Best Cheap Auto Insurance in Georgetown, CO (2021)

The average Georgetown, CO auto insurance rates are $338 per month. The minimum auto insurance in Georgetown is at least 25/50/15 in coverage to comply with Colorado auto insurance laws. To find the best cheap auto insurance in Georgetown, Colorado, compare quotes from multiple companies.

Free Auto Insurance Comparison

 Secured with SHA-256 Encryption

Mathew B. Sims is Editor-in-Chief and has authored, edited, and contributed to several books. He has been working in the insurance industry ensuring content is accurate for consumers who are searching for the best policies and rates. He has also been featured on sites like UpJourney.

Full Bio →

Written by

Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

Full Bio →

Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: May 17, 2021

Advertiser Disclosure

It’s all about you. We want to help you make the right coverage choices.

Advertiser Disclosure: We strive to help you make confident auto insurance decisions. Comparison shopping should be easy. We are not affiliated with any one auto insurance provider and cannot guarantee quotes from any single provider. Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.

Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.

Things to Remember

  • The minimum auto insurance required in Georgetown, Colorado is 25/50/15
  • The most expensive auto insurance company in Georgetown for teen drivers is Allstate
  • Average auto insurance rates in Georgetown, CO for senior drivers are $2,372 per year

Georgetown, Colorado auto insurance requirements are 25/50/15 according to Colorado auto insurance laws. Finding cheap auto insurance in Georgetown can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Georgetown, Colorado, including driving record, credit, commute time, and more.

Compare auto insurance in Georgetown to other Colorado cities, including Aurora auto insurance rates, Thornton auto insurance rates, and Lakewood auto insurance rates to see how Georgetown, Colorado auto insurance rates stack up.

Before you buy Georgetown, Colorado auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Georgetown, Colorado auto insurance quotes.

Minimum Auto Insurance in Georgetown, Colorado

Georgetown, Colorado auto insurance laws require that you have at least the Colorado minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Georgetown, Colorado.

Minimum Required Auto Insurance Coverage in Georgetown, Colorado

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $15,000 minimum

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

 Secured with SHA-256 Encryption

Cheap Georgetown, Colorado Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Georgetown, Colorado are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Georgetown, Colorado

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,663 $3,418 $3,282 $3,319 $12,884 $13,504 $4,046 $4,079
American Family $2,736 $2,736 $2,465 $2,465 $6,640 $8,899 $2,736 $3,357
Farmers $3,014 $2,989 $2,729 $2,934 $11,371 $11,478 $3,333 $3,394
GEICO $2,002 $2,196 $2,123 $2,411 $6,280 $6,658 $1,830 $1,866
Liberty Mutual $1,762 $1,700 $1,479 $1,629 $5,581 $6,118 $1,793 $1,835
Nationwide $2,332 $2,376 $2,085 $2,204 $5,929 $7,587 $2,685 $2,900
Progressive $2,542 $2,369 $2,196 $2,189 $8,856 $9,923 $2,880 $2,803
State Farm $2,463 $2,463 $2,192 $2,192 $6,862 $8,718 $2,749 $3,256
USAA $2,523 $2,525 $2,395 $2,403 $6,387 $7,327 $3,257 $3,553

Cheap Georgetown, Colorado Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Georgetown, Colorado is a challenge. Take a look at the annual teen auto insurance rates in Georgetown, Colorado.

Annual Auto Insurance Rates for Teen Drivers in Georgetown, Colorado

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $12,884 $13,504
American Family $6,640 $8,899
Farmers $11,371 $11,478
GEICO $6,280 $6,658
Liberty Mutual $5,581 $6,118
Nationwide $5,929 $7,587
Progressive $8,856 $9,923
State Farm $6,862 $8,718
USAA $6,387 $7,327

Cheap Georgetown, Colorado Auto Insurance for Seniors

What are senior auto insurance rates in Georgetown, Colorado? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Georgetown, Colorado

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $3,282 $3,319
American Family $2,465 $2,465
Farmers $2,729 $2,934
GEICO $2,123 $2,411
Liberty Mutual $1,479 $1,629
Nationwide $2,085 $2,204
Progressive $2,196 $2,189
State Farm $2,192 $2,192
USAA $2,395 $2,403

Cheap Georgetown, Colorado Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Georgetown, Colorado compared to the annual auto insurance rates with a clean record in Georgetown, Colorado.

Annual Georgetown, Colorado Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $5,115 $5,899 $7,266 $5,818
American Family $2,965 $4,189 $5,501 $3,362
Farmers $4,349 $5,589 $5,517 $5,165
GEICO $2,235 $3,472 $4,054 $2,922
Liberty Mutual $2,405 $2,805 $2,909 $2,828
Nationwide $2,701 $3,691 $4,685 $2,973
Progressive $3,657 $5,098 $3,860 $4,263
State Farm $3,571 $4,153 $3,862 $3,862
USAA $2,754 $3,367 $5,954 $3,110

Cheap Georgetown, Colorado Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Georgetown, Colorado is not easy. Compare the annual rates for DUI auto insurance in Georgetown, Colorado to find the best deal.

Annual Auto Insurance Rates After a DUI in Georgetown, Colorado

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $7,266
American Family $5,501
Farmers $5,517
GEICO $4,054
Liberty Mutual $2,909
Nationwide $4,685
Progressive $3,860
State Farm $3,862
USAA $5,954

Cheap Georgetown, Colorado Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how Georgetown, Colorado annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in Georgetown, Colorado

Insurance Company Poor Fair Good
Allstate $7,688 $5,919 $4,466
American Family $5,211 $3,700 $3,101
Farmers $5,986 $4,861 $4,619
GEICO $3,813 $3,171 $2,528
Liberty Mutual $3,909 $2,396 $1,906
Nationwide $4,245 $3,363 $2,929
Progressive $4,785 $4,098 $3,776
State Farm $5,367 $3,445 $2,774
USAA $5,636 $3,197 $2,555

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

 Secured with SHA-256 Encryption

Cheap Georgetown, Colorado Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in Georgetown, Colorado can vary. Compare the annual cost of auto insurance by ZIP code in Georgetown, Colorado to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in Georgetown, Colorado

ZIP Code Average Annual Rates
80444 $3,733

Cheap Georgetown, Colorado Auto Insurance Rates By Commute

Commute length and annual mileage affect Georgetown, Colorado auto insurance. Find the cheapest annual Georgetown, Colorado auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Georgetown, Colorado

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $6,024 $6,024
American Family $3,918 $4,090
Farmers $5,155 $5,155
GEICO $3,104 $3,238
Liberty Mutual $2,737 $2,737
Nationwide $3,512 $3,512
Progressive $4,220 $4,220
State Farm $3,769 $3,955
USAA $3,687 $3,905

Cheap Georgetown, Colorado Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Georgetown, Colorado? Check out the comparison of annual Georgetown, Colorado auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Georgetown, Colorado

Insurance Company Low Medium High
Allstate $5,727 $6,006 $6,340
American Family $3,808 $4,086 $4,118
Farmers $4,557 $5,085 $5,823
GEICO $2,850 $3,109 $3,553
Liberty Mutual $2,592 $2,728 $2,891
Nationwide $3,535 $3,511 $3,491
Progressive $3,963 $4,231 $4,465
State Farm $3,643 $3,863 $4,080
USAA $3,643 $3,796 $3,949

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

 Secured with SHA-256 Encryption

Best By Category: Cheapest Auto Insurance in Georgetown, Colorado

Compare the cheapest auto insurance companies in Georgetown, Colorado in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Georgetown, Colorado

Category Insurance Company
Teenagers Liberty Mutual
Seniors Liberty Mutual
Clean Record GEICO
With 1 Accident Liberty Mutual
With 1 DUI Liberty Mutual
With 1 Speeding Violation Liberty Mutual

The Cheapest Georgetown, Colorado Auto Insurance Companies

What auto insurance companies in Georgetown, Colorado are the cheapest? Compare the top Georgetown, Colorado auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Georgetown, Colorado

Insurance Company Average Annual Rates
Allstate $6,024
American Family $4,004
Farmers $5,155
GEICO $3,171
Liberty Mutual $2,737
Nationwide $3,512
Progressive $4,220
State Farm $3,862
USAA $3,796

What affects auto insurance rates in Georgetown, Colorado?

There are a lot of reasons why auto insurance rates in Georgetown, Colorado are higher or lower than in other cities. These include traffic and the number of vehicle thefts in Georgetown, Colorado. Many local factors may affect your Georgetown auto insurance rates.

Georgetown Commute Time

Cities in which drivers have a longer average commute time tend to have higher auto insurance costs. The average Georgetown, Colorado commute length is 26.0 minutes according to City-Data.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

 Secured with SHA-256 Encryption

Compare Georgetown, Colorado Auto Insurance Quotes

Before you buy Georgetown, Colorado auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Georgetown, Colorado auto insurance quotes.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

 Secured with SHA-256 Encryption