Best Cheap Auto Insurance in Garden Prairie, IL (2021)

The average Garden Prairie, IL auto insurance rates are $271 per month. The minimum auto insurance in Garden Prairie is at least 25/50/20 in coverage to comply with Illinois auto insurance laws. To find the best cheap auto insurance in Garden Prairie, Illinois, compare quotes from multiple companies.

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Leslie Kasperowicz holds a BA in Social Sciences from the University of Winnipeg. She spent several years as a Farmers Insurance CSR, gaining a solid understanding of insurance products including home, life, auto, and commercial and working directly with insurance customers to understand their needs. She has since used that knowledge in her more than ten years as a writer, largely in the insuranc...

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: May 17, 2021

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Things to Remember

  • The cheapest auto insurance company in Garden Prairie is Liberty Mutual
  • The minimum auto insurance required in Garden Prairie, Illinois is 25/50/20
  • Average auto insurance rates in Garden Prairie, IL for senior drivers are $1,845 per year

Garden Prairie, Illinois auto insurance requirements are 25/50/20 according to Illinois auto insurance laws. Finding cheap auto insurance in Garden Prairie can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Garden Prairie, Illinois, including driving record, credit, commute time, and more.

Compare auto insurance in Garden Prairie to other Illinois cities, including Aurora auto insurance rates, Peoria auto insurance rates, and Chicago auto insurance rates to see how Garden Prairie, Illinois auto insurance rates stack up.

Before you buy Garden Prairie, Illinois auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Garden Prairie, Illinois auto insurance quotes.

Minimum Auto Insurance in Garden Prairie, Illinois

Garden Prairie, Illinois auto insurance laws require that you have at least the Illinois minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Garden Prairie, Illinois.

Minimum Required Auto Insurance Coverage in Garden Prairie, Illinois

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $20,000 minimum

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Cheap Garden Prairie, Illinois Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Garden Prairie, Illinois are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Garden Prairie, Illinois

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,300 $3,316 $3,455 $3,455 $8,611 $11,173 $3,968 $4,287
American Family $2,423 $2,423 $2,223 $2,223 $6,940 $9,585 $2,423 $3,133
Farmers $2,477 $2,478 $2,193 $2,323 $10,825 $11,296 $2,829 $2,954
GEICO $1,489 $1,509 $1,429 $1,724 $4,524 $4,715 $1,873 $1,790
Liberty Mutual $1,420 $1,531 $1,178 $1,314 $4,789 $5,322 $1,486 $1,569
Nationwide $1,678 $1,702 $1,500 $1,582 $4,576 $5,845 $1,952 $2,107
Progressive $2,097 $1,974 $1,732 $1,818 $7,669 $8,600 $2,493 $2,686
State Farm $1,465 $1,465 $1,319 $1,319 $4,357 $5,515 $1,660 $1,917
Travelers $1,604 $1,691 $1,478 $1,575 $4,793 $6,067 $1,696 $1,786
USAA $1,650 $1,683 $1,536 $1,518 $5,303 $5,848 $2,174 $2,396

Cheap Garden Prairie, Illinois Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Garden Prairie, Illinois is a challenge. Take a look at the annual teen auto insurance rates in Garden Prairie, Illinois.

Annual Auto Insurance Rates for Teen Drivers in Garden Prairie, Illinois

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $8,611 $11,173
American Family $6,940 $9,585
Farmers $10,825 $11,296
GEICO $4,524 $4,715
Liberty Mutual $4,789 $5,322
Nationwide $4,576 $5,845
Progressive $7,669 $8,600
State Farm $4,357 $5,515
Travelers $4,793 $6,067
USAA $5,303 $5,848

Cheap Garden Prairie, Illinois Auto Insurance for Seniors

What are senior auto insurance rates in Garden Prairie, Illinois? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Garden Prairie, Illinois

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $3,455 $3,455
American Family $2,223 $2,223
Farmers $2,193 $2,323
GEICO $1,429 $1,724
Liberty Mutual $1,178 $1,314
Nationwide $1,500 $1,582
Progressive $1,732 $1,818
State Farm $1,319 $1,319
Travelers $1,478 $1,575
USAA $1,536 $1,518

Cheap Garden Prairie, Illinois Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Garden Prairie, Illinois compared to the annual auto insurance rates with a clean record in Garden Prairie, Illinois.

