Best Cheap Auto Insurance in Garrett, PA (2021)

The average Garrett, PA auto insurance rates are $321 per month. The minimum auto insurance in Garrett is at least 15/30/5 in coverage to comply with Pennsylvania auto insurance laws. To find the best cheap auto insurance in Garrett, Pennsylvania, compare quotes from multiple companies.

Free Auto Insurance Comparison

 Secured with SHA-256 Encryption

Mathew B. Sims is Editor-in-Chief and has authored, edited, and contributed to several books. He has been working in the insurance industry ensuring content is accurate for consumers who are searching for the best policies and rates. He has also been featured on sites like UpJourney.

Full Bio →

Written by

Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

Full Bio →

Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: May 17, 2021

Advertiser Disclosure

It’s all about you. We want to help you make the right coverage choices.

Advertiser Disclosure: We strive to help you make confident auto insurance decisions. Comparison shopping should be easy. We are not affiliated with any one auto insurance provider and cannot guarantee quotes from any single provider. Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.

Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.

Things to Remember

  • The most expensive auto insurance company in Garrett for teen drivers is Travelers
  • The cheapest auto insurance company in Garrett is USAA
  • The minimum auto insurance required in Garrett, Pennsylvania is 15/30/5

Garrett, Pennsylvania auto insurance requirements are 15/30/5 according to Pennsylvania auto insurance laws. Finding cheap auto insurance in Garrett can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Garrett, Pennsylvania, including driving record, credit, commute time, and more.

Compare auto insurance in Garrett to other Pennsylvania cities, including Allen auto insurance rates, Erie auto insurance rates, and York auto insurance rates to see how Garrett, Pennsylvania auto insurance rates stack up.

Before you buy Garrett, Pennsylvania auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Garrett, Pennsylvania auto insurance quotes.

Minimum Auto Insurance in Garrett, Pennsylvania

Garrett, Pennsylvania auto insurance laws require that you have at least the Pennsylvania minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Garrett, Pennsylvania.

Minimum Required Auto Insurance Coverage in Garrett, Pennsylvania

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $15,000 per person
$30,000 per accident
Property Damage Liability Coverage $5,000 minimum

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

 Secured with SHA-256 Encryption

Cheap Garrett, Pennsylvania Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Garrett, Pennsylvania are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Garrett, Pennsylvania

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,593 $2,593 $2,374 $2,374 $8,543 $8,543 $2,874 $2,874
GEICO $2,311 $1,998 $2,138 $1,849 $5,763 $4,994 $2,343 $2,025
Liberty Mutual $3,541 $3,541 $3,243 $3,243 $10,350 $10,350 $4,497 $4,497
Nationwide $1,717 $1,717 $1,622 $1,622 $4,766 $4,766 $1,920 $1,920
Progressive $2,667 $2,667 $2,379 $2,379 $8,526 $8,526 $3,420 $3,420
State Farm $1,725 $1,725 $1,511 $1,511 $6,007 $6,007 $1,894 $1,894
Travelers $1,686 $1,686 $1,800 $1,800 $23,764 $23,764 $2,048 $2,048
USAA $1,013 $1,013 $916 $916 $2,978 $2,978 $1,341 $1,341

Cheap Garrett, Pennsylvania Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Garrett, Pennsylvania is a challenge. Take a look at the annual teen auto insurance rates in Garrett, Pennsylvania.

Annual Auto Insurance Rates for Teen Drivers in Garrett, Pennsylvania

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $8,543 $8,543
GEICO $5,763 $4,994
Liberty Mutual $10,350 $10,350
Nationwide $4,766 $4,766
Progressive $8,526 $8,526
State Farm $6,007 $6,007
Travelers $23,764 $23,764
USAA $2,978 $2,978

Cheap Garrett, Pennsylvania Auto Insurance for Seniors

What are senior auto insurance rates in Garrett, Pennsylvania? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Garrett, Pennsylvania

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,374 $2,374
GEICO $2,138 $1,849
Liberty Mutual $3,243 $3,243
Nationwide $1,622 $1,622
Progressive $2,379 $2,379
State Farm $1,511 $1,511
Travelers $1,800 $1,800
USAA $916 $916

Cheap Garrett, Pennsylvania Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Garrett, Pennsylvania compared to the annual auto insurance rates with a clean record in Garrett, Pennsylvania.

