Best Cheap Auto Insurance in Gays Creek, KY (2021)

The average Gays Creek, KY auto insurance rates are $570 per month. The minimum auto insurance in Gays Creek is at least 25/50/25 in coverage to comply with Kentucky auto insurance laws. To find the best cheap auto insurance in Gays Creek, Kentucky, compare quotes from multiple companies.

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Mathew B. Sims is Editor-in-Chief and has authored, edited, and contributed to several books. He has been working in the insurance industry ensuring content is accurate for consumers who are searching for the best policies and rates. He has also been featured on sites like UpJourney.

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: May 17, 2021

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Things to Remember

  • The cheapest auto insurance company in Gays Creek is USAA
  • The most expensive auto insurance company in Gays Creek for teen drivers is Travelers
  • The minimum auto insurance required in Gays Creek, Kentucky is 25/50/25

Gays Creek, Kentucky auto insurance requirements are 25/50/25 according to Kentucky auto insurance laws. Finding cheap auto insurance in Gays Creek can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Gays Creek, Kentucky, including driving record, credit, commute time, and more.

Compare auto insurance in Gays Creek to other Kentucky cities, including Elizabeth auto insurance rates, Florence auto insurance rates, and Covington auto insurance rates to see how Gays Creek, Kentucky auto insurance rates stack up.

Before you buy Gays Creek, Kentucky auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Gays Creek, Kentucky auto insurance quotes.

Minimum Auto Insurance in Gays Creek, Kentucky

Gays Creek, Kentucky auto insurance laws require that you have at least the Kentucky minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Gays Creek, Kentucky.

Minimum Required Auto Insurance Coverage in Gays Creek, Kentucky

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

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Cheap Gays Creek, Kentucky Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Gays Creek, Kentucky are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Gays Creek, Kentucky

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $6,170 $6,074 $5,664 $6,023 $23,229 $25,708 $6,689 $6,983
GEICO $4,386 $4,051 $4,595 $4,158 $8,902 $10,417 $3,551 $3,058
Liberty Mutual $4,041 $4,400 $3,510 $3,936 $15,375 $16,944 $4,159 $4,230
Nationwide $5,829 $5,764 $5,260 $5,461 $13,093 $16,143 $6,631 $6,871
Progressive $2,920 $2,759 $2,632 $2,637 $14,647 $16,614 $3,627 $3,685
State Farm $2,834 $2,834 $2,538 $2,538 $7,571 $9,319 $3,155 $3,437
Travelers $3,936 $4,009 $3,876 $3,880 $19,963 $32,267 $4,120 $4,782
USAA $2,129 $2,132 $1,920 $1,951 $5,759 $6,052 $2,694 $2,950

Cheap Gays Creek, Kentucky Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Gays Creek, Kentucky is a challenge. Take a look at the annual teen auto insurance rates in Gays Creek, Kentucky.

Annual Auto Insurance Rates for Teen Drivers in Gays Creek, Kentucky

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $23,229 $25,708
GEICO $8,902 $10,417
Liberty Mutual $15,375 $16,944
Nationwide $13,093 $16,143
Progressive $14,647 $16,614
State Farm $7,571 $9,319
Travelers $19,963 $32,267
USAA $5,759 $6,052

Cheap Gays Creek, Kentucky Auto Insurance for Seniors

What are senior auto insurance rates in Gays Creek, Kentucky? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Gays Creek, Kentucky

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $5,664 $6,023
GEICO $4,595 $4,158
Liberty Mutual $3,510 $3,936
Nationwide $5,260 $5,461
Progressive $2,632 $2,637
State Farm $2,538 $2,538
Travelers $3,876 $3,880
USAA $1,920 $1,951

Cheap Gays Creek, Kentucky Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Gays Creek, Kentucky compared to the annual auto insurance rates with a clean record in Gays Creek, Kentucky.

Annual Gays Creek, Kentucky Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $8,939 $11,690 $12,528 $10,112
GEICO $3,255 $5,722 $8,597 $3,985
Liberty Mutual $5,890 $9,089 $7,045 $6,273
Nationwide $6,403 $8,374 $10,669 $7,081
Progressive $5,106 $7,616 $5,827 $6,212
State Farm $3,928 $4,628 $4,278 $4,278
Travelers $8,340 $8,587 $12,522 $8,967
USAA $2,405 $3,407 $4,086 $2,896

Cheap Gays Creek, Kentucky Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Gays Creek, Kentucky is not easy. Compare the annual rates for DUI auto insurance in Gays Creek, Kentucky to find the best deal.

Annual Auto Insurance Rates After a DUI in Gays Creek, Kentucky

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $12,528
GEICO $8,597
Liberty Mutual $7,045
Nationwide $10,669
Progressive $5,827
State Farm $4,278
Travelers $12,522
USAA $4,086

Cheap Gays Creek, Kentucky Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how Gays Creek, Kentucky annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in Gays Creek, Kentucky

Insurance Company Poor Fair Good
Allstate $14,577 $9,809 $8,066
GEICO $8,861 $4,424 $2,884
Liberty Mutual $10,167 $6,188 $4,868
Nationwide $9,986 $7,742 $6,667
Progressive $6,913 $6,035 $5,622
State Farm $6,145 $3,746 $2,943
Travelers $10,735 $9,055 $9,023
USAA $4,761 $2,665 $2,170

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Cheap Gays Creek, Kentucky Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in Gays Creek, Kentucky can vary. Compare the annual cost of auto insurance by ZIP code in Gays Creek, Kentucky to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in Gays Creek, Kentucky

ZIP Code Average Annual Rates
41745 $6,196

Cheap Gays Creek, Kentucky Auto Insurance Rates By Commute

Commute length and annual mileage affect Gays Creek, Kentucky auto insurance. Find the cheapest annual Gays Creek, Kentucky auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Gays Creek, Kentucky

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $10,817 $10,817
GEICO $5,341 $5,438
Liberty Mutual $7,074 $7,074
Nationwide $8,132 $8,132
Progressive $6,190 $6,190
State Farm $4,167 $4,389
Travelers $9,604 $9,604
USAA $3,079 $3,318

Cheap Gays Creek, Kentucky Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Gays Creek, Kentucky? Check out the comparison of annual Gays Creek, Kentucky auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Gays Creek, Kentucky

Insurance Company Low Medium High
Allstate $9,361 $10,727 $12,364
GEICO $4,884 $5,352 $5,934
Liberty Mutual $6,585 $7,006 $7,632
Nationwide $8,122 $7,993 $8,280
Progressive $5,660 $6,080 $6,830
State Farm $4,023 $4,266 $4,545
Travelers $9,109 $9,639 $10,064
USAA $3,050 $3,190 $3,355

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Best By Category: Cheapest Auto Insurance in Gays Creek, Kentucky

Compare the cheapest auto insurance companies in Gays Creek, Kentucky in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Gays Creek, Kentucky

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI USAA
With 1 Speeding Violation USAA

The Cheapest Gays Creek, Kentucky Auto Insurance Companies

What auto insurance companies in Gays Creek, Kentucky are the cheapest? Compare the top Gays Creek, Kentucky auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Gays Creek, Kentucky

Insurance Company Average Annual Rates
Allstate $10,817
GEICO $5,390
Liberty Mutual $7,074
Nationwide $8,132
Progressive $6,190
State Farm $4,278
Travelers $9,604
USAA $3,198

Compare Gays Creek, Kentucky Auto Insurance Quotes

Before you buy Gays Creek, Kentucky auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Gays Creek, Kentucky auto insurance quotes.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

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