Best Cheap Auto Insurance in Geneva, FL (2021)

The average Geneva, FL auto insurance rates are $348 per month. The minimum auto insurance in Geneva is at least 10/20/10 in coverage to comply with Florida auto insurance laws. To find the best cheap auto insurance in Geneva, Florida, compare quotes from multiple companies.

Free Auto Insurance Comparison

 Secured with SHA-256 Encryption

Mathew B. Sims is Editor-in-Chief and has authored, edited, and contributed to several books. He has been working in the insurance industry ensuring content is accurate for consumers who are searching for the best policies and rates. He has also been featured on sites like UpJourney.

Full Bio →

Written by

Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

Full Bio →

Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: May 17, 2021

Advertiser Disclosure

It’s all about you. We want to help you make the right coverage choices.

Advertiser Disclosure: We strive to help you make confident auto insurance decisions. Comparison shopping should be easy. We are not affiliated with any one auto insurance provider and cannot guarantee quotes from any single provider. Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.

Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.

Things to Remember

  • The cheapest auto insurance company in Geneva is USAA
  • The most expensive auto insurance company in Geneva for teen drivers is Allstate
  • The average commute length in Geneva is 38.9 minutes

Geneva, Florida auto insurance requirements are 10/20/10 according to Florida auto insurance laws. Finding cheap auto insurance in Geneva can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Geneva, Florida, including driving record, credit, commute time, and more.

Compare auto insurance in Geneva to other Florida cities, including Port St. Lucie auto insurance rates, Fort Lauderdale auto insurance rates, and Tallahassee auto insurance rates to see how Geneva, Florida auto insurance rates stack up.

Before you buy Geneva, Florida auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Geneva, Florida auto insurance quotes.

Minimum Auto Insurance in Geneva, Florida

Geneva, Florida auto insurance laws require that you have at least the Florida minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Geneva, Florida.

Minimum Required Auto Insurance Coverage in Geneva, Florida

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $10,000 per person
$20,000 per accident
Property Damage Liability Coverage $10,000 minimum

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

 Secured with SHA-256 Encryption

Cheap Geneva, Florida Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Geneva, Florida are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Geneva, Florida

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $4,208 $4,018 $3,659 $3,714 $14,431 $15,626 $4,188 $4,245
GEICO $2,783 $2,792 $2,607 $2,607 $4,978 $6,219 $3,062 $3,096
Liberty Mutual $3,147 $3,147 $2,891 $2,891 $6,564 $10,070 $3,147 $4,240
Nationwide $2,622 $2,588 $2,345 $2,424 $6,256 $7,694 $2,883 $2,998
Progressive $3,298 $3,127 $2,849 $3,039 $9,317 $10,173 $3,987 $3,825
State Farm $1,929 $1,929 $1,753 $1,753 $5,666 $7,244 $2,143 $2,301
USAA $1,560 $1,533 $1,460 $1,445 $5,345 $6,195 $1,947 $2,099

Cheap Geneva, Florida Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Geneva, Florida is a challenge. Take a look at the annual teen auto insurance rates in Geneva, Florida.

Annual Auto Insurance Rates for Teen Drivers in Geneva, Florida

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $14,431 $15,626
GEICO $4,978 $6,219
Liberty Mutual $6,564 $10,070
Nationwide $6,256 $7,694
Progressive $9,317 $10,173
State Farm $5,666 $7,244
USAA $5,345 $6,195

Cheap Geneva, Florida Auto Insurance for Seniors

What are senior auto insurance rates in Geneva, Florida? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Geneva, Florida

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $3,659 $3,714
GEICO $2,607 $2,607
Liberty Mutual $2,891 $2,891
Nationwide $2,345 $2,424
Progressive $2,849 $3,039
State Farm $1,753 $1,753
USAA $1,460 $1,445

Cheap Geneva, Florida Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Geneva, Florida compared to the annual auto insurance rates with a clean record in Geneva, Florida.

