Best Cheap Auto Insurance in Geneva, GA (2021)

The average Geneva, GA auto insurance rates are $412 per month. The minimum auto insurance in Geneva is at least 25/50/25 in coverage to comply with Georgia auto insurance laws. To find the best cheap auto insurance in Geneva, Georgia, compare quotes from multiple companies.

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Leslie Kasperowicz holds a BA in Social Sciences from the University of Winnipeg. She spent several years as a Farmers Insurance CSR, gaining a solid understanding of insurance products including home, life, auto, and commercial and working directly with insurance customers to understand their needs. She has since used that knowledge in her more than ten years as a writer, largely in the insuranc...

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: May 17, 2021

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Things to Remember

  • The cheapest auto insurance company in Geneva is GEICO
  • The average commute length in Geneva is 25.6 minutes
  • The minimum auto insurance required in Geneva, Georgia is 25/50/25

Geneva, Georgia auto insurance requirements are 25/50/25 according to Georgia auto insurance laws. Finding cheap auto insurance in Geneva can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Geneva, Georgia, including driving record, credit, commute time, and more.

Compare auto insurance in Geneva to other Georgia cities, including Johns Creek auto insurance rates, Albany auto insurance rates, and Alpharetta auto insurance rates to see how Geneva, Georgia auto insurance rates stack up.

Before you buy Geneva, Georgia auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Geneva, Georgia auto insurance quotes.

Minimum Auto Insurance in Geneva, Georgia

Geneva, Georgia auto insurance laws require that you have at least the Georgia minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Geneva, Georgia.

Minimum Required Auto Insurance Coverage in Geneva, Georgia

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

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Cheap Geneva, Georgia Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Geneva, Georgia are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Geneva, Georgia

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,757 $2,757 $2,647 $2,647 $6,385 $8,193 $3,080 $3,360
GEICO $1,774 $1,737 $1,704 $1,704 $5,033 $6,004 $2,217 $2,494
Liberty Mutual $4,989 $5,436 $4,088 $4,641 $20,620 $23,033 $5,291 $5,641
Nationwide $4,267 $4,417 $4,190 $4,623 $13,282 $17,168 $5,203 $5,661
Progressive $3,082 $2,884 $2,645 $2,743 $8,879 $9,843 $3,575 $3,751
State Farm $2,179 $2,179 $1,946 $1,946 $5,644 $7,435 $2,386 $2,571
USAA $1,835 $1,836 $1,689 $1,706 $6,541 $7,765 $2,293 $2,545

Cheap Geneva, Georgia Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Geneva, Georgia is a challenge. Take a look at the annual teen auto insurance rates in Geneva, Georgia.

Annual Auto Insurance Rates for Teen Drivers in Geneva, Georgia

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $6,385 $8,193
GEICO $5,033 $6,004
Liberty Mutual $20,620 $23,033
Nationwide $13,282 $17,168
Progressive $8,879 $9,843
State Farm $5,644 $7,435
USAA $6,541 $7,765

Cheap Geneva, Georgia Auto Insurance for Seniors

What are senior auto insurance rates in Geneva, Georgia? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Geneva, Georgia

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,647 $2,647
GEICO $1,704 $1,704
Liberty Mutual $4,088 $4,641
Nationwide $4,190 $4,623
Progressive $2,645 $2,743
State Farm $1,946 $1,946
USAA $1,689 $1,706

Cheap Geneva, Georgia Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Geneva, Georgia compared to the annual auto insurance rates with a clean record in Geneva, Georgia.

Annual Geneva, Georgia Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,272 $5,093 $4,103 $3,445
GEICO $1,893 $2,388 $4,930 $2,122
Liberty Mutual $7,010 $9,551 $10,982 $9,327
Nationwide $5,641 $6,627 $10,284 $6,853
Progressive $3,723 $6,308 $4,343 $4,327
State Farm $3,006 $3,565 $3,286 $3,286
USAA $2,507 $3,170 $4,636 $2,793

Cheap Geneva, Georgia Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Geneva, Georgia is not easy. Compare the annual rates for DUI auto insurance in Geneva, Georgia to find the best deal.

Annual Auto Insurance Rates After a DUI in Geneva, Georgia

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $4,103
GEICO $4,930
Liberty Mutual $10,982
Nationwide $10,284
Progressive $4,343
State Farm $3,286
USAA $4,636

Cheap Geneva, Georgia Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how Geneva, Georgia annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in Geneva, Georgia

Insurance Company Poor Fair Good
Allstate $5,164 $3,581 $3,190
GEICO $3,564 $2,504 $2,433
Liberty Mutual $13,220 $8,088 $6,345
Nationwide $8,776 $7,085 $6,193
Progressive $5,358 $4,521 $4,147
State Farm $4,659 $2,901 $2,298
USAA $4,280 $2,996 $2,553

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Cheap Geneva, Georgia Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in Geneva, Georgia can vary. Compare the annual cost of auto insurance by ZIP code in Geneva, Georgia to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in Geneva, Georgia

ZIP Code Average Annual Rates
31810 $4,775

Cheap Geneva, Georgia Auto Insurance Rates By Commute

Commute length and annual mileage affect Geneva, Georgia auto insurance. Find the cheapest annual Geneva, Georgia auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Geneva, Georgia

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $3,887 $4,070
GEICO $2,784 $2,883
Liberty Mutual $9,217 $9,217
Nationwide $7,351 $7,351
Progressive $4,675 $4,675
State Farm $3,286 $3,286
USAA $3,127 $3,426

Cheap Geneva, Georgia Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Geneva, Georgia? Check out the comparison of annual Geneva, Georgia auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Geneva, Georgia

Insurance Company Low Medium High
Allstate $3,611 $4,029 $4,295
GEICO $2,633 $2,846 $3,021
Liberty Mutual $8,843 $9,168 $9,641
Nationwide $7,273 $7,481 $7,300
Progressive $4,352 $4,613 $5,061
State Farm $3,091 $3,288 $3,479
USAA $3,125 $3,259 $3,445

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Best By Category: Cheapest Auto Insurance in Geneva, Georgia

Compare the cheapest auto insurance companies in Geneva, Georgia in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Geneva, Georgia

Category Insurance Company
Teenagers GEICO
Seniors USAA
Clean Record GEICO
With 1 Accident GEICO
With 1 DUI State Farm
With 1 Speeding Violation GEICO

The Cheapest Geneva, Georgia Auto Insurance Companies

What auto insurance companies in Geneva, Georgia are the cheapest? Compare the top Geneva, Georgia auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Geneva, Georgia

Insurance Company Average Annual Rates
Allstate $3,978
GEICO $2,833
Liberty Mutual $9,217
Nationwide $7,351
Progressive $4,675
State Farm $3,286
USAA $3,276

What affects auto insurance rates in Geneva, Georgia?

There are a lot of reasons why auto insurance rates in Geneva, Georgia are higher or lower than in other cities. These include traffic and the number of vehicle thefts in Geneva, Georgia. Many local factors may affect your Geneva auto insurance rates.

Geneva Commute Time

Cities in which drivers have a longer average commute time tend to have higher auto insurance costs. The average Geneva, Georgia commute length is 25.6 minutes according to City-Data.

Geneva Traffic

How does Geneva, Georgia rank for traffic? According to Inrix Geneva, Georgia is the 65th most congested worldwide.

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Compare Geneva, Georgia Auto Insurance Quotes

Before you buy Geneva, Georgia auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Geneva, Georgia auto insurance quotes.

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