Best Cheap Auto Insurance in Genoa, WV (2021)

The average Genoa, WV auto insurance rates are $382 per month. The minimum auto insurance in Genoa is at least 25/50/25 in coverage to comply with West Virginia auto insurance laws. To find the best cheap auto insurance in Genoa, West Virginia, compare quotes from multiple companies.

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Mathew B. Sims is Editor-in-Chief and has authored, edited, and contributed to several books. He has been working in the insurance industry ensuring content is accurate for consumers who are searching for the best policies and rates. He has also been featured on sites like UpJourney.

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: May 18, 2021

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Things to Remember

  • Average auto insurance rates in Genoa, WV for senior drivers are $2,564 per year
  • The most expensive auto insurance company in Genoa for teen drivers is Liberty Mutual
  • The minimum auto insurance required in Genoa, West Virginia is 25/50/25

Genoa, West Virginia auto insurance requirements are 25/50/25 according to West Virginia auto insurance laws. Finding cheap auto insurance in Genoa can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Genoa, West Virginia, including driving record, credit, commute time, and more.

Compare auto insurance in Genoa to other West Virginia cities, including Wheeling auto insurance rates, Charleston auto insurance rates, and Clarksburg auto insurance rates to see how Genoa, West Virginia auto insurance rates stack up.

Before you buy Genoa, West Virginia auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Genoa, West Virginia auto insurance quotes.

Minimum Auto Insurance in Genoa, West Virginia

Genoa, West Virginia auto insurance laws require that you have at least the West Virginia minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Genoa, West Virginia.

Minimum Required Auto Insurance Coverage in Genoa, West Virginia

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

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Cheap Genoa, West Virginia Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Genoa, West Virginia are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Genoa, West Virginia

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,911 $2,694 $2,618 $2,624 $10,674 $11,123 $3,188 $3,177
GEICO $3,305 $3,259 $3,143 $3,046 $8,189 $9,883 $3,179 $3,314
Liberty Mutual $4,555 $4,953 $3,652 $4,458 $17,214 $19,435 $4,712 $5,193
Nationwide $2,342 $2,385 $2,120 $2,233 $6,154 $7,837 $2,646 $2,845
Progressive $2,328 $2,254 $2,128 $2,135 $9,833 $11,067 $2,805 $2,901
State Farm $2,189 $2,189 $1,960 $1,960 $4,884 $6,316 $2,593 $2,044
USAA $2,048 $2,017 $1,903 $1,917 $6,884 $7,614 $2,655 $2,854

Cheap Genoa, West Virginia Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Genoa, West Virginia is a challenge. Take a look at the annual teen auto insurance rates in Genoa, West Virginia.

Annual Auto Insurance Rates for Teen Drivers in Genoa, West Virginia

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $10,674 $11,123
GEICO $8,189 $9,883
Liberty Mutual $17,214 $19,435
Nationwide $6,154 $7,837
Progressive $9,833 $11,067
State Farm $4,884 $6,316
USAA $6,884 $7,614

Cheap Genoa, West Virginia Auto Insurance for Seniors

What are senior auto insurance rates in Genoa, West Virginia? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Genoa, West Virginia

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,618 $2,624
GEICO $3,143 $3,046
Liberty Mutual $3,652 $4,458
Nationwide $2,120 $2,233
Progressive $2,128 $2,135
State Farm $1,960 $1,960
USAA $1,903 $1,917

Cheap Genoa, West Virginia Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Genoa, West Virginia compared to the annual auto insurance rates with a clean record in Genoa, West Virginia.

Annual Genoa, West Virginia Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $4,105 $4,876 $5,848 $4,675
GEICO $2,880 $4,640 $8,047 $3,091
Liberty Mutual $6,569 $8,297 $9,195 $8,025
Nationwide $2,827 $3,807 $4,475 $3,171
Progressive $3,767 $5,027 $4,503 $4,428
State Farm $2,771 $3,263 $3,017 $3,017
USAA $2,733 $3,242 $4,632 $3,339

Cheap Genoa, West Virginia Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Genoa, West Virginia is not easy. Compare the annual rates for DUI auto insurance in Genoa, West Virginia to find the best deal.

Annual Auto Insurance Rates After a DUI in Genoa, West Virginia

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $5,848
GEICO $8,047
Liberty Mutual $9,195
Nationwide $4,475
Progressive $4,503
State Farm $3,017
USAA $4,632

Cheap Genoa, West Virginia Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how Genoa, West Virginia annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in Genoa, West Virginia

Insurance Company Poor Fair Good
Allstate $5,922 $4,700 $4,006
GEICO $5,624 $4,575 $3,795
Liberty Mutual $11,500 $7,039 $5,525
Nationwide $4,071 $3,434 $3,206
Progressive $4,983 $4,313 $3,999
State Farm $4,352 $2,637 $2,062
USAA $5,145 $2,954 $2,361

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Cheap Genoa, West Virginia Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in Genoa, West Virginia can vary. Compare the annual cost of auto insurance by ZIP code in Genoa, West Virginia to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in Genoa, West Virginia

ZIP Code Average Annual Rates
25517 $4,524

Cheap Genoa, West Virginia Auto Insurance Rates By Commute

Commute length and annual mileage affect Genoa, West Virginia auto insurance. Find the cheapest annual Genoa, West Virginia auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Genoa, West Virginia

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $4,876 $4,876
GEICO $4,614 $4,716
Liberty Mutual $8,021 $8,021
Nationwide $3,570 $3,570
Progressive $4,431 $4,431
State Farm $2,937 $3,097
USAA $3,446 $3,527

Cheap Genoa, West Virginia Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Genoa, West Virginia? Check out the comparison of annual Genoa, West Virginia auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Genoa, West Virginia

Insurance Company Low Medium High
Allstate $4,668 $4,866 $5,095
GEICO $4,382 $4,679 $4,933
Liberty Mutual $7,621 $8,004 $8,439
Nationwide $3,515 $3,555 $3,641
Progressive $4,257 $4,385 $4,652
State Farm $2,858 $3,011 $3,182
USAA $3,363 $3,481 $3,615

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Best By Category: Cheapest Auto Insurance in Genoa, West Virginia

Compare the cheapest auto insurance companies in Genoa, West Virginia in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Genoa, West Virginia

Category Insurance Company
Teenagers State Farm
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI State Farm
With 1 Speeding Violation State Farm

The Cheapest Genoa, West Virginia Auto Insurance Companies

What auto insurance companies in Genoa, West Virginia are the cheapest? Compare the top Genoa, West Virginia auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Genoa, West Virginia

Insurance Company Average Annual Rates
Allstate $4,876
GEICO $4,665
Liberty Mutual $8,021
Nationwide $3,570
Progressive $4,431
State Farm $3,017
USAA $3,486

What affects auto insurance rates in Genoa, West Virginia?

There are a lot of reasons why auto insurance rates in Genoa, West Virginia are higher or lower than in other cities. These include traffic and the number of vehicle thefts in Genoa, West Virginia. Many local factors may affect your Genoa auto insurance rates.

Genoa Traffic

How does Genoa, West Virginia rank for traffic? According to Inrix Genoa, West Virginia is the 49th most congested worldwide.

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Compare Genoa, West Virginia Auto Insurance Quotes

Before you buy Genoa, West Virginia auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Genoa, West Virginia auto insurance quotes.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

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