Best Cheap Auto Insurance in Gaylord, KS (2021)

The average Gaylord, KS auto insurance rates are $285 per month. The minimum auto insurance in Gaylord is at least 25/50/25 in coverage to comply with Kansas auto insurance laws. To find the best cheap auto insurance in Gaylord, Kansas, compare quotes from multiple companies.

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Mathew B. Sims is Editor-in-Chief and has authored, edited, and contributed to several books. He has been working in the insurance industry ensuring content is accurate for consumers who are searching for the best policies and rates. He has also been featured on sites like UpJourney.

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: May 17, 2021

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Things to Remember

  • The minimum auto insurance required in Gaylord, Kansas is 25/50/25
  • Average auto insurance rates in Gaylord, KS for senior drivers are $2,025 per year
  • The most expensive auto insurance company in Gaylord for teen drivers is Liberty Mutual

Gaylord, Kansas auto insurance requirements are 25/50/25 according to Kansas auto insurance laws. Finding cheap auto insurance in Gaylord can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Gaylord, Kansas, including driving record, credit, commute time, and more.

Compare auto insurance in Gaylord to other Kansas cities, including Salina auto insurance rates, Wichita auto insurance rates, and Lenexa auto insurance rates to see how Gaylord, Kansas auto insurance rates stack up.

Before you buy Gaylord, Kansas auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Gaylord, Kansas auto insurance quotes.

Minimum Auto Insurance in Gaylord, Kansas

Gaylord, Kansas auto insurance laws require that you have at least the Kansas minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Gaylord, Kansas.

Minimum Required Auto Insurance Coverage in Gaylord, Kansas

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

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Cheap Gaylord, Kansas Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Gaylord, Kansas are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Gaylord, Kansas

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,655 $2,589 $2,371 $2,441 $7,265 $8,136 $2,739 $2,845
American Family $1,752 $1,752 $1,579 $1,579 $3,253 $3,876 $1,752 $1,953
Farmers $2,678 $2,670 $2,401 $2,496 $6,791 $7,040 $3,000 $3,169
GEICO $2,420 $2,366 $2,443 $2,273 $4,439 $5,960 $2,802 $2,038
Liberty Mutual $2,424 $2,624 $2,281 $2,547 $10,604 $11,854 $2,678 $2,904
Nationwide $1,942 $2,016 $1,717 $1,866 $3,702 $4,573 $2,219 $2,372
Progressive $2,631 $2,534 $2,120 $2,202 $9,197 $10,407 $3,114 $3,335
State Farm $2,058 $2,058 $1,762 $1,762 $4,900 $6,320 $2,299 $2,568
Travelers $2,115 $2,158 $2,028 $2,065 $8,262 $12,934 $2,157 $2,587
USAA $1,396 $1,431 $1,272 $1,296 $4,580 $4,837 $1,837 $1,934

Cheap Gaylord, Kansas Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Gaylord, Kansas is a challenge. Take a look at the annual teen auto insurance rates in Gaylord, Kansas.

Annual Auto Insurance Rates for Teen Drivers in Gaylord, Kansas

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $7,265 $8,136
American Family $3,253 $3,876
Farmers $6,791 $7,040
GEICO $4,439 $5,960
Liberty Mutual $10,604 $11,854
Nationwide $3,702 $4,573
Progressive $9,197 $10,407
State Farm $4,900 $6,320
Travelers $8,262 $12,934
USAA $4,580 $4,837

Cheap Gaylord, Kansas Auto Insurance for Seniors

What are senior auto insurance rates in Gaylord, Kansas? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Gaylord, Kansas

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,371 $2,441
American Family $1,579 $1,579
Farmers $2,401 $2,496
GEICO $2,443 $2,273
Liberty Mutual $2,281 $2,547
Nationwide $1,717 $1,866
Progressive $2,120 $2,202
State Farm $1,762 $1,762
Travelers $2,028 $2,065
USAA $1,272 $1,296

Cheap Gaylord, Kansas Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Gaylord, Kansas compared to the annual auto insurance rates with a clean record in Gaylord, Kansas.