Annual Garrett, Pennsylvania Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,921 $4,621 $3,921 $3,921
GEICO $2,155 $3,670 $2,887 $2,999
Liberty Mutual $4,941 $5,645 $5,523 $5,523
Nationwide $1,802 $2,412 $3,382 $2,429
Progressive $3,855 $5,308 $3,966 $3,864
State Farm $2,564 $3,004 $2,784 $2,784
Travelers $5,228 $7,395 $9,280 $7,395
USAA $1,262 $1,732 $1,845 $1,409

Cheap Garrett, Pennsylvania Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Garrett, Pennsylvania is not easy. Compare the annual rates for DUI auto insurance in Garrett, Pennsylvania to find the best deal.

Annual Auto Insurance Rates After a DUI in Garrett, Pennsylvania

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $3,921
GEICO $2,887
Liberty Mutual $5,523
Nationwide $3,382
Progressive $3,966
State Farm $2,784
Travelers $9,280
USAA $1,845

Cheap Garrett, Pennsylvania Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how Garrett, Pennsylvania annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in Garrett, Pennsylvania

Insurance Company Poor Fair Good
Allstate $5,236 $3,904 $3,148
GEICO $4,403 $2,473 $1,907
Liberty Mutual $6,902 $4,950 $4,371
Nationwide $2,947 $2,414 $2,158
Progressive $5,631 $3,946 $3,167
State Farm $3,963 $2,453 $1,936
Travelers $7,991 $7,194 $6,789
USAA $1,953 $1,450 $1,284

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

 Secured with SHA-256 Encryption

Cheap Garrett, Pennsylvania Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in Garrett, Pennsylvania can vary. Compare the annual cost of auto insurance by ZIP code in Garrett, Pennsylvania to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in Garrett, Pennsylvania

ZIP Code Average Annual Rates
15542 $4,733

Cheap Garrett, Pennsylvania Auto Insurance Rates By Commute

Commute length and annual mileage affect Garrett, Pennsylvania auto insurance. Find the cheapest annual Garrett, Pennsylvania auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Garrett, Pennsylvania

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $4,016 $4,176
GEICO $2,879 $2,977
Liberty Mutual $5,269 $5,547
Nationwide $2,506 $2,506
Progressive $4,248 $4,248
State Farm $2,702 $2,866
Travelers $7,325 $7,325
USAA $1,518 $1,606

Cheap Garrett, Pennsylvania Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Garrett, Pennsylvania? Check out the comparison of annual Garrett, Pennsylvania auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Garrett, Pennsylvania

Insurance Company Low Medium High
Allstate $3,899 $4,124 $4,265
GEICO $2,723 $2,948 $3,112
Liberty Mutual $5,171 $5,442 $5,611
Nationwide $2,539 $2,533 $2,446
Progressive $3,908 $4,278 $4,558
State Farm $2,637 $2,813 $2,902
Travelers $7,481 $7,306 $7,187
USAA $1,458 $1,575 $1,653

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

 Secured with SHA-256 Encryption

Best By Category: Cheapest Auto Insurance in Garrett, Pennsylvania

Compare the cheapest auto insurance companies in Garrett, Pennsylvania in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Garrett, Pennsylvania

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI USAA
With 1 Speeding Violation USAA

The Cheapest Garrett, Pennsylvania Auto Insurance Companies

What auto insurance companies in Garrett, Pennsylvania are the cheapest? Compare the top Garrett, Pennsylvania auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Garrett, Pennsylvania

Insurance Company Average Annual Rates
Allstate $4,096
GEICO $2,928
Liberty Mutual $5,408
Nationwide $2,506
Progressive $4,248
State Farm $2,784
Travelers $7,325
USAA $1,562

What affects auto insurance rates in Garrett, Pennsylvania?

There are a lot of reasons why auto insurance rates in Garrett, Pennsylvania are higher or lower than in other cities. These include traffic and the number of vehicle thefts in Garrett, Pennsylvania. Many local factors may affect your Garrett auto insurance rates.

Garrett Commute Time

Cities in which drivers have a longer average commute time tend to have higher auto insurance costs. The average Garrett, Pennsylvania commute length is 27.7 minutes according to City-Data.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

 Secured with SHA-256 Encryption

Compare Garrett, Pennsylvania Auto Insurance Quotes

Before you buy Garrett, Pennsylvania auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Garrett, Pennsylvania auto insurance quotes.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

 Secured with SHA-256 Encryption