Best Cheap Auto Insurance in Gateway, CO (2021)

The average Gateway, CO auto insurance rates are $288 per month. The minimum auto insurance in Gateway is at least 25/50/15 in coverage to comply with Colorado auto insurance laws. To find the best cheap auto insurance in Gateway, Colorado, compare quotes from multiple companies.

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Mathew B. Sims is Editor-in-Chief and has authored, edited, and contributed to several books. He has been working in the insurance industry ensuring content is accurate for consumers who are searching for the best policies and rates. He has also been featured on sites like UpJourney.

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: May 17, 2021

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Things to Remember

  • The cheapest auto insurance company in Gateway is GEICO
  • Average auto insurance rates in Gateway, CO for senior drivers are $2,018 per year
  • The minimum auto insurance required in Gateway, Colorado is 25/50/15

Gateway, Colorado auto insurance requirements are 25/50/15 according to Colorado auto insurance laws. Finding cheap auto insurance in Gateway can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Gateway, Colorado, including driving record, credit, commute time, and more.

Compare auto insurance in Gateway to other Colorado cities, including Centennial auto insurance rates, Fort Collins auto insurance rates, and Pueblo auto insurance rates to see how Gateway, Colorado auto insurance rates stack up.

Before you buy Gateway, Colorado auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Gateway, Colorado auto insurance quotes.

Minimum Auto Insurance in Gateway, Colorado

Gateway, Colorado auto insurance laws require that you have at least the Colorado minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Gateway, Colorado.

Minimum Required Auto Insurance Coverage in Gateway, Colorado

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $15,000 minimum

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Cheap Gateway, Colorado Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Gateway, Colorado are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Gateway, Colorado

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,337 $3,111 $2,989 $3,023 $11,594 $12,143 $3,679 $3,718
American Family $2,369 $2,369 $2,141 $2,141 $5,736 $7,705 $2,369 $2,905
Farmers $2,795 $2,767 $2,531 $2,728 $10,626 $10,700 $3,088 $3,132
GEICO $1,434 $1,578 $1,518 $1,723 $4,553 $4,842 $1,315 $1,345
Liberty Mutual $1,723 $1,696 $1,450 $1,591 $5,017 $5,486 $1,748 $1,789
Nationwide $1,952 $1,982 $1,754 $1,845 $4,935 $6,278 $2,246 $2,417
Progressive $2,311 $2,152 $2,013 $2,002 $8,153 $9,136 $2,612 $2,542
State Farm $1,690 $1,690 $1,527 $1,527 $4,985 $6,283 $1,896 $2,258
USAA $2,006 $2,006 $1,910 $1,917 $4,983 $5,703 $2,573 $2,799

Cheap Gateway, Colorado Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Gateway, Colorado is a challenge. Take a look at the annual teen auto insurance rates in Gateway, Colorado.

Annual Auto Insurance Rates for Teen Drivers in Gateway, Colorado

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $11,594 $12,143
American Family $5,736 $7,705
Farmers $10,626 $10,700
GEICO $4,553 $4,842
Liberty Mutual $5,017 $5,486
Nationwide $4,935 $6,278
Progressive $8,153 $9,136
State Farm $4,985 $6,283
USAA $4,983 $5,703

Cheap Gateway, Colorado Auto Insurance for Seniors

What are senior auto insurance rates in Gateway, Colorado? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Gateway, Colorado

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,989 $3,023
American Family $2,141 $2,141
Farmers $2,531 $2,728
GEICO $1,518 $1,723
Liberty Mutual $1,450 $1,591
Nationwide $1,754 $1,845
Progressive $2,013 $2,002
State Farm $1,527 $1,527
USAA $1,910 $1,917

Cheap Gateway, Colorado Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Gateway, Colorado compared to the annual auto insurance rates with a clean record in Gateway, Colorado.

