Best Cheap Auto Insurance in Garwood, TX (2021)

The average Garwood, TX auto insurance rates are $335 per month. The minimum auto insurance in Garwood is at least 30/60/25 in coverage to comply with Texas auto insurance laws. To find the best cheap auto insurance in Garwood, Texas, compare quotes from multiple companies.

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Leslie Kasperowicz holds a BA in Social Sciences from the University of Winnipeg. She spent several years as a Farmers Insurance CSR, gaining a solid understanding of insurance products including home, life, auto, and commercial and working directly with insurance customers to understand their needs. She has since used that knowledge in her more than ten years as a writer, largely in the insuranc...

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: May 17, 2021

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Things to Remember

  • The minimum auto insurance required in Garwood, Texas is 30/60/25
  • Average auto insurance rates in Garwood, TX for senior drivers are $2,421 per year
  • The most expensive auto insurance company in Garwood for teen drivers is Progressive

Garwood, Texas auto insurance requirements are 30/60/25 according to Texas auto insurance laws. Finding cheap auto insurance in Garwood can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Garwood, Texas, including driving record, credit, commute time, and more.

Compare auto insurance in Garwood to other Texas cities, including San Antonio auto insurance rates, Dallas auto insurance rates, and Fort Worth auto insurance rates to see how Garwood, Texas auto insurance rates stack up.

Before you buy Garwood, Texas auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Garwood, Texas auto insurance quotes.

Minimum Auto Insurance in Garwood, Texas

Garwood, Texas auto insurance laws require that you have at least the Texas minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Garwood, Texas.

Minimum Required Auto Insurance Coverage in Garwood, Texas

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $30,000 per person
$60,000 per accident
Property Damage Liability Coverage $25,000 minimum

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Cheap Garwood, Texas Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Garwood, Texas are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Garwood, Texas

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,525 $3,552 $3,483 $3,483 $9,290 $11,193 $4,347 $4,516
American Family $3,572 $4,009 $3,363 $3,888 $9,927 $12,949 $5,237 $5,973
GEICO $2,344 $2,526 $2,254 $2,537 $5,113 $5,366 $2,539 $2,555
Nationwide $2,140 $2,177 $1,893 $2,004 $6,027 $7,731 $2,509 $2,713
Progressive $2,691 $2,530 $2,407 $2,448 $11,654 $12,972 $3,171 $3,181
State Farm $1,825 $1,825 $1,618 $1,618 $4,267 $5,419 $1,977 $2,041
USAA $1,520 $1,531 $1,451 $1,442 $4,265 $4,651 $2,028 $2,178

Cheap Garwood, Texas Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Garwood, Texas is a challenge. Take a look at the annual teen auto insurance rates in Garwood, Texas.

Annual Auto Insurance Rates for Teen Drivers in Garwood, Texas

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $9,290 $11,193
American Family $9,927 $12,949
GEICO $5,113 $5,366
Nationwide $6,027 $7,731
Progressive $11,654 $12,972
State Farm $4,267 $5,419
USAA $4,265 $4,651

Cheap Garwood, Texas Auto Insurance for Seniors

What are senior auto insurance rates in Garwood, Texas? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Garwood, Texas

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $3,483 $3,483
American Family $3,363 $3,888
GEICO $2,254 $2,537
Nationwide $1,893 $2,004
Progressive $2,407 $2,448
State Farm $1,618 $1,618
USAA $1,451 $1,442

Cheap Garwood, Texas Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Garwood, Texas compared to the annual auto insurance rates with a clean record in Garwood, Texas.

Annual Garwood, Texas Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $4,203 $6,513 $6,776 $4,203
American Family $5,555 $7,121 $6,227 $5,555
GEICO $2,680 $3,538 $2,956 $3,443
Nationwide $2,952 $2,952 $4,361 $3,331
Progressive $4,466 $5,823 $5,214 $5,024
State Farm $2,298 $2,621 $3,078 $2,298
USAA $1,778 $2,621 $3,093 $2,041

Cheap Garwood, Texas Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Garwood, Texas is not easy. Compare the annual rates for DUI auto insurance in Garwood, Texas to find the best deal.

Annual Auto Insurance Rates After a DUI in Garwood, Texas

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $6,776
American Family $6,227
GEICO $2,956
Nationwide $4,361
Progressive $5,214
State Farm $3,078
USAA $3,093

Cheap Garwood, Texas Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how Garwood, Texas annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in Garwood, Texas

Insurance Company Poor Fair Good
Allstate $6,909 $5,046 $4,316
American Family $8,319 $5,360 $4,665
GEICO $4,864 $2,757 $1,842
Nationwide $4,074 $3,275 $2,848
Progressive $5,753 $4,999 $4,642
State Farm $3,646 $2,269 $1,807
USAA $3,502 $2,022 $1,626

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Cheap Garwood, Texas Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in Garwood, Texas can vary. Compare the annual cost of auto insurance by ZIP code in Garwood, Texas to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in Garwood, Texas

ZIP Code Average Annual Rates
77442 $6,055

Cheap Garwood, Texas Auto Insurance Rates By Commute

Commute length and annual mileage affect Garwood, Texas auto insurance. Find the cheapest annual Garwood, Texas auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Garwood, Texas

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $5,293 $5,555
American Family $6,115 $6,115
GEICO $3,096 $3,213
Nationwide $3,399 $3,399
Progressive $5,132 $5,132
State Farm $2,574 $2,574
USAA $2,353 $2,414

Cheap Garwood, Texas Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Garwood, Texas? Check out the comparison of annual Garwood, Texas auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Garwood, Texas

Insurance Company Low Medium High
Allstate $5,273 $5,367 $5,631
American Family $5,637 $5,856 $6,850
GEICO $3,008 $3,119 $3,336
Nationwide $3,675 $3,255 $3,267
Progressive $4,827 $5,103 $5,465
State Farm $2,448 $2,566 $2,708
USAA $2,305 $2,374 $2,471

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Best By Category: Cheapest Auto Insurance in Garwood, Texas

Compare the cheapest auto insurance companies in Garwood, Texas in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Garwood, Texas

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI GEICO
With 1 Speeding Violation USAA

The Cheapest Garwood, Texas Auto Insurance Companies

What auto insurance companies in Garwood, Texas are the cheapest? Compare the top Garwood, Texas auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Garwood, Texas

Insurance Company Average Annual Rates
Allstate $5,424
American Family $6,115
GEICO $3,154
Nationwide $3,399
Progressive $5,132
State Farm $2,574
USAA $2,383

Compare Garwood, Texas Auto Insurance Quotes

Before you buy Garwood, Texas auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Garwood, Texas auto insurance quotes.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

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