Best Cheap Auto Insurance in Gays Mills, WI (2021)

The average Gays Mills, WI auto insurance rates are $253 per month. The minimum auto insurance in Gays Mills is at least 25/50/10 in coverage to comply with Wisconsin auto insurance laws. To find the best cheap auto insurance in Gays Mills, Wisconsin, compare quotes from multiple companies.

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Leslie Kasperowicz holds a BA in Social Sciences from the University of Winnipeg. She spent several years as a Farmers Insurance CSR, gaining a solid understanding of insurance products including home, life, auto, and commercial and working directly with insurance customers to understand their needs. She has since used that knowledge in her more than ten years as a writer, largely in the insuranc...

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: May 18, 2021

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Things to Remember

  • The minimum auto insurance required in Gays Mills, Wisconsin is 25/50/10
  • The most expensive auto insurance company in Gays Mills for teen drivers is Nationwide
  • The cheapest auto insurance company in Gays Mills is American Family

Gays Mills, Wisconsin auto insurance requirements are 25/50/10 according to Wisconsin auto insurance laws. Finding cheap auto insurance in Gays Mills can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Gays Mills, Wisconsin, including driving record, credit, commute time, and more.

Compare auto insurance in Gays Mills to other Wisconsin cities, including Oshkosh auto insurance rates, Madison auto insurance rates, and Kenosha auto insurance rates to see how Gays Mills, Wisconsin auto insurance rates stack up.

Before you buy Gays Mills, Wisconsin auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Gays Mills, Wisconsin auto insurance quotes.

Minimum Auto Insurance in Gays Mills, Wisconsin

Gays Mills, Wisconsin auto insurance laws require that you have at least the Wisconsin minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Gays Mills, Wisconsin.

Minimum Required Auto Insurance Coverage in Gays Mills, Wisconsin

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $10,000 minimum

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Cheap Gays Mills, Wisconsin Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Gays Mills, Wisconsin are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Gays Mills, Wisconsin

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,213 $2,338 $2,038 $2,257 $6,937 $8,913 $2,255 $2,448
American Family $1,032 $1,082 $964 $972 $2,898 $3,213 $1,223 $1,307
Farmers $1,959 $1,964 $1,739 $1,837 $9,126 $9,475 $2,221 $2,331
GEICO $1,281 $1,408 $1,310 $1,485 $4,200 $4,534 $1,187 $1,232
Liberty Mutual $1,729 $1,888 $1,398 $1,587 $5,815 $6,520 $1,841 $1,999
Nationwide $3,819 $4,016 $3,157 $3,326 $7,791 $11,932 $4,642 $5,513
Progressive $2,013 $1,932 $1,644 $1,708 $7,470 $8,456 $2,431 $2,660
State Farm $1,433 $1,433 $1,261 $1,261 $3,936 $4,983 $1,612 $1,842
USAA $1,368 $1,365 $1,238 $1,259 $3,492 $4,054 $1,776 $1,949

Cheap Gays Mills, Wisconsin Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Gays Mills, Wisconsin is a challenge. Take a look at the annual teen auto insurance rates in Gays Mills, Wisconsin.

Annual Auto Insurance Rates for Teen Drivers in Gays Mills, Wisconsin

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $6,937 $8,913
American Family $2,898 $3,213
Farmers $9,126 $9,475
GEICO $4,200 $4,534
Liberty Mutual $5,815 $6,520
Nationwide $7,791 $11,932
Progressive $7,470 $8,456
State Farm $3,936 $4,983
USAA $3,492 $4,054

Cheap Gays Mills, Wisconsin Auto Insurance for Seniors

What are senior auto insurance rates in Gays Mills, Wisconsin? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Gays Mills, Wisconsin

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,038 $2,257
American Family $964 $972
Farmers $1,739 $1,837
GEICO $1,310 $1,485
Liberty Mutual $1,398 $1,587
Nationwide $3,157 $3,326
Progressive $1,644 $1,708
State Farm $1,261 $1,261
USAA $1,238 $1,259

Cheap Gays Mills, Wisconsin Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Gays Mills, Wisconsin compared to the annual auto insurance rates with a clean record in Gays Mills, Wisconsin.

