Best Cheap Auto Insurance in Genoa, CO (2021)

The average Genoa, CO auto insurance rates are $326 per month. The minimum auto insurance in Genoa is at least 25/50/15 in coverage to comply with Colorado auto insurance laws. To find the best cheap auto insurance in Genoa, Colorado, compare quotes from multiple companies.

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Mathew B. Sims is Editor-in-Chief and has authored, edited, and contributed to several books. He has been working in the insurance industry ensuring content is accurate for consumers who are searching for the best policies and rates. He has also been featured on sites like UpJourney.

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: May 17, 2021

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Things to Remember

  • The average commute length in Genoa is 17.4 minutes
  • The most expensive auto insurance company in Genoa for teen drivers is Farmers
  • The minimum auto insurance required in Genoa, Colorado is 25/50/15

Genoa, Colorado auto insurance requirements are 25/50/15 according to Colorado auto insurance laws. Finding cheap auto insurance in Genoa can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Genoa, Colorado, including driving record, credit, commute time, and more.

Compare auto insurance in Genoa to other Colorado cities, including Westminster auto insurance rates, Fort Collins auto insurance rates, and Pueblo auto insurance rates to see how Genoa, Colorado auto insurance rates stack up.

Before you buy Genoa, Colorado auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Genoa, Colorado auto insurance quotes.

Minimum Auto Insurance in Genoa, Colorado

Genoa, Colorado auto insurance laws require that you have at least the Colorado minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Genoa, Colorado.

Minimum Required Auto Insurance Coverage in Genoa, Colorado

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $15,000 minimum

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Cheap Genoa, Colorado Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Genoa, Colorado are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Genoa, Colorado

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,247 $3,046 $2,915 $2,946 $11,037 $11,592 $3,599 $3,626
American Family $2,330 $2,330 $2,098 $2,098 $5,641 $7,517 $2,330 $2,869
Farmers $3,234 $3,209 $2,938 $3,169 $11,800 $11,843 $3,524 $3,550
GEICO $2,268 $2,459 $2,339 $2,615 $6,938 $7,374 $2,086 $2,149
Liberty Mutual $1,740 $1,679 $1,482 $1,629 $5,172 $5,634 $1,755 $1,771
Nationwide $2,672 $2,731 $2,380 $2,529 $6,687 $8,617 $3,064 $3,325
Progressive $2,860 $2,696 $2,422 $2,437 $8,793 $9,837 $3,236 $3,163
State Farm $1,941 $1,941 $1,717 $1,717 $5,211 $6,661 $2,159 $2,539
USAA $2,437 $2,461 $2,298 $2,340 $5,826 $6,723 $3,151 $3,474

Cheap Genoa, Colorado Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Genoa, Colorado is a challenge. Take a look at the annual teen auto insurance rates in Genoa, Colorado.

Annual Auto Insurance Rates for Teen Drivers in Genoa, Colorado

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $11,037 $11,592
American Family $5,641 $7,517
Farmers $11,800 $11,843
GEICO $6,938 $7,374
Liberty Mutual $5,172 $5,634
Nationwide $6,687 $8,617
Progressive $8,793 $9,837
State Farm $5,211 $6,661
USAA $5,826 $6,723

Cheap Genoa, Colorado Auto Insurance for Seniors

What are senior auto insurance rates in Genoa, Colorado? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Genoa, Colorado

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,915 $2,946
American Family $2,098 $2,098
Farmers $2,938 $3,169
GEICO $2,339 $2,615
Liberty Mutual $1,482 $1,629
Nationwide $2,380 $2,529
Progressive $2,422 $2,437
State Farm $1,717 $1,717
USAA $2,298 $2,340

Cheap Genoa, Colorado Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Genoa, Colorado compared to the annual auto insurance rates with a clean record in Genoa, Colorado.

Annual Genoa, Colorado Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $4,494 $5,156 $6,277 $5,077
American Family $2,516 $3,581 $4,659 $2,851
Farmers $4,581 $5,868 $5,786 $5,399
GEICO $2,515 $3,870 $4,413 $3,317
Liberty Mutual $2,286 $2,674 $2,774 $2,696
Nationwide $3,053 $4,207 $5,371 $3,372
Progressive $3,859 $5,258 $4,076 $4,530
State Farm $2,775 $3,196 $2,986 $2,986
USAA $2,644 $3,195 $5,527 $2,989

Cheap Genoa, Colorado Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Genoa, Colorado is not easy. Compare the annual rates for DUI auto insurance in Genoa, Colorado to find the best deal.