Annual Garden Prairie, Illinois Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,691 $6,339 $5,878 $4,875
American Family $2,883 $4,088 $5,444 $3,270
Farmers $3,944 $5,090 $4,963 $4,690
GEICO $1,745 $2,359 $3,243 $2,179
Liberty Mutual $1,934 $2,752 $2,418 $2,199
Nationwide $2,121 $2,728 $3,195 $2,427
Progressive $2,991 $4,449 $3,316 $3,778
State Farm $2,162 $2,592 $2,377 $2,377
Travelers $2,050 $2,694 $3,024 $2,576
USAA $1,971 $2,830 $3,877 $2,377

Cheap Garden Prairie, Illinois Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Garden Prairie, Illinois is not easy. Compare the annual rates for DUI auto insurance in Garden Prairie, Illinois to find the best deal.

Annual Auto Insurance Rates After a DUI in Garden Prairie, Illinois

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $5,878
American Family $5,444
Farmers $4,963
GEICO $3,243
Liberty Mutual $2,418
Nationwide $3,195
Progressive $3,316
State Farm $2,377
Travelers $3,024
USAA $3,877

Cheap Garden Prairie, Illinois Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how Garden Prairie, Illinois annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in Garden Prairie, Illinois

Insurance Company Poor Fair Good
Allstate $6,628 $4,777 $4,182
American Family $5,207 $3,551 $3,006
Farmers $5,301 $4,466 $4,248
GEICO $3,813 $1,870 $1,461
Liberty Mutual $3,290 $2,054 $1,633
Nationwide $3,117 $2,525 $2,211
Progressive $4,141 $3,513 $3,247
State Farm $3,458 $2,069 $1,604
Travelers $3,149 $2,546 $2,064
USAA $3,680 $2,528 $2,083

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Cheap Garden Prairie, Illinois Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in Garden Prairie, Illinois can vary. Compare the annual cost of auto insurance by ZIP code in Garden Prairie, Illinois to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in Garden Prairie, Illinois

ZIP Code Average Annual Rates
61038 $3,212

Cheap Garden Prairie, Illinois Auto Insurance Rates By Commute

Commute length and annual mileage affect Garden Prairie, Illinois auto insurance. Find the cheapest annual Garden Prairie, Illinois auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Garden Prairie, Illinois

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $5,196 $5,196
American Family $3,871 $3,972
Farmers $4,672 $4,672
GEICO $2,338 $2,425
Liberty Mutual $2,326 $2,326
Nationwide $2,618 $2,618
Progressive $3,634 $3,634
State Farm $2,316 $2,438
Travelers $2,485 $2,688
USAA $2,686 $2,841

Cheap Garden Prairie, Illinois Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Garden Prairie, Illinois? Check out the comparison of annual Garden Prairie, Illinois auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Garden Prairie, Illinois

Insurance Company Low Medium High
Allstate $5,018 $5,190 $5,379
American Family $3,776 $4,065 $3,924
Farmers $4,436 $4,556 $5,023
GEICO $2,164 $2,374 $2,607
Liberty Mutual $2,203 $2,321 $2,453
Nationwide $2,576 $2,643 $2,633
Progressive $3,307 $3,615 $3,978
State Farm $2,241 $2,382 $2,508
Travelers $2,405 $2,583 $2,771
USAA $2,573 $2,761 $2,957

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Best By Category: Cheapest Auto Insurance in Garden Prairie, Illinois

Compare the cheapest auto insurance companies in Garden Prairie, Illinois in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Garden Prairie, Illinois

Category Insurance Company
Teenagers GEICO
Seniors Liberty Mutual
Clean Record GEICO
With 1 Accident GEICO
With 1 DUI State Farm
With 1 Speeding Violation GEICO

The Cheapest Garden Prairie, Illinois Auto Insurance Companies

What auto insurance companies in Garden Prairie, Illinois are the cheapest? Compare the top Garden Prairie, Illinois auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Garden Prairie, Illinois

Insurance Company Average Annual Rates
Allstate $5,196
American Family $3,922
Farmers $4,672
GEICO $2,382
Liberty Mutual $2,326
Nationwide $2,618
Progressive $3,634
State Farm $2,377
Travelers $2,586
USAA $2,764

Compare Garden Prairie, Illinois Auto Insurance Quotes

Before you buy Garden Prairie, Illinois auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Garden Prairie, Illinois auto insurance quotes.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

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