Annual Gateway, Colorado Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $4,625 $5,325 $6,581 $5,265
American Family $2,562 $3,647 $4,754 $2,905
Farmers $4,042 $5,203 $5,138 $4,801
GEICO $1,615 $2,504 $2,941 $2,093
Liberty Mutual $2,241 $2,624 $2,736 $2,648
Nationwide $2,267 $3,072 $3,877 $2,488
Progressive $3,349 $4,684 $3,533 $3,894
State Farm $2,505 $2,960 $2,732 $2,732
USAA $2,188 $2,662 $4,635 $2,464

Cheap Gateway, Colorado Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Gateway, Colorado is not easy. Compare the annual rates for DUI auto insurance in Gateway, Colorado to find the best deal.

Annual Auto Insurance Rates After a DUI in Gateway, Colorado

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $6,581
American Family $4,754
Farmers $5,138
GEICO $2,941
Liberty Mutual $2,736
Nationwide $3,877
Progressive $3,533
State Farm $2,732
USAA $4,635

Cheap Gateway, Colorado Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how Gateway, Colorado annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in Gateway, Colorado

Insurance Company Poor Fair Good
Allstate $6,952 $5,350 $4,046
American Family $4,499 $3,210 $2,691
Farmers $5,569 $4,523 $4,296
GEICO $2,744 $2,288 $1,833
Liberty Mutual $3,664 $2,237 $1,786
Nationwide $3,525 $2,806 $2,447
Progressive $4,376 $3,755 $3,465
State Farm $3,792 $2,438 $1,966
USAA $4,418 $2,521 $2,022

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Cheap Gateway, Colorado Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in Gateway, Colorado can vary. Compare the annual cost of auto insurance by ZIP code in Gateway, Colorado to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in Gateway, Colorado

ZIP Code Average Annual Rates
81522 $3,194

Cheap Gateway, Colorado Auto Insurance Rates By Commute

Commute length and annual mileage affect Gateway, Colorado auto insurance. Find the cheapest annual Gateway, Colorado auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Gateway, Colorado

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $5,449 $5,449
American Family $3,393 $3,541
Farmers $4,796 $4,796
GEICO $2,244 $2,333
Liberty Mutual $2,562 $2,562
Nationwide $2,926 $2,926
Progressive $3,865 $3,865
State Farm $2,666 $2,799
USAA $2,903 $3,071

Cheap Gateway, Colorado Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Gateway, Colorado? Check out the comparison of annual Gateway, Colorado auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Gateway, Colorado

Insurance Company Low Medium High
Allstate $5,211 $5,433 $5,703
American Family $3,297 $3,539 $3,565
Farmers $4,228 $4,730 $5,430
GEICO $2,085 $2,253 $2,527
Liberty Mutual $2,437 $2,555 $2,696
Nationwide $2,909 $2,928 $2,941
Progressive $3,611 $3,876 $4,108
State Farm $2,549 $2,733 $2,914
USAA $2,856 $2,986 $3,119

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Best By Category: Cheapest Auto Insurance in Gateway, Colorado

Compare the cheapest auto insurance companies in Gateway, Colorado in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Gateway, Colorado

Category Insurance Company
Teenagers GEICO
Seniors Liberty Mutual
Clean Record GEICO
With 1 Accident GEICO
With 1 DUI State Farm
With 1 Speeding Violation GEICO

The Cheapest Gateway, Colorado Auto Insurance Companies

What auto insurance companies in Gateway, Colorado are the cheapest? Compare the top Gateway, Colorado auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Gateway, Colorado

Insurance Company Average Annual Rates
Allstate $5,449
American Family $3,467
Farmers $4,796
GEICO $2,288
Liberty Mutual $2,562
Nationwide $2,926
Progressive $3,865
State Farm $2,732
USAA $2,987

Compare Gateway, Colorado Auto Insurance Quotes

Before you buy Gateway, Colorado auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Gateway, Colorado auto insurance quotes.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

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