Best Cheap Auto Insurance in Genesee, MI (2021)

The average Genesee, MI auto insurance rates are $1,210 per month. The minimum auto insurance in Genesee is at least 20/40/10 in coverage to comply with Michigan auto insurance laws. To find the best cheap auto insurance in Genesee, Michigan, compare quotes from multiple companies.

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Mathew B. Sims is Editor-in-Chief and has authored, edited, and contributed to several books. He has been working in the insurance industry ensuring content is accurate for consumers who are searching for the best policies and rates. He has also been featured on sites like UpJourney.

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: May 17, 2021

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Things to Remember

  • The cheapest auto insurance company in Genesee is USAA
  • The most expensive auto insurance company in Genesee for teen drivers is Allstate
  • Average auto insurance rates in Genesee, MI for senior drivers are $9,831 per year

Genesee, Michigan auto insurance requirements are 20/40/10 according to Michigan auto insurance laws. Finding cheap auto insurance in Genesee can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Genesee, Michigan, including driving record, credit, commute time, and more.

Compare auto insurance in Genesee to other Michigan cities, including Warren auto insurance rates, Dearborn auto insurance rates, and Livonia auto insurance rates to see how Genesee, Michigan auto insurance rates stack up.

Before you buy Genesee, Michigan auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Genesee, Michigan auto insurance quotes.

Minimum Auto Insurance in Genesee, Michigan

Genesee, Michigan auto insurance laws require that you have at least the Michigan minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Genesee, Michigan.

Minimum Required Auto Insurance Coverage in Genesee, Michigan

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $20,000 per person
$40,000 per accident
Property Damage Liability Coverage $10,000 minimum

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Cheap Genesee, Michigan Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Genesee, Michigan are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Genesee, Michigan

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $27,822 $27,822 $26,155 $26,155 $64,637 $64,637 $29,219 $29,219
Farmers $14,392 $14,392 $13,328 $13,328 $31,412 $31,412 $16,247 $16,247
GEICO $4,883 $4,883 $4,983 $4,983 $13,098 $13,098 $4,652 $4,652
Liberty Mutual $19,903 $19,903 $19,710 $19,710 $46,280 $46,280 $19,903 $19,903
Nationwide $6,571 $6,571 $5,813 $5,813 $18,041 $18,041 $7,247 $7,247
Progressive $3,368 $3,122 $2,971 $3,325 $12,533 $13,364 $3,929 $3,623
State Farm $8,095 $8,095 $7,542 $7,542 $28,839 $28,839 $9,517 $9,517
Travelers $5,804 $5,804 $4,983 $4,983 $17,517 $17,517 $6,307 $6,307
USAA $3,092 $2,892 $2,912 $2,722 $7,645 $7,175 $3,752 $3,549

Cheap Genesee, Michigan Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Genesee, Michigan is a challenge. Take a look at the annual teen auto insurance rates in Genesee, Michigan.

Annual Auto Insurance Rates for Teen Drivers in Genesee, Michigan

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $64,637 $64,637
Farmers $31,412 $31,412
GEICO $13,098 $13,098
Liberty Mutual $46,280 $46,280
Nationwide $18,041 $18,041
Progressive $12,533 $13,364
State Farm $28,839 $28,839
Travelers $17,517 $17,517
USAA $7,645 $7,175

Cheap Genesee, Michigan Auto Insurance for Seniors

What are senior auto insurance rates in Genesee, Michigan? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Genesee, Michigan

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $26,155 $26,155
Farmers $13,328 $13,328
GEICO $4,983 $4,983
Liberty Mutual $19,710 $19,710
Nationwide $5,813 $5,813
Progressive $2,971 $3,325
State Farm $7,542 $7,542
Travelers $4,983 $4,983
USAA $2,912 $2,722

Cheap Genesee, Michigan Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Genesee, Michigan compared to the annual auto insurance rates with a clean record in Genesee, Michigan.

