Best Cheap Auto Insurance in Georgetown, GA (2021)

The average Georgetown, GA auto insurance rates are $392 per month. The minimum auto insurance in Georgetown is at least 25/50/25 in coverage to comply with Georgia auto insurance laws. To find the best cheap auto insurance in Georgetown, Georgia, compare quotes from multiple companies.

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Leslie Kasperowicz holds a BA in Social Sciences from the University of Winnipeg. She spent several years as a Farmers Insurance CSR, gaining a solid understanding of insurance products including home, life, auto, and commercial and working directly with insurance customers to understand their needs. She has since used that knowledge in her more than ten years as a writer, largely in the insuranc...

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: May 17, 2021

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Things to Remember

  • Average auto insurance rates in Georgetown, GA for senior drivers are $2,616 per year
  • The average commute length in Georgetown is 26.7 minutes
  • The most expensive auto insurance company in Georgetown for teen drivers is Liberty Mutual

Georgetown, Georgia auto insurance requirements are 25/50/25 according to Georgia auto insurance laws. Finding cheap auto insurance in Georgetown can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Georgetown, Georgia, including driving record, credit, commute time, and more.

Compare auto insurance in Georgetown to other Georgia cities, including Albany auto insurance rates, South Fulton auto insurance rates, and Sandy Springs auto insurance rates to see how Georgetown, Georgia auto insurance rates stack up.

Before you buy Georgetown, Georgia auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Georgetown, Georgia auto insurance quotes.

Minimum Auto Insurance in Georgetown, Georgia

Georgetown, Georgia auto insurance laws require that you have at least the Georgia minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Georgetown, Georgia.

Minimum Required Auto Insurance Coverage in Georgetown, Georgia

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

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Cheap Georgetown, Georgia Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Georgetown, Georgia are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Georgetown, Georgia

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,859 $2,859 $2,745 $2,745 $6,640 $8,520 $3,194 $3,484
GEICO $1,768 $1,741 $1,708 $1,708 $5,202 $6,223 $2,257 $2,519
Liberty Mutual $5,072 $5,522 $4,153 $4,716 $21,471 $23,981 $5,372 $5,714
Nationwide $3,613 $3,737 $3,572 $3,928 $11,196 $14,422 $4,402 $4,778
Progressive $2,634 $2,436 $2,261 $2,371 $8,116 $8,997 $3,049 $3,199
State Farm $2,052 $2,052 $1,841 $1,841 $5,440 $7,149 $2,250 $2,429
USAA $1,626 $1,624 $1,514 $1,519 $5,808 $6,867 $2,022 $2,232

Cheap Georgetown, Georgia Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Georgetown, Georgia is a challenge. Take a look at the annual teen auto insurance rates in Georgetown, Georgia.

Annual Auto Insurance Rates for Teen Drivers in Georgetown, Georgia

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $6,640 $8,520
GEICO $5,202 $6,223
Liberty Mutual $21,471 $23,981
Nationwide $11,196 $14,422
Progressive $8,116 $8,997
State Farm $5,440 $7,149
USAA $5,808 $6,867

Cheap Georgetown, Georgia Auto Insurance for Seniors

What are senior auto insurance rates in Georgetown, Georgia? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Georgetown, Georgia

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,745 $2,745
GEICO $1,708 $1,708
Liberty Mutual $4,153 $4,716
Nationwide $3,572 $3,928
Progressive $2,261 $2,371
State Farm $1,841 $1,841
USAA $1,514 $1,519

Cheap Georgetown, Georgia Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Georgetown, Georgia compared to the annual auto insurance rates with a clean record in Georgetown, Georgia.

Annual Georgetown, Georgia Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,394 $5,287 $4,269 $3,573
GEICO $1,942 $2,439 $5,006 $2,176
Liberty Mutual $7,219 $9,853 $11,323 $9,605
Nationwide $4,778 $5,608 $8,644 $5,794
Progressive $3,251 $5,680 $3,816 $3,783
State Farm $2,855 $3,408 $3,132 $3,132
USAA $2,226 $2,815 $4,086 $2,481

Cheap Georgetown, Georgia Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Georgetown, Georgia is not easy. Compare the annual rates for DUI auto insurance in Georgetown, Georgia to find the best deal.

Annual Auto Insurance Rates After a DUI in Georgetown, Georgia

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $4,269
GEICO $5,006
Liberty Mutual $11,323
Nationwide $8,644
Progressive $3,816
State Farm $3,132
USAA $4,086

Cheap Georgetown, Georgia Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how Georgetown, Georgia annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in Georgetown, Georgia

Insurance Company Poor Fair Good
Allstate $5,357 $3,720 $3,315
GEICO $3,636 $2,555 $2,481
Liberty Mutual $13,605 $8,349 $6,546
Nationwide $7,384 $5,989 $5,245
Progressive $4,677 $4,015 $3,706
State Farm $4,436 $2,766 $2,194
USAA $3,773 $2,659 $2,272

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Cheap Georgetown, Georgia Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in Georgetown, Georgia can vary. Compare the annual cost of auto insurance by ZIP code in Georgetown, Georgia to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in Georgetown, Georgia

ZIP Code Average Annual Rates
39854 $4,465

Cheap Georgetown, Georgia Auto Insurance Rates By Commute

Commute length and annual mileage affect Georgetown, Georgia auto insurance. Find the cheapest annual Georgetown, Georgia auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Georgetown, Georgia

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $4,035 $4,226
GEICO $2,841 $2,940
Liberty Mutual $9,500 $9,500
Nationwide $6,206 $6,206
Progressive $4,133 $4,133
State Farm $3,132 $3,132
USAA $2,770 $3,033

Cheap Georgetown, Georgia Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Georgetown, Georgia? Check out the comparison of annual Georgetown, Georgia auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Georgetown, Georgia

Insurance Company Low Medium High
Allstate $3,762 $4,182 $4,449
GEICO $2,696 $2,905 $3,072
Liberty Mutual $9,103 $9,448 $9,949
Nationwide $6,029 $6,318 $6,271
Progressive $3,804 $4,070 $4,524
State Farm $2,927 $3,133 $3,335
USAA $2,766 $2,886 $3,052

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Best By Category: Cheapest Auto Insurance in Georgetown, Georgia

Compare the cheapest auto insurance companies in Georgetown, Georgia in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Georgetown, Georgia

Category Insurance Company
Teenagers GEICO
Seniors USAA
Clean Record GEICO
With 1 Accident GEICO
With 1 DUI State Farm
With 1 Speeding Violation GEICO

The Cheapest Georgetown, Georgia Auto Insurance Companies

What auto insurance companies in Georgetown, Georgia are the cheapest? Compare the top Georgetown, Georgia auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Georgetown, Georgia

Insurance Company Average Annual Rates
Allstate $4,131
GEICO $2,891
Liberty Mutual $9,500
Nationwide $6,206
Progressive $4,133
State Farm $3,132
USAA $2,902

What affects auto insurance rates in Georgetown, Georgia?

There are a lot of reasons why auto insurance rates in Georgetown, Georgia are higher or lower than in other cities. These include traffic and the number of vehicle thefts in Georgetown, Georgia. Many local factors may affect your Georgetown auto insurance rates.

Georgetown Commute Time

Cities in which drivers have a longer average commute time tend to have higher auto insurance costs. The average Georgetown, Georgia commute length is 26.7 minutes according to City-Data.

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Compare Georgetown, Georgia Auto Insurance Quotes

Before you buy Georgetown, Georgia auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Georgetown, Georgia auto insurance quotes.

Free Auto Insurance Comparison

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