Best Cheap Auto Insurance in Geismar, LA (2021)

The average Geismar, LA auto insurance rates are $534 per month. The minimum auto insurance in Geismar is at least 15/30/25 in coverage to comply with Louisiana auto insurance laws. To find the best cheap auto insurance in Geismar, Louisiana, compare quotes from multiple companies.

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Mathew B. Sims is Editor-in-Chief and has authored, edited, and contributed to several books. He has been working in the insurance industry ensuring content is accurate for consumers who are searching for the best policies and rates. He has also been featured on sites like UpJourney.

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: May 17, 2021

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Advertiser Disclosure: We strive to help you make confident auto insurance decisions. Comparison shopping should be easy. We are not affiliated with any one auto insurance provider and cannot guarantee quotes from any single provider. Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.

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Things to Remember

  • The cheapest auto insurance company in Geismar is USAA
  • Average auto insurance rates in Geismar, LA for senior drivers are $4,030 per year
  • The minimum auto insurance required in Geismar, Louisiana is 15/30/25

Geismar, Louisiana auto insurance requirements are 15/30/25 according to Louisiana auto insurance laws. Finding cheap auto insurance in Geismar can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Geismar, Louisiana, including driving record, credit, commute time, and more.

Compare auto insurance in Geismar to other Louisiana cities, including Kenner auto insurance rates, Lake Charles auto insurance rates, and Houma auto insurance rates to see how Geismar, Louisiana auto insurance rates stack up.

Before you buy Geismar, Louisiana auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Geismar, Louisiana auto insurance quotes.

Minimum Auto Insurance in Geismar, Louisiana

Geismar, Louisiana auto insurance laws require that you have at least the Louisiana minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Geismar, Louisiana.

Minimum Required Auto Insurance Coverage in Geismar, Louisiana

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $15,000 per person
$30,000 per accident
Property Damage Liability Coverage $25,000 minimum

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Cheap Geismar, Louisiana Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Geismar, Louisiana are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Geismar, Louisiana

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $4,882 $4,882 $5,066 $5,066 $10,546 $13,215 $5,373 $5,805
GEICO $4,010 $4,615 $4,853 $5,933 $14,795 $15,517 $3,846 $3,684
Progressive $4,602 $4,268 $3,868 $4,197 $18,627 $20,659 $5,227 $5,284
State Farm $3,189 $3,189 $2,951 $2,951 $9,718 $12,179 $3,567 $4,006
USAA $2,769 $2,725 $2,719 $2,694 $8,116 $9,466 $3,373 $3,683

Cheap Geismar, Louisiana Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Geismar, Louisiana is a challenge. Take a look at the annual teen auto insurance rates in Geismar, Louisiana.

Annual Auto Insurance Rates for Teen Drivers in Geismar, Louisiana

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $10,546 $13,215
GEICO $14,795 $15,517
Progressive $18,627 $20,659
State Farm $9,718 $12,179
USAA $8,116 $9,466

Cheap Geismar, Louisiana Auto Insurance for Seniors

What are senior auto insurance rates in Geismar, Louisiana? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Geismar, Louisiana

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $5,066 $5,066
GEICO $4,853 $5,933
Progressive $3,868 $4,197
State Farm $2,951 $2,951
USAA $2,719 $2,694

Cheap Geismar, Louisiana Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Geismar, Louisiana compared to the annual auto insurance rates with a clean record in Geismar, Louisiana.

Annual Geismar, Louisiana Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $5,410 $8,260 $7,381 $6,365
GEICO $4,844 $7,851 $9,706 $6,224
Progressive $6,938 $9,353 $8,961 $8,114
State Farm $4,763 $5,674 $5,218 $5,218
USAA $3,406 $4,720 $5,582 $4,064

Cheap Geismar, Louisiana Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Geismar, Louisiana is not easy. Compare the annual rates for DUI auto insurance in Geismar, Louisiana to find the best deal.

Annual Auto Insurance Rates After a DUI in Geismar, Louisiana

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $7,381
GEICO $9,706
Progressive $8,961
State Farm $5,218
USAA $5,582

Cheap Geismar, Louisiana Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how Geismar, Louisiana annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in Geismar, Louisiana

Insurance Company Poor Fair Good
Allstate $8,923 $6,200 $5,440
GEICO $8,517 $7,388 $5,564
Progressive $9,399 $8,090 $7,537
State Farm $7,242 $4,656 $3,757
USAA $6,123 $3,925 $3,282

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Cheap Geismar, Louisiana Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in Geismar, Louisiana can vary. Compare the annual cost of auto insurance by ZIP code in Geismar, Louisiana to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in Geismar, Louisiana

ZIP Code Average Annual Rates
70734 $6,005

Cheap Geismar, Louisiana Auto Insurance Rates By Commute

Commute length and annual mileage affect Geismar, Louisiana auto insurance. Find the cheapest annual Geismar, Louisiana auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Geismar, Louisiana

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $6,854 $6,854
GEICO $7,021 $7,292
Progressive $8,342 $8,342
State Farm $5,083 $5,354
USAA $4,303 $4,584

Cheap Geismar, Louisiana Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Geismar, Louisiana? Check out the comparison of annual Geismar, Louisiana auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Geismar, Louisiana

Insurance Company Low Medium High
Allstate $5,866 $6,985 $7,712
GEICO $5,837 $7,187 $8,445
Progressive $6,797 $8,263 $9,964
State Farm $4,469 $5,206 $5,980
USAA $3,795 $4,520 $5,014

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Best By Category: Cheapest Auto Insurance in Geismar, Louisiana

Compare the cheapest auto insurance companies in Geismar, Louisiana in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Geismar, Louisiana

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI State Farm
With 1 Speeding Violation USAA

The Cheapest Geismar, Louisiana Auto Insurance Companies

What auto insurance companies in Geismar, Louisiana are the cheapest? Compare the top Geismar, Louisiana auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Geismar, Louisiana

Insurance Company Average Annual Rates
Allstate $6,854
GEICO $7,156
Progressive $8,342
State Farm $5,218
USAA $4,443

Compare Geismar, Louisiana Auto Insurance Quotes

Before you buy Geismar, Louisiana auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Geismar, Louisiana auto insurance quotes.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

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