Annual Auto Insurance Rates After a DUI in Genoa, Colorado

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $6,277
American Family $4,659
Farmers $5,786
GEICO $4,413
Liberty Mutual $2,774
Nationwide $5,371
Progressive $4,076
State Farm $2,986
USAA $5,527

Cheap Genoa, Colorado Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how Genoa, Colorado annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in Genoa, Colorado

Insurance Company Poor Fair Good
Allstate $6,697 $5,159 $3,898
American Family $4,441 $3,137 $2,627
Farmers $6,304 $5,087 $4,835
GEICO $4,247 $3,529 $2,810
Liberty Mutual $3,726 $2,280 $1,816
Nationwide $4,848 $3,820 $3,334
Progressive $5,091 $4,293 $3,907
State Farm $4,148 $2,664 $2,146
USAA $5,346 $3,014 $2,405

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Cheap Genoa, Colorado Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in Genoa, Colorado can vary. Compare the annual cost of auto insurance by ZIP code in Genoa, Colorado to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in Genoa, Colorado

ZIP Code Average Annual Rates
80818 $3,605

Cheap Genoa, Colorado Auto Insurance Rates By Commute

Commute length and annual mileage affect Genoa, Colorado auto insurance. Find the cheapest annual Genoa, Colorado auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Genoa, Colorado

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $5,251 $5,251
American Family $3,330 $3,473
Farmers $5,409 $5,409
GEICO $3,447 $3,610
Liberty Mutual $2,608 $2,608
Nationwide $4,001 $4,001
Progressive $4,431 $4,431
State Farm $2,913 $3,059
USAA $3,485 $3,692

Cheap Genoa, Colorado Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Genoa, Colorado? Check out the comparison of annual Genoa, Colorado auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Genoa, Colorado

Insurance Company Low Medium High
Allstate $4,972 $5,234 $5,548
American Family $3,255 $3,472 $3,479
Farmers $4,726 $5,330 $6,169
GEICO $3,233 $3,471 $3,881
Liberty Mutual $2,452 $2,596 $2,775
Nationwide $4,052 $4,001 $3,949
Progressive $4,156 $4,440 $4,696
State Farm $2,818 $2,986 $3,153
USAA $3,452 $3,588 $3,726

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Best By Category: Cheapest Auto Insurance in Genoa, Colorado

Compare the cheapest auto insurance companies in Genoa, Colorado in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Genoa, Colorado

Category Insurance Company
Teenagers Liberty Mutual
Seniors Liberty Mutual
Clean Record Liberty Mutual
With 1 Accident Liberty Mutual
With 1 DUI Liberty Mutual
With 1 Speeding Violation Liberty Mutual

The Cheapest Genoa, Colorado Auto Insurance Companies

What auto insurance companies in Genoa, Colorado are the cheapest? Compare the top Genoa, Colorado auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Genoa, Colorado

Insurance Company Average Annual Rates
Allstate $5,251
American Family $3,402
Farmers $5,409
GEICO $3,528
Liberty Mutual $2,608
Nationwide $4,001
Progressive $4,431
State Farm $2,986
USAA $3,589

What affects auto insurance rates in Genoa, Colorado?

There are a lot of reasons why auto insurance rates in Genoa, Colorado are higher or lower than in other cities. These include traffic and the number of vehicle thefts in Genoa, Colorado. Many local factors may affect your Genoa auto insurance rates.

Genoa Commute Time

Cities in which drivers have a longer average commute time tend to have higher auto insurance costs. The average Genoa, Colorado commute length is 17.4 minutes according to City-Data.

Genoa Traffic

How does Genoa, Colorado rank for traffic? According to Inrix Genoa, Colorado is the 49th most congested worldwide.

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Compare Genoa, Colorado Auto Insurance Quotes

Before you buy Genoa, Colorado auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Genoa, Colorado auto insurance quotes.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

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