Best Cheap Auto Insurance in Garland, KS (2021)

The average Garland, KS auto insurance rates are $279 per month. The minimum auto insurance in Garland is at least 25/50/25 in coverage to comply with Kansas auto insurance laws. To find the best cheap auto insurance in Garland, Kansas, compare quotes from multiple companies.

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Mathew B. Sims is Editor-in-Chief and has authored, edited, and contributed to several books. He has been working in the insurance industry ensuring content is accurate for consumers who are searching for the best policies and rates. He has also been featured on sites like UpJourney.

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: May 17, 2021

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Advertiser Disclosure: We strive to help you make confident auto insurance decisions. Comparison shopping should be easy. We are not affiliated with any one auto insurance provider and cannot guarantee quotes from any single provider. Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.

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Things to Remember

  • The most expensive auto insurance company in Garland for teen drivers is Liberty Mutual
  • The cheapest auto insurance company in Garland is American Family
  • Average auto insurance rates in Garland, KS for senior drivers are $1,960 per year

Garland, Kansas auto insurance requirements are 25/50/25 according to Kansas auto insurance laws. Finding cheap auto insurance in Garland can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Garland, Kansas, including driving record, credit, commute time, and more.

Compare auto insurance in Garland to other Kansas cities, including Overland Park auto insurance rates, Salina auto insurance rates, and Olathe auto insurance rates to see how Garland, Kansas auto insurance rates stack up.

Before you buy Garland, Kansas auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Garland, Kansas auto insurance quotes.

Minimum Auto Insurance in Garland, Kansas

Garland, Kansas auto insurance laws require that you have at least the Kansas minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Garland, Kansas.

Minimum Required Auto Insurance Coverage in Garland, Kansas

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

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Cheap Garland, Kansas Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Garland, Kansas are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Garland, Kansas

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,751 $2,688 $2,443 $2,516 $7,339 $8,181 $2,850 $2,966
American Family $1,681 $1,681 $1,517 $1,517 $3,222 $3,858 $1,681 $1,885
Farmers $2,597 $2,585 $2,326 $2,422 $6,744 $6,987 $2,916 $3,077
GEICO $2,420 $2,366 $2,443 $2,273 $4,439 $5,960 $2,802 $2,038
Liberty Mutual $2,380 $2,574 $2,267 $2,531 $10,904 $12,184 $2,608 $2,824
Nationwide $1,849 $1,916 $1,638 $1,776 $3,570 $4,399 $2,118 $2,262
Progressive $2,316 $2,203 $1,863 $1,947 $8,560 $9,652 $2,732 $2,931
State Farm $1,764 $1,764 $1,535 $1,535 $4,554 $5,824 $1,979 $2,228
Travelers $2,036 $2,069 $1,988 $2,013 $8,250 $12,849 $2,082 $2,442
USAA $1,437 $1,469 $1,313 $1,333 $4,807 $5,062 $1,895 $1,989

Cheap Garland, Kansas Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Garland, Kansas is a challenge. Take a look at the annual teen auto insurance rates in Garland, Kansas.

Annual Auto Insurance Rates for Teen Drivers in Garland, Kansas

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $7,339 $8,181
American Family $3,222 $3,858
Farmers $6,744 $6,987
GEICO $4,439 $5,960
Liberty Mutual $10,904 $12,184
Nationwide $3,570 $4,399
Progressive $8,560 $9,652
State Farm $4,554 $5,824
Travelers $8,250 $12,849
USAA $4,807 $5,062

Cheap Garland, Kansas Auto Insurance for Seniors

What are senior auto insurance rates in Garland, Kansas? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Garland, Kansas

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,443 $2,516
American Family $1,517 $1,517
Farmers $2,326 $2,422
GEICO $2,443 $2,273
Liberty Mutual $2,267 $2,531
Nationwide $1,638 $1,776
Progressive $1,863 $1,947
State Farm $1,535 $1,535
Travelers $1,988 $2,013
USAA $1,313 $1,333

Cheap Garland, Kansas Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Garland, Kansas compared to the annual auto insurance rates with a clean record in Garland, Kansas.