Annual Genesee, Michigan Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $17,622 $23,850 $81,447 $24,914
Farmers $15,723 $20,290 $19,972 $19,394
GEICO $2,421 $5,128 $15,591 $4,478
Liberty Mutual $18,016 $22,116 $42,286 $23,378
Nationwide $8,010 $10,822 $9,783 $9,057
Progressive $4,889 $6,447 $5,784 $5,998
State Farm $8,489 $10,231 $22,428 $12,845
Travelers $5,866 $8,365 $13,444 $6,936
USAA $3,380 $4,247 $5,555 $3,687

Cheap Genesee, Michigan Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Genesee, Michigan is not easy. Compare the annual rates for DUI auto insurance in Genesee, Michigan to find the best deal.

Annual Auto Insurance Rates After a DUI in Genesee, Michigan

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $81,447
Farmers $19,972
GEICO $15,591
Liberty Mutual $42,286
Nationwide $9,783
Progressive $5,784
State Farm $22,428
Travelers $13,444
USAA $5,555

Cheap Genesee, Michigan Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how Genesee, Michigan annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in Genesee, Michigan

Insurance Company Poor Fair Good
Allstate $56,827 $31,119 $22,929
Farmers $28,314 $14,657 $13,563
GEICO $8,889 $6,524 $5,300
Liberty Mutual $41,891 $24,156 $13,300
Nationwide $11,873 $8,882 $7,500
Progressive $6,669 $5,614 $5,055
State Farm $21,913 $11,072 $7,510
Travelers $8,869 $8,599 $8,490
USAA $6,333 $3,603 $2,715

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Cheap Genesee, Michigan Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in Genesee, Michigan can vary. Compare the annual cost of auto insurance by ZIP code in Genesee, Michigan to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in Genesee, Michigan

ZIP Code Average Annual Rates
48437 $10,002

Cheap Genesee, Michigan Auto Insurance Rates By Commute

Commute length and annual mileage affect Genesee, Michigan auto insurance. Find the cheapest annual Genesee, Michigan auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Genesee, Michigan

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $36,958 $36,958
Farmers $18,845 $18,845
GEICO $6,747 $7,062
Liberty Mutual $25,552 $27,346
Nationwide $9,418 $9,418
Progressive $5,780 $5,780
State Farm $13,129 $13,867
Travelers $8,603 $8,702
USAA $4,168 $4,267

Cheap Genesee, Michigan Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Genesee, Michigan? Check out the comparison of annual Genesee, Michigan auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Genesee, Michigan

Insurance Company Low Medium High
Allstate $35,890 $37,055 $37,930
Farmers $18,122 $18,772 $19,641
GEICO $6,531 $6,852 $7,330
Liberty Mutual $25,764 $26,381 $27,201
Nationwide $9,870 $9,256 $9,128
Progressive $5,605 $5,787 $5,947
State Farm $12,787 $13,586 $14,122
Travelers $8,564 $8,661 $8,732
USAA $4,089 $4,229 $4,335

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Best By Category: Cheapest Auto Insurance in Genesee, Michigan

Compare the cheapest auto insurance companies in Genesee, Michigan in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Genesee, Michigan

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record GEICO
With 1 Accident USAA
With 1 DUI USAA
With 1 Speeding Violation USAA

The Cheapest Genesee, Michigan Auto Insurance Companies

What auto insurance companies in Genesee, Michigan are the cheapest? Compare the top Genesee, Michigan auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Genesee, Michigan

Insurance Company Average Annual Rates
Allstate $36,958
Farmers $18,845
GEICO $6,904
Liberty Mutual $26,449
Nationwide $9,418
Progressive $5,780
State Farm $13,498
Travelers $8,653
USAA $4,217

Compare Genesee, Michigan Auto Insurance Quotes

Before you buy Genesee, Michigan auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Genesee, Michigan auto insurance quotes.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

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