Best Cheap Auto Insurance in Gay, GA (2021)

The average Gay, GA auto insurance rates are $436 per month. The minimum auto insurance in Gay is at least 25/50/25 in coverage to comply with Georgia auto insurance laws. To find the best cheap auto insurance in Gay, Georgia, compare quotes from multiple companies.

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Leslie Kasperowicz holds a BA in Social Sciences from the University of Winnipeg. She spent several years as a Farmers Insurance CSR, gaining a solid understanding of insurance products including home, life, auto, and commercial and working directly with insurance customers to understand their needs. She has since used that knowledge in her more than ten years as a writer, largely in the insuranc...

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: May 17, 2021

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Things to Remember

  • Average auto insurance rates in Gay, GA for senior drivers are $2,924 per year
  • The average commute length in Gay is 21.4 minutes
  • The minimum auto insurance required in Gay, Georgia is 25/50/25

Gay, Georgia auto insurance requirements are 25/50/25 according to Georgia auto insurance laws. Finding cheap auto insurance in Gay can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Gay, Georgia, including driving record, credit, commute time, and more.

Compare auto insurance in Gay to other Georgia cities, including Savannah auto insurance rates, Columbus auto insurance rates, and Johns Creek auto insurance rates to see how Gay, Georgia auto insurance rates stack up.

Before you buy Gay, Georgia auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Gay, Georgia auto insurance quotes.

Minimum Auto Insurance in Gay, Georgia

Gay, Georgia auto insurance laws require that you have at least the Georgia minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Gay, Georgia.

Minimum Required Auto Insurance Coverage in Gay, Georgia

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

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Cheap Gay, Georgia Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Gay, Georgia are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Gay, Georgia

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,064 $3,064 $2,940 $2,940 $7,232 $9,301 $3,430 $3,743
GEICO $1,843 $1,811 $1,777 $1,777 $5,331 $6,380 $2,340 $2,607
Liberty Mutual $5,232 $5,696 $4,285 $4,857 $21,794 $24,327 $5,554 $5,923
Nationwide $4,572 $4,732 $4,504 $4,965 $14,388 $18,579 $5,591 $6,081
Progressive $3,154 $2,901 $2,704 $2,843 $9,702 $10,752 $3,630 $3,788
State Farm $2,216 $2,216 $1,973 $1,973 $5,650 $7,458 $2,423 $2,605
USAA $1,835 $1,836 $1,689 $1,706 $6,541 $7,765 $2,293 $2,545

Cheap Gay, Georgia Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Gay, Georgia is a challenge. Take a look at the annual teen auto insurance rates in Gay, Georgia.

Annual Auto Insurance Rates for Teen Drivers in Gay, Georgia

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $7,232 $9,301
GEICO $5,331 $6,380
Liberty Mutual $21,794 $24,327
Nationwide $14,388 $18,579
Progressive $9,702 $10,752
State Farm $5,650 $7,458
USAA $6,541 $7,765

Cheap Gay, Georgia Auto Insurance for Seniors

What are senior auto insurance rates in Gay, Georgia? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Gay, Georgia

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,940 $2,940
GEICO $1,777 $1,777
Liberty Mutual $4,285 $4,857
Nationwide $4,504 $4,965
Progressive $2,704 $2,843
State Farm $1,973 $1,973
USAA $1,689 $1,706

Cheap Gay, Georgia Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Gay, Georgia compared to the annual auto insurance rates with a clean record in Gay, Georgia.

Annual Gay, Georgia Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,654 $5,705 $4,645 $3,852
GEICO $1,999 $2,515 $5,177 $2,240
Liberty Mutual $7,370 $10,063 $11,577 $9,824
Nationwide $6,080 $7,148 $11,088 $7,390
Progressive $3,870 $6,793 $4,567 $4,507
State Farm $3,038 $3,590 $3,314 $3,314
USAA $2,507 $3,170 $4,636 $2,793

Cheap Gay, Georgia Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Gay, Georgia is not easy. Compare the annual rates for DUI auto insurance in Gay, Georgia to find the best deal.

Annual Auto Insurance Rates After a DUI in Gay, Georgia

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $4,645
GEICO $5,177
Liberty Mutual $11,577
Nationwide $11,088
Progressive $4,567
State Farm $3,314
USAA $4,636

Cheap Gay, Georgia Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how Gay, Georgia annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in Gay, Georgia

Insurance Company Poor Fair Good
Allstate $5,779 $4,025 $3,589
GEICO $3,752 $2,636 $2,561
Liberty Mutual $13,927 $8,520 $6,678
Nationwide $9,463 $7,643 $6,674
Progressive $5,587 $4,797 $4,419
State Farm $4,700 $2,926 $2,318
USAA $4,280 $2,996 $2,553

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Cheap Gay, Georgia Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in Gay, Georgia can vary. Compare the annual cost of auto insurance by ZIP code in Gay, Georgia to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in Gay, Georgia

ZIP Code Average Annual Rates
30218 $5,070

Cheap Gay, Georgia Auto Insurance Rates By Commute

Commute length and annual mileage affect Gay, Georgia auto insurance. Find the cheapest annual Gay, Georgia auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Gay, Georgia

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $4,361 $4,567
GEICO $2,931 $3,035
Liberty Mutual $9,709 $9,709
Nationwide $7,926 $7,926
Progressive $4,934 $4,934
State Farm $3,314 $3,314
USAA $3,127 $3,426

Cheap Gay, Georgia Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Gay, Georgia? Check out the comparison of annual Gay, Georgia auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Gay, Georgia

Insurance Company Low Medium High
Allstate $4,120 $4,510 $4,762
GEICO $2,791 $2,996 $3,163
Liberty Mutual $9,327 $9,657 $10,141
Nationwide $7,809 $8,070 $7,901
Progressive $4,487 $4,849 $5,468
State Farm $3,119 $3,316 $3,508
USAA $3,125 $3,259 $3,445

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Best By Category: Cheapest Auto Insurance in Gay, Georgia

Compare the cheapest auto insurance companies in Gay, Georgia in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Gay, Georgia

Category Insurance Company
Teenagers GEICO
Seniors USAA
Clean Record GEICO
With 1 Accident GEICO
With 1 DUI State Farm
With 1 Speeding Violation GEICO

The Cheapest Gay, Georgia Auto Insurance Companies

What auto insurance companies in Gay, Georgia are the cheapest? Compare the top Gay, Georgia auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Gay, Georgia

Insurance Company Average Annual Rates
Allstate $4,464
GEICO $2,983
Liberty Mutual $9,709
Nationwide $7,926
Progressive $4,934
State Farm $3,314
USAA $3,276

What affects auto insurance rates in Gay, Georgia?

There are a lot of reasons why auto insurance rates in Gay, Georgia are higher or lower than in other cities. These include traffic and the number of vehicle thefts in Gay, Georgia. Many local factors may affect your Gay auto insurance rates.

Gay Commute Time

Cities in which drivers have a longer average commute time tend to have higher auto insurance costs. The average Gay, Georgia commute length is 21.4 minutes according to City-Data.

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Compare Gay, Georgia Auto Insurance Quotes

Before you buy Gay, Georgia auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Gay, Georgia auto insurance quotes.

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Enter your ZIP code below to view companies that have cheap auto insurance rates.

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