Best Cheap Auto Insurance in Garibaldi, OR (2021)

The average Garibaldi, OR auto insurance rates are $302 per month. The minimum auto insurance in Garibaldi is at least 25/50/20 in coverage to comply with Oregon auto insurance laws. To find the best cheap auto insurance in Garibaldi, Oregon, compare quotes from multiple companies.

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Leslie Kasperowicz holds a BA in Social Sciences from the University of Winnipeg. She spent several years as a Farmers Insurance CSR, gaining a solid understanding of insurance products including home, life, auto, and commercial and working directly with insurance customers to understand their needs. She has since used that knowledge in her more than ten years as a writer, largely in the insuranc...

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: Jul 16, 2021

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Things to Remember

  • The cheapest auto insurance company in Garibaldi is USAA
  • Average auto insurance rates in Garibaldi, OR for senior drivers are $2,093 per year
  • The minimum auto insurance required in Garibaldi, Oregon is 25/50/20

Garibaldi, Oregon auto insurance requirements are 25/50/20 according to Oregon auto insurance laws. Finding cheap auto insurance in Garibaldi can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Garibaldi, Oregon, including driving record, credit, commute time, and more.

Compare auto insurance in Garibaldi to other Oregon cities, including Springfield auto insurance rates, Beaverton auto insurance rates, and Portland auto insurance rates to see how Garibaldi, Oregon auto insurance rates stack up.

Before you buy Garibaldi, Oregon auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Garibaldi, Oregon auto insurance quotes.

Minimum Auto Insurance in Garibaldi, Oregon

Garibaldi, Oregon auto insurance laws require that you have at least the Oregon minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Garibaldi, Oregon.

Minimum Required Auto Insurance Coverage in Garibaldi, Oregon

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $20,000 minimum

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Cheap Garibaldi, Oregon Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Garibaldi, Oregon are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Garibaldi, Oregon

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,426 $3,190 $3,125 $3,166 $10,565 $11,814 $3,600 $3,621
American Family $2,526 $2,526 $2,251 $2,251 $6,264 $9,828 $2,526 $2,648
Farmers $2,041 $1,997 $1,809 $1,919 $8,294 $8,475 $2,302 $2,379
GEICO $2,499 $2,423 $2,316 $2,323 $6,505 $5,961 $2,662 $2,316
Liberty Mutual $2,827 $2,984 $2,445 $2,717 $9,158 $9,900 $2,739 $2,773
Nationwide $2,138 $2,129 $1,906 $1,993 $4,891 $6,113 $2,493 $2,626
Progressive $2,196 $1,990 $1,908 $1,958 $9,686 $10,728 $2,638 $2,512
State Farm $1,726 $1,726 $1,574 $1,574 $5,444 $6,824 $1,958 $2,256
Travelers $1,943 $1,968 $1,749 $1,825 $5,498 $6,683 $2,035 $2,077
USAA $1,578 $1,532 $1,557 $1,504 $4,814 $5,174 $2,026 $2,108

Cheap Garibaldi, Oregon Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Garibaldi, Oregon is a challenge. Take a look at the annual teen auto insurance rates in Garibaldi, Oregon.

Annual Auto Insurance Rates for Teen Drivers in Garibaldi, Oregon

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $10,565 $11,814
American Family $6,264 $9,828
Farmers $8,294 $8,475
GEICO $6,505 $5,961
Liberty Mutual $9,158 $9,900
Nationwide $4,891 $6,113
Progressive $9,686 $10,728
State Farm $5,444 $6,824
Travelers $5,498 $6,683
USAA $4,814 $5,174

Cheap Garibaldi, Oregon Auto Insurance for Seniors

What are senior auto insurance rates in Garibaldi, Oregon? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Garibaldi, Oregon

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $3,125 $3,166
American Family $2,251 $2,251
Farmers $1,809 $1,919
GEICO $2,316 $2,323
Liberty Mutual $2,445 $2,717
Nationwide $1,906 $1,993
Progressive $1,908 $1,958
State Farm $1,574 $1,574
Travelers $1,749 $1,825
USAA $1,557 $1,504

Cheap Garibaldi, Oregon Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Garibaldi, Oregon compared to the annual auto insurance rates with a clean record in Garibaldi, Oregon.