Annual Garland, Kansas Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,437 $3,999 $4,588 $3,843
American Family $2,093 $2,243 $2,093 $2,093
Farmers $3,135 $4,011 $3,910 $3,771
GEICO $1,946 $3,187 $4,922 $2,316
Liberty Mutual $3,617 $5,420 $5,327 $4,771
Nationwide $1,813 $2,095 $3,767 $2,089
Progressive $3,721 $4,346 $3,886 $4,149
State Farm $2,466 $2,830 $2,648 $2,648
Travelers $3,068 $4,005 $5,531 $4,261
USAA $1,765 $2,373 $3,494 $2,020

Cheap Garland, Kansas Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Garland, Kansas is not easy. Compare the annual rates for DUI auto insurance in Garland, Kansas to find the best deal.

Annual Auto Insurance Rates After a DUI in Garland, Kansas

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $4,588
American Family $2,093
Farmers $3,910
GEICO $4,922
Liberty Mutual $5,327
Nationwide $3,767
Progressive $3,886
State Farm $2,648
Travelers $5,531
USAA $3,494

Cheap Garland, Kansas Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how Garland, Kansas annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in Garland, Kansas

Insurance Company Poor Fair Good
Allstate $4,921 $3,728 $3,252
American Family $2,781 $1,970 $1,640
Farmers $4,376 $3,469 $3,275
GEICO $4,806 $2,542 $1,930
Liberty Mutual $4,784 $4,784 $4,784
Nationwide $2,725 $2,378 $2,219
Progressive $4,617 $3,878 $3,581
State Farm $3,856 $2,304 $1,785
Travelers $4,874 $3,966 $3,809
USAA $3,299 $2,163 $1,778

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Cheap Garland, Kansas Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in Garland, Kansas can vary. Compare the annual cost of auto insurance by ZIP code in Garland, Kansas to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in Garland, Kansas

ZIP Code Average Annual Rates
66741 $3,518

Cheap Garland, Kansas Auto Insurance Rates By Commute

Commute length and annual mileage affect Garland, Kansas auto insurance. Find the cheapest annual Garland, Kansas auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Garland, Kansas

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $3,967 $3,967
American Family $2,103 $2,158
Farmers $3,707 $3,707
GEICO $3,027 $3,159
Liberty Mutual $4,784 $4,784
Nationwide $2,441 $2,441
Progressive $4,026 $4,026
State Farm $2,582 $2,714
Travelers $4,216 $4,216
USAA $2,341 $2,485

Cheap Garland, Kansas Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Garland, Kansas? Check out the comparison of annual Garland, Kansas auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Garland, Kansas

Insurance Company Low Medium High
Allstate $3,851 $3,958 $4,091
American Family $2,154 $2,238 $1,999
Farmers $3,569 $3,688 $3,863
GEICO $3,003 $3,089 $3,186
Liberty Mutual $4,663 $4,772 $4,917
Nationwide $2,575 $2,412 $2,336
Progressive $3,811 $3,995 $4,271
State Farm $2,558 $2,655 $2,731
Travelers $3,992 $4,221 $4,435
USAA $2,328 $2,406 $2,504

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Best By Category: Cheapest Auto Insurance in Garland, Kansas

Compare the cheapest auto insurance companies in Garland, Kansas in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Garland, Kansas

Category Insurance Company
Teenagers American Family
Seniors USAA
Clean Record USAA
With 1 Accident Nationwide
With 1 DUI American Family
With 1 Speeding Violation USAA

The Cheapest Garland, Kansas Auto Insurance Companies

What auto insurance companies in Garland, Kansas are the cheapest? Compare the top Garland, Kansas auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Garland, Kansas

Insurance Company Average Annual Rates
Allstate $3,967
American Family $2,130
Farmers $3,707
GEICO $3,093
Liberty Mutual $4,784
Nationwide $2,441
Progressive $4,026
State Farm $2,648
Travelers $4,216
USAA $2,413

Compare Garland, Kansas Auto Insurance Quotes

Before you buy Garland, Kansas auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Garland, Kansas auto insurance quotes.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

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