Best Cheap Auto Insurance in Georgetown, CT (2021)

The average Georgetown, CT auto insurance rates are $388 per month. The minimum auto insurance in Georgetown is at least 25/50/20 in coverage to comply with Connecticut auto insurance laws. To find the best cheap auto insurance in Georgetown, Connecticut, compare quotes from multiple companies.

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Mathew B. Sims is Editor-in-Chief and has authored, edited, and contributed to several books. He has been working in the insurance industry ensuring content is accurate for consumers who are searching for the best policies and rates. He has also been featured on sites like UpJourney.

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: May 17, 2021

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Things to Remember

  • Average auto insurance rates in Georgetown, CT for senior drivers are $2,333 per year
  • The cheapest auto insurance company in Georgetown is State Farm
  • The minimum auto insurance required in Georgetown, Connecticut is 25/50/20

Georgetown, Connecticut auto insurance requirements are 25/50/20 according to Connecticut auto insurance laws. Finding cheap auto insurance in Georgetown can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Georgetown, Connecticut, including driving record, credit, commute time, and more.

Compare auto insurance in Georgetown to other Connecticut cities, including Bristol auto insurance rates, Hartford auto insurance rates, and Danbury auto insurance rates to see how Georgetown, Connecticut auto insurance rates stack up.

Before you buy Georgetown, Connecticut auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Georgetown, Connecticut auto insurance quotes.

Minimum Auto Insurance in Georgetown, Connecticut

Georgetown, Connecticut auto insurance laws require that you have at least the Connecticut minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Georgetown, Connecticut.

Minimum Required Auto Insurance Coverage in Georgetown, Connecticut

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $20,000 minimum

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Cheap Georgetown, Connecticut Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Georgetown, Connecticut are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Georgetown, Connecticut

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,945 $3,906 $3,634 $3,889 $12,089 $14,287 $4,130 $4,346
GEICO $2,246 $2,252 $2,082 $2,099 $5,261 $6,262 $2,173 $2,114
Liberty Mutual $3,975 $4,339 $3,060 $3,796 $19,860 $22,434 $4,011 $4,373
Nationwide $2,404 $2,431 $2,159 $2,265 $6,705 $8,510 $2,793 $3,005
Progressive $2,423 $2,258 $2,069 $2,150 $10,106 $11,201 $2,768 $3,102
State Farm $1,754 $1,754 $1,616 $1,616 $5,354 $6,727 $1,973 $2,268
Travelers $1,610 $1,634 $1,603 $1,598 $12,172 $19,577 $1,751 $1,974
USAA $1,999 $1,977 $1,862 $1,838 $6,316 $6,631 $2,678 $2,775

Cheap Georgetown, Connecticut Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Georgetown, Connecticut is a challenge. Take a look at the annual teen auto insurance rates in Georgetown, Connecticut.

Annual Auto Insurance Rates for Teen Drivers in Georgetown, Connecticut

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $12,089 $14,287
GEICO $5,261 $6,262
Liberty Mutual $19,860 $22,434
Nationwide $6,705 $8,510
Progressive $10,106 $11,201
State Farm $5,354 $6,727
Travelers $12,172 $19,577
USAA $6,316 $6,631

Cheap Georgetown, Connecticut Auto Insurance for Seniors

What are senior auto insurance rates in Georgetown, Connecticut? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Georgetown, Connecticut

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $3,634 $3,889
GEICO $2,082 $2,099
Liberty Mutual $3,060 $3,796
Nationwide $2,159 $2,265
Progressive $2,069 $2,150
State Farm $1,616 $1,616
Travelers $1,603 $1,598
USAA $1,862 $1,838

Cheap Georgetown, Connecticut Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Georgetown, Connecticut compared to the annual auto insurance rates with a clean record in Georgetown, Connecticut.