Annual Gaylord, Kansas Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,348 $3,898 $4,515 $3,760
American Family $2,150 $2,300 $2,150 $2,150
Farmers $3,203 $4,086 $3,984 $3,848
GEICO $1,946 $3,187 $4,922 $2,316
Liberty Mutual $3,610 $5,352 $5,262 $4,733
Nationwide $1,886 $2,183 $3,957 $2,178
Progressive $4,117 $4,778 $4,284 $4,591
State Farm $2,790 $3,141 $2,966 $2,966
Travelers $3,165 $4,085 $5,584 $4,320
USAA $1,705 $2,284 $3,352 $1,950

Cheap Gaylord, Kansas Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Gaylord, Kansas is not easy. Compare the annual rates for DUI auto insurance in Gaylord, Kansas to find the best deal.

Annual Auto Insurance Rates After a DUI in Gaylord, Kansas

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $4,515
American Family $2,150
Farmers $3,984
GEICO $4,922
Liberty Mutual $5,262
Nationwide $3,957
Progressive $4,284
State Farm $2,966
Travelers $5,584
USAA $3,352

Cheap Gaylord, Kansas Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how Gaylord, Kansas annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in Gaylord, Kansas

Insurance Company Poor Fair Good
Allstate $4,804 $3,653 $3,183
American Family $2,853 $2,028 $1,681
Farmers $4,469 $3,534 $3,339
GEICO $4,806 $2,542 $1,930
Liberty Mutual $4,739 $4,739 $4,739
Nationwide $2,854 $2,482 $2,317
Progressive $5,131 $4,269 $3,928
State Farm $4,319 $2,580 $1,998
Travelers $4,971 $4,027 $3,867
USAA $3,182 $2,079 $1,707

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Cheap Gaylord, Kansas Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in Gaylord, Kansas can vary. Compare the annual cost of auto insurance by ZIP code in Gaylord, Kansas to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in Gaylord, Kansas

ZIP Code Average Annual Rates
67638 $3,585

Cheap Gaylord, Kansas Auto Insurance Rates By Commute

Commute length and annual mileage affect Gaylord, Kansas auto insurance. Find the cheapest annual Gaylord, Kansas auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Gaylord, Kansas

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $3,880 $3,880
American Family $2,158 $2,216
Farmers $3,781 $3,781
GEICO $3,027 $3,159
Liberty Mutual $4,739 $4,739
Nationwide $2,551 $2,551
Progressive $4,443 $4,443
State Farm $2,893 $3,039
Travelers $4,288 $4,288
USAA $2,254 $2,392

Cheap Gaylord, Kansas Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Gaylord, Kansas? Check out the comparison of annual Gaylord, Kansas auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Gaylord, Kansas

Insurance Company Low Medium High
Allstate $3,772 $3,872 $3,997
American Family $2,220 $2,298 $2,043
Farmers $3,646 $3,763 $3,933
GEICO $3,003 $3,089 $3,186
Liberty Mutual $4,636 $4,729 $4,853
Nationwide $2,700 $2,521 $2,432
Progressive $4,251 $4,414 $4,663
State Farm $2,885 $2,972 $3,040
Travelers $4,083 $4,294 $4,488
USAA $2,253 $2,318 $2,398

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Best By Category: Cheapest Auto Insurance in Gaylord, Kansas

Compare the cheapest auto insurance companies in Gaylord, Kansas in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Gaylord, Kansas

Category Insurance Company
Teenagers American Family
Seniors USAA
Clean Record USAA
With 1 Accident Nationwide
With 1 DUI American Family
With 1 Speeding Violation USAA

The Cheapest Gaylord, Kansas Auto Insurance Companies

What auto insurance companies in Gaylord, Kansas are the cheapest? Compare the top Gaylord, Kansas auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Gaylord, Kansas

Insurance Company Average Annual Rates
Allstate $3,880
American Family $2,187
Farmers $3,781
GEICO $3,093
Liberty Mutual $4,739
Nationwide $2,551
Progressive $4,443
State Farm $2,966
Travelers $4,288
USAA $2,323

What affects auto insurance rates in Gaylord, Kansas?

There are a lot of reasons why auto insurance rates in Gaylord, Kansas are higher or lower than in other cities. These include traffic and the number of vehicle thefts in Gaylord, Kansas. Many local factors may affect your Gaylord auto insurance rates.

Gaylord Commute Time

Cities in which drivers have a longer average commute time tend to have higher auto insurance costs. The average Gaylord, Kansas commute length is 14.3 minutes according to City-Data.

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Compare Gaylord, Kansas Auto Insurance Quotes

Before you buy Gaylord, Kansas auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Gaylord, Kansas auto insurance quotes.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

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