Annual Garibaldi, Oregon Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $4,256 $5,768 $6,000 $5,229
American Family $2,683 $4,093 $5,194 $3,441
Farmers $3,075 $3,962 $3,874 $3,696
GEICO $2,223 $3,531 $4,674 $3,074
Liberty Mutual $3,934 $4,405 $5,060 $4,373
Nationwide $2,576 $2,758 $3,898 $2,912
Progressive $3,168 $5,791 $4,078 $3,770
State Farm $2,561 $3,338 $2,820 $2,820
Travelers $2,411 $3,082 $3,455 $2,941
USAA $1,843 $2,572 $3,576 $2,156

Cheap Garibaldi, Oregon Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Garibaldi, Oregon is not easy. Compare the annual rates for DUI auto insurance in Garibaldi, Oregon to find the best deal.

Annual Auto Insurance Rates After a DUI in Garibaldi, Oregon

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $6,000
American Family $5,194
Farmers $3,874
GEICO $4,674
Liberty Mutual $5,060
Nationwide $3,898
Progressive $4,078
State Farm $2,820
Travelers $3,455
USAA $3,576

Cheap Garibaldi, Oregon Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how Garibaldi, Oregon annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in Garibaldi, Oregon

Insurance Company Poor Fair Good
Allstate $6,988 $4,908 $4,044
American Family $4,895 $3,611 $3,052
Farmers $4,225 $3,455 $3,275
GEICO $4,074 $3,376 $2,678
Liberty Mutual $6,500 $3,851 $2,978
Nationwide $3,669 $2,913 $2,526
Progressive $4,709 $4,084 $3,812
State Farm $4,031 $2,570 $2,055
Travelers $3,704 $2,915 $2,297
USAA $3,794 $2,123 $1,692

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Cheap Garibaldi, Oregon Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in Garibaldi, Oregon can vary. Compare the annual cost of auto insurance by ZIP code in Garibaldi, Oregon to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in Garibaldi, Oregon

ZIP Code Average Annual Rates
97118 $3,393

Cheap Garibaldi, Oregon Auto Insurance Rates By Commute

Commute length and annual mileage affect Garibaldi, Oregon auto insurance. Find the cheapest annual Garibaldi, Oregon auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Garibaldi, Oregon

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $5,313 $5,313
American Family $3,793 $3,912
Farmers $3,652 $3,652
GEICO $3,321 $3,430
Liberty Mutual $4,443 $4,443
Nationwide $3,036 $3,036
Progressive $4,202 $4,202
State Farm $2,813 $2,958
Travelers $2,853 $3,091
USAA $2,464 $2,609

Cheap Garibaldi, Oregon Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Garibaldi, Oregon? Check out the comparison of annual Garibaldi, Oregon auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Garibaldi, Oregon

Insurance Company Low Medium High
Allstate $5,103 $5,302 $5,534
American Family $3,839 $4,075 $3,645
Farmers $3,445 $3,609 $3,902
GEICO $3,130 $3,391 $3,606
Liberty Mutual $4,183 $4,433 $4,713
Nationwide $2,897 $3,119 $3,092
Progressive $4,062 $4,183 $4,361
State Farm $2,738 $2,889 $3,029
Travelers $2,791 $2,956 $3,169
USAA $2,428 $2,539 $2,643

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Best By Category: Cheapest Auto Insurance in Garibaldi, Oregon

Compare the cheapest auto insurance companies in Garibaldi, Oregon in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Garibaldi, Oregon

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI State Farm
With 1 Speeding Violation USAA

The Cheapest Garibaldi, Oregon Auto Insurance Companies

What auto insurance companies in Garibaldi, Oregon are the cheapest? Compare the top Garibaldi, Oregon auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Garibaldi, Oregon

Insurance Company Average Annual Rates
Allstate $5,313
American Family $3,853
Farmers $3,652
GEICO $3,376
Liberty Mutual $4,443
Nationwide $3,036
Progressive $4,202
State Farm $2,885
Travelers $2,972
USAA $2,537

What affects auto insurance rates in Garibaldi, Oregon?

There are a lot of reasons why auto insurance rates in Garibaldi, Oregon are higher or lower than in other cities. These include traffic and the number of vehicle thefts in Garibaldi, Oregon. Many local factors may affect your Garibaldi auto insurance rates.

Garibaldi Commute Time

Cities in which drivers have a longer average commute time tend to have higher auto insurance costs. The average Garibaldi, Oregon commute length is 19.2 minutes according to City-Data.

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Compare Garibaldi, Oregon Auto Insurance Quotes

Before you buy Garibaldi, Oregon auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Garibaldi, Oregon auto insurance quotes.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

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