6,688 $6,612 $6,612 $12,957 $19,188 $6,688 $8,999
Nationwide $2,023 $2,030 $1,830 $1,883 $4,762 $6,252 $2,343 $2,523
Progressive $2,023 $1,835 $1,766 $1,801 $6,879 $7,498 $2,339 $2,286
State Farm $2,488 $2,488 $2,284 $2,284 $7,905 $10,126 $2,778 $3,144
USAA $1,954 $1,920 $1,823 $1,820 $4,317 $5,097 $2,253 $2,513

Cheap Georgetown, Maryland Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Georgetown, Maryland is a challenge. Take a look at the annual teen auto insurance rates in Georgetown, Maryland.

Annual Auto Insurance Rates for Teen Drivers in Georgetown, Maryland

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $8,811 $10,365
GEICO $5,623 $6,468
Liberty Mutual $12,957 $19,188
Nationwide $4,762 $6,252
Progressive $6,879 $7,498
State Farm $7,905 $10,126
USAA $4,317 $5,097

Cheap Georgetown, Maryland Auto Insurance for Seniors

What are senior auto insurance rates in Georgetown, Maryland? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Georgetown, Maryland

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,894 $2,975
GEICO $2,145 $2,448
Liberty Mutual $6,612 $6,612
Nationwide $1,830 $1,883
Progressive $1,766 $1,801
State Farm $2,284 $2,284
USAA $1,823 $1,820

Cheap Georgetown, Maryland Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Georgetown, Maryland compared to the annual auto insurance rates with a clean record in Georgetown, Maryland.

Annual Georgetown, Maryland Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $4,047 $5,362 $4,047 $4,798
GEICO $2,144 $3,316 $3,995 $2,558
Liberty Mutual $6,694 $8,812 $13,249 $8,461
Nationwide $2,601 $3,491 $2,783 $2,948
Progressive $2,832 $3,715 $3,419 $3,247
State Farm $3,752 $4,719 $4,139 $4,139
USAA $2,134 $2,613 $3,805 $2,297

Cheap Georgetown, Maryland Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Georgetown, Maryland is not easy. Compare the annual rates for DUI auto insurance in Georgetown, Maryland to find the best deal.

Annual Auto Insurance Rates After a DUI in Georgetown, Maryland

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $4,047
GEICO $3,995
Liberty Mutual $13,249
Nationwide $2,783
Progressive $3,419
State Farm $4,139
USAA $3,805

Cheap Georgetown, Maryland Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how Georgetown, Maryland annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in Georgetown, Maryland

Insurance Company Poor Fair Good
Allstate $5,893 $4,131 $3,666
GEICO $3,401 $2,821 $2,787
Liberty Mutual $13,298 $8,569 $6,045
Nationwide $3,782 $2,671 $2,413
Progressive $4,188 $3,115 $2,607
State Farm $6,131 $3,632 $2,798
USAA $3,620 $2,480 $2,036

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Cheap Georgetown, Maryland Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in Georgetown, Maryland can vary. Compare the annual cost of auto insurance by ZIP code in Georgetown, Maryland to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in Georgetown, Maryland

ZIP Code Average Annual Rates
21930 $3,632

Cheap Georgetown, Maryland Auto Insurance Rates By Commute

Commute length and annual mileage affect Georgetown, Maryland auto insurance. Find the cheapest annual Georgetown, Maryland auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Georgetown, Maryland

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $4,499 $4,627
GEICO $2,952 $3,055
Liberty Mutual $9,056 $9,552
Nationwide $2,956 $2,956
Progressive $3,303 $3,303
State Farm $4,081 $4,294
USAA $2,627 $2,797

Cheap Georgetown, Maryland Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Georgetown, Maryland? Check out the comparison of annual Georgetown, Maryland auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Georgetown, Maryland

Insurance Company Low Medium High
Allstate $4,453 $4,537 $4,700
GEICO $2,905 $2,986 $3,119
Liberty Mutual $9,028 $9,281 $9,603
Nationwide $2,834 $2,964 $3,069
Progressive $3,165 $3,301 $3,444
State Farm $3,973 $4,200 $4,388
USAA $2,570 $2,721 $2,846

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Best By Category: Cheapest Auto Insurance in Georgetown, Maryland

Compare the cheapest auto insurance companies in Georgetown, Maryland in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Georgetown, Maryland

Category Insurance Company
Teenagers USAA
Seniors Progressive
Clean Record USAA
With 1 Accident USAA
With 1 DUI Nationwide
With 1 Speeding Violation USAA

The Cheapest Georgetown, Maryland Auto Insurance Companies

What auto insurance companies in Georgetown, Maryland are the cheapest? Compare the top Georgetown, Maryland auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Georgetown, Maryland

Insurance Company Average Annual Rates
Allstate $4,563
GEICO $3,003
Liberty Mutual $9,304
Nationwide $2,956
Progressive $3,303
State Farm $4,187
USAA $2,712

What affects auto insurance rates in Georgetown, Maryland?

There are a lot of reasons why auto insurance rates in Georgetown, Maryland are higher or lower than in other cities. These include traffic and the number of vehicle thefts in Georgetown, Maryland. Many local factors may affect your Georgetown auto insurance rates.

Georgetown Auto Theft

More theft means higher auto insurance rates because auto insurance companies are paying more in claims. According to the FBI’s annual Georgetown, Maryland auto theft statistics, there have been 1 auto thefts in the city.

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Compare Georgetown, Maryland Auto Insurance Quotes

Before you buy Georgetown, Maryland auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Georgetown, Maryland auto insurance quotes.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

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