Annual Gays Mills, Wisconsin Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,022 $4,126 $3,841 $3,710
American Family $1,517 $1,610 $1,610 $1,610
Farmers $3,339 $4,208 $3,995 $3,784
GEICO $1,450 $2,334 $2,641 $1,893
Liberty Mutual $2,176 $3,092 $3,212 $2,908
Nationwide $4,670 $5,403 $6,622 $5,403
Progressive $3,244 $3,915 $3,360 $3,638
State Farm $2,052 $2,389 $2,220 $2,220
USAA $1,616 $2,036 $2,756 $1,843

Cheap Gays Mills, Wisconsin Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Gays Mills, Wisconsin is not easy. Compare the annual rates for DUI auto insurance in Gays Mills, Wisconsin to find the best deal.

Annual Auto Insurance Rates After a DUI in Gays Mills, Wisconsin

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $3,841
American Family $1,610
Farmers $3,995
GEICO $2,641
Liberty Mutual $3,212
Nationwide $6,622
Progressive $3,360
State Farm $2,220
USAA $2,756

Cheap Gays Mills, Wisconsin Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how Gays Mills, Wisconsin annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in Gays Mills, Wisconsin

Insurance Company Poor Fair Good
Allstate $4,828 $3,319 $2,878
American Family $2,118 $1,402 $1,240
Farmers $4,333 $3,660 $3,501
GEICO $2,729 $1,947 $1,563
Liberty Mutual $4,113 $2,478 $1,951
Nationwide $6,211 $5,181 $5,181
Progressive $4,045 $3,410 $3,162
State Farm $3,313 $1,901 $1,447
USAA $3,181 $1,673 $1,334

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Cheap Gays Mills, Wisconsin Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in Gays Mills, Wisconsin can vary. Compare the annual cost of auto insurance by ZIP code in Gays Mills, Wisconsin to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in Gays Mills, Wisconsin

ZIP Code Average Annual Rates
54631 $2,961

Cheap Gays Mills, Wisconsin Auto Insurance Rates By Commute

Commute length and annual mileage affect Gays Mills, Wisconsin auto insurance. Find the cheapest annual Gays Mills, Wisconsin auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Gays Mills, Wisconsin

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $3,587 $3,763
American Family $1,560 $1,613
Farmers $3,831 $3,831
GEICO $2,036 $2,123
Liberty Mutual $2,847 $2,847
Nationwide $5,524 $5,524
Progressive $3,539 $3,539
State Farm $2,167 $2,274
USAA $2,036 $2,089

Cheap Gays Mills, Wisconsin Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Gays Mills, Wisconsin? Check out the comparison of annual Gays Mills, Wisconsin auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Gays Mills, Wisconsin

Insurance Company Low Medium High
Allstate $3,511 $3,666 $3,848
American Family $1,575 $1,601 $1,584
Farmers $3,540 $3,802 $4,152
GEICO $1,966 $2,079 $2,194
Liberty Mutual $2,631 $2,870 $3,039
Nationwide $5,372 $5,521 $5,680
Progressive $3,393 $3,559 $3,666
State Farm $2,118 $2,226 $2,317
USAA $1,991 $2,064 $2,133

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Best By Category: Cheapest Auto Insurance in Gays Mills, Wisconsin

Compare the cheapest auto insurance companies in Gays Mills, Wisconsin in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Gays Mills, Wisconsin

Category Insurance Company
Teenagers American Family
Seniors American Family
Clean Record GEICO
With 1 Accident American Family
With 1 DUI American Family
With 1 Speeding Violation American Family

The Cheapest Gays Mills, Wisconsin Auto Insurance Companies

What auto insurance companies in Gays Mills, Wisconsin are the cheapest? Compare the top Gays Mills, Wisconsin auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Gays Mills, Wisconsin

Insurance Company Average Annual Rates
Allstate $3,675
American Family $1,587
Farmers $3,831
GEICO $2,080
Liberty Mutual $2,847
Nationwide $5,524
Progressive $3,539
State Farm $2,220
USAA $2,063

What affects auto insurance rates in Gays Mills, Wisconsin?

There are a lot of reasons why auto insurance rates in Gays Mills, Wisconsin are higher or lower than in other cities. These include traffic and the number of vehicle thefts in Gays Mills, Wisconsin. Many local factors may affect your Gays Mills auto insurance rates.

Gays Mills Commute Time

Cities in which drivers have a longer average commute time tend to have higher auto insurance costs. The average Gays Mills, Wisconsin commute length is 34.4 minutes according to City-Data.

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Compare Gays Mills, Wisconsin Auto Insurance Quotes

Before you buy Gays Mills, Wisconsin auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Gays Mills, Wisconsin auto insurance quotes.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

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