Annual Geneva, Florida Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $5,834 $6,988 $7,750 $6,473
GEICO $2,440 $3,128 $4,673 $3,830
Liberty Mutual $3,270 $4,228 $6,107 $4,444
Nationwide $3,186 $3,492 $4,692 $3,535
Progressive $3,906 $5,786 $4,869 $5,248
State Farm $2,824 $3,355 $3,090 $3,090
USAA $2,110 $2,608 $3,860 $2,213

Cheap Geneva, Florida Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Geneva, Florida is not easy. Compare the annual rates for DUI auto insurance in Geneva, Florida to find the best deal.

Annual Auto Insurance Rates After a DUI in Geneva, Florida

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $7,750
GEICO $4,673
Liberty Mutual $6,107
Nationwide $4,692
Progressive $4,869
State Farm $3,090
USAA $3,860

Cheap Geneva, Florida Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how Geneva, Florida annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in Geneva, Florida

Insurance Company Poor Fair Good
Allstate $9,462 $5,977 $4,845
GEICO $5,137 $3,098 $2,318
Liberty Mutual $5,792 $4,269 $3,475
Nationwide $4,654 $3,425 $3,099
Progressive $6,452 $4,579 $3,825
State Farm $4,228 $2,771 $2,271
USAA $4,393 $2,145 $1,556

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

 Secured with SHA-256 Encryption

Cheap Geneva, Florida Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in Geneva, Florida can vary. Compare the annual cost of auto insurance by ZIP code in Geneva, Florida to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in Geneva, Florida

ZIP Code Average Annual Rates
32732 $3,216

Cheap Geneva, Florida Auto Insurance Rates By Commute

Commute length and annual mileage affect Geneva, Florida auto insurance. Find the cheapest annual Geneva, Florida auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Geneva, Florida

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $6,568 $6,954
GEICO $3,501 $3,535
Liberty Mutual $4,369 $4,656
Nationwide $3,726 $3,726
Progressive $4,952 $4,952
State Farm $2,985 $3,195
USAA $2,667 $2,729

Cheap Geneva, Florida Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Geneva, Florida? Check out the comparison of annual Geneva, Florida auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Geneva, Florida

Insurance Company Low Medium High
Allstate $5,248 $7,105 $7,930
GEICO $2,865 $3,645 $4,043
Liberty Mutual $4,150 $4,577 $4,809
Nationwide $2,937 $3,875 $4,366
Progressive $4,171 $5,065 $5,621
State Farm $2,623 $3,167 $3,480
USAA $2,338 $2,791 $2,965

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

 Secured with SHA-256 Encryption

Best By Category: Cheapest Auto Insurance in Geneva, Florida

Compare the cheapest auto insurance companies in Geneva, Florida in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Geneva, Florida

Category Insurance Company
Teenagers GEICO
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI State Farm
With 1 Speeding Violation USAA

The Cheapest Geneva, Florida Auto Insurance Companies

What auto insurance companies in Geneva, Florida are the cheapest? Compare the top Geneva, Florida auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Geneva, Florida

Insurance Company Average Annual Rates
Allstate $6,761
GEICO $3,518
Liberty Mutual $4,512
Nationwide $3,726
Progressive $4,952
State Farm $3,090
USAA $2,698

What affects auto insurance rates in Geneva, Florida?

There are a lot of reasons why auto insurance rates in Geneva, Florida are higher or lower than in other cities. These include traffic and the number of vehicle thefts in Geneva, Florida. Many local factors may affect your Geneva auto insurance rates.

Geneva Commute Time

Cities in which drivers have a longer average commute time tend to have higher auto insurance costs. The average Geneva, Florida commute length is 38.9 minutes according to City-Data.

Geneva Traffic

How does Geneva, Florida rank for traffic? According to Inrix Geneva, Florida is the 65th most congested worldwide.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

 Secured with SHA-256 Encryption

Compare Geneva, Florida Auto Insurance Quotes

Before you buy Geneva, Florida auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Geneva, Florida auto insurance quotes.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

 Secured with SHA-256 Encryption