Annual Georgetown, Connecticut Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $5,343 $6,593 $7,835 $5,343
GEICO $1,931 $2,532 $5,410 $2,370
Liberty Mutual $7,205 $9,019 $8,945 $7,755
Nationwide $3,078 $4,022 $4,608 $3,428
Progressive $3,849 $5,584 $4,047 $4,559
State Farm $2,682 $2,950 $2,950 $2,950
Travelers $4,224 $4,573 $6,645 $5,519
USAA $2,529 $3,178 $4,803 $2,529

Cheap Georgetown, Connecticut Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Georgetown, Connecticut is not easy. Compare the annual rates for DUI auto insurance in Georgetown, Connecticut to find the best deal.

Annual Auto Insurance Rates After a DUI in Georgetown, Connecticut

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $7,835
GEICO $5,410
Liberty Mutual $8,945
Nationwide $4,608
Progressive $4,047
State Farm $2,950
Travelers $6,645
USAA $4,803

Cheap Georgetown, Connecticut Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how Georgetown, Connecticut annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in Georgetown, Connecticut

Insurance Company Poor Fair Good
Allstate $7,992 $6,047 $4,796
GEICO $4,452 $2,685 $2,045
Liberty Mutual $11,698 $7,280 $5,716
Nationwide $5,010 $3,365 $2,977
Progressive $4,907 $4,404 $4,219
State Farm $4,011 $2,569 $2,069
Travelers $5,946 $4,959 $4,816
USAA $4,309 $2,908 $2,561

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Cheap Georgetown, Connecticut Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in Georgetown, Connecticut can vary. Compare the annual cost of auto insurance by ZIP code in Georgetown, Connecticut to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in Georgetown, Connecticut

ZIP Code Average Annual Rates
6829 $4,704

Cheap Georgetown, Connecticut Auto Insurance Rates By Commute

Commute length and annual mileage affect Georgetown, Connecticut auto insurance. Find the cheapest annual Georgetown, Connecticut auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Georgetown, Connecticut

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $6,278 $6,278
GEICO $3,014 $3,108
Liberty Mutual $8,231 $8,231
Nationwide $3,784 $3,784
Progressive $4,510 $4,510
State Farm $2,812 $2,954
Travelers $5,240 $5,240
USAA $3,220 $3,298

Cheap Georgetown, Connecticut Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Georgetown, Connecticut? Check out the comparison of annual Georgetown, Connecticut auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Georgetown, Connecticut

Insurance Company Low Medium High
Allstate $5,940 $6,270 $6,625
GEICO $2,880 $3,032 $3,271
Liberty Mutual $7,856 $8,156 $8,682
Nationwide $3,840 $3,816 $3,696
Progressive $4,200 $4,470 $4,859
State Farm $2,703 $2,888 $3,058
Travelers $4,876 $5,206 $5,638
USAA $3,055 $3,263 $3,461

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Best By Category: Cheapest Auto Insurance in Georgetown, Connecticut

Compare the cheapest auto insurance companies in Georgetown, Connecticut in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Georgetown, Connecticut

Category Insurance Company
Teenagers GEICO
Seniors Travelers
Clean Record GEICO
With 1 Accident GEICO
With 1 DUI State Farm
With 1 Speeding Violation GEICO

The Cheapest Georgetown, Connecticut Auto Insurance Companies

What auto insurance companies in Georgetown, Connecticut are the cheapest? Compare the top Georgetown, Connecticut auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Georgetown, Connecticut

Insurance Company Average Annual Rates
Allstate $6,278
GEICO $3,061
Liberty Mutual $8,231
Nationwide $3,784
Progressive $4,510
State Farm $2,883
Travelers $5,240
USAA $3,259

What affects auto insurance rates in Georgetown, Connecticut?

There are a lot of reasons why auto insurance rates in Georgetown, Connecticut are higher or lower than in other cities. These include traffic and the number of vehicle thefts in Georgetown, Connecticut. Many local factors may affect your Georgetown auto insurance rates.

Georgetown Commute Time

Cities in which drivers have a longer average commute time tend to have higher auto insurance costs. The average Georgetown, Connecticut commute length is 59.5 minutes according to City-Data.

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Compare Georgetown, Connecticut Auto Insurance Quotes

Before you buy Georgetown, Connecticut auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Georgetown, Connecticut auto insurance